The top-rated health insurance agent in Miami, Florida is GoldenTrust Insurance Kendall, rated 5.0 stars across 3,144 reviews. Other highly rated options include First Choice Insurance Agency Corp, USA General Insurance Corporation, Insurance Exchange of America. This directory lists 116 health insurance agents serving Miami.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | GoldenTrust Insurance Kendall | 11658 N Kendall Dr | (305) 452-0823 |
| 2 | First Choice Insurance Agency Corp | 7540 SW 117th Ave | (786) 360-1021 |
| 3 | USA General Insurance Corporation | 13631 SW 26th St | (305) 386-3305 |
| 4 | Insurance Exchange of America | 8600 NW 17th St Suite 101 | (305) 403-0800 |
| 5 | Dulcinea Insurance Agency | 1840 Coral Wy #221 | (786) 910-9487 |
| 6 | GoldenTrust Insurance Westchester | 7298 SW 40th St | (305) 680-0944 |
| 7 | Univista Insurance | 9251 W Flagler St suite b 102 | (305) 507-2188 |
| 8 | Caley Insurance | 12260 SW 8th St Suite #122 | (305) 800-2985 |
| 9 | Insurance Professionals USA - Obamacare Health | 11402 NW 41 St ste 210 Doral | (786) 577-3636 |
| 10 | Madrinas Insurance Miami | 7795 W Flagler St | (305) 602-0436 |
GoldenTrust Insurance Kendall serves the greater Miami, Florida area as a health insurance agent. The company assists individuals and families with finding coverage plans that meet their medical needs and budget. It also helps small business owners navigate group health options for their employees. Understanding the local healthcare landscape allows the agent to recommend suitable policies. The agency handles enrollment for Affordable Care Act plans and Medicare supplement policies.
First Choice Insurance Agency Corp serves homeowners, small-business operators, and individual policy seekers in the Miami, Florida area who require health coverage plans tailored to their specific needs. As a licensed health insurance agent, the company assists clients in comparing major medical plans and short-term options available through the private marketplace. It also guides enrollees through the annual open enrollment period and helps qualifying customers navigate special enrollment circumstances after life changes. The agency extends its services to residents in adjacent Coral Gables as well.
USA General Insurance Corporation, located in Miami, Florida, distinguishes between one-time policy consultations and ongoing account management for health coverage. Agents help clients evaluate individual plans, group policies, and short-term options tailored to local healthcare needs. Service is available on a one-time basis for specific enrollment periods, scheduled for annual reviews, or as-needed for claims assistance and plan changes.
Insurance Exchange of America serves clients in Miami, Florida, and the surrounding communities throughout Miami-Dade County. The company handles individual and family health insurance plans, as well as small business group coverage, and Medicare supplements. It assists clients in navigating plan options each enrollment period. The agency evaluates each customer’s specific healthcare needs and budget to present suitable carriers and policy choices. Using a straightforward, consultative approach, it typically compares plan benefits and costs one by one to help clients make a practical selection.
Dulcinea Insurance Agency specializes in connecting clients with health coverage options, including individual plans, family policies, and group benefits for small businesses in Miami, Florida. It guides customers through plan comparisons, enrollment procedures, and understanding policy details to match their healthcare needs and budgets. The agency also assists with resolving claims issues and navigating provider networks. During the annual Open Enrollment Period, it helps residents secure coverage before deadlines and avoid late penalties.
GoldenTrust Insurance Westchester operates as a health insurance agent based in Miami, Florida, helping individuals and businesses navigate plan selection, enrollment, and ongoing policy management. The company concentrates specifically on health insurance solutions, including individual plans, family coverage, and group health benefits for local employers. It can assist commercial sectors such as offices, warehouses, and food service operations with their specific coverage needs.
Univista Insurance is known in Miami for connecting individuals and families with health insurance plans that meet diverse medical needs. As a dedicated health insurance agent, it helps clients navigate plan options during open enrollment and special enrollment periods. The agency focuses on matching customers with appropriate coverage from major carriers, ensuring clarity on deductibles and networks. Univista can also assist with obtaining separate vision insurance as a specialty service add-on.
Caley Insurance serves Miami, Florida, and its surrounding communities, acting as a local resource for health insurance coverage. The agency handles individual and family health plans, as well as group policies for small businesses in the area. It works to explain different plan options, including preventive care and prescription drug benefits, to help clients make informed decisions. To handle a typical job, Caley Insurance begins with a consultation to review a client’s medical needs and budget before comparing available marketplace and private plans.
Madrinas Insurance Miami helps clients navigate the difference between one-time enrollment for a single plan period and recurring service options such as annual renewals or mid-year changes. The company focuses on health insurance coverage, assisting individuals and families in selecting policies that meet their medical needs. Their work involves explaining plan benefits, network restrictions, and cost structures. Located in Miami, Florida, this Health Insurance Agent operates on an as-needed basis, accommodating clients whenever they require assistance with a new plan or a coverage update.
What Does a a Health Insurance Agent in Miami Cost?
The cost of health insurance in Florida varies widely by plan type age and income. For an ACA silver plan a 40 year old in Miami might pay between 400 and 700 dollars per month before subsidies. Subsidies based on income can lower that cost significantly. Medicare Part B premiums in 2024 are around 174 dollars per month for most enrollees. This is general information not insurance advice.
About health insurance agents in Miami
Health insurance agents in Miami help individuals and families find coverage through the federal marketplace or private insurers. Florida has a specific open enrollment period for ACA plans that usually runs from November 1 to January 15 each year. Agents can also assist with Florida Medicaid and Medicare Advantage options for residents over 65.
Frequently Asked Questions
What does a health insurance agent in Miami do?
A health insurance agent helps you compare plans from different carriers and enrolls you in a policy. They explain deductibles copays and network rules. In Florida agents must hold a valid state license and complete continuing education every two years.
When can I enroll in a health plan in Florida?
The ACA open enrollment period in Florida runs from November 1 to January 15 each year. You may qualify for a special enrollment period after a life event like losing job-based coverage or having a baby. Florida does not have a state-based marketplace so you use the federal website HealthCare.gov.
Is there a fee to use a health insurance agent in Miami?
Health insurance agents in Florida are typically paid by the insurance company not by you. This means their services are usually free to the consumer. Always confirm with the agent that there are no direct fees before you start.
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