The top-rated health insurance agent in North Miami Beach, Florida is Estrella Insurance, rated 5.0 stars across 1,314 reviews. Other highly rated options include Mercado Insurance Agency North Miami, Del Toro Insurance, Skylake Insurance. This directory lists 11 health insurance agents serving North Miami Beach.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Estrella Insurance | 1695 NE 163rd St | (305) 639-2666 |
| 2 | Mercado Insurance Agency North Miami | 1140 NE 163rd St #11-15 | (305) 914-5045 |
| 3 | Del Toro Insurance | 313 NE 167th St | (305) 249-9500 |
| 4 | Skylake Insurance | 1810 NE Miami Gardens Dr | (855) 267-0900 |
| 5 | Michelle Priestman Desjardins: Allstate Insurance | 18383 NE 18th Rd | (305) 945-0823 |
| 6 | Univista Insurance | 1074 N Miami Beach Blvd | (305) 330-1070 |
| 7 | Assure-Us The Insurance Agency | 1880 NE 163rd St | (305) 956-7818 |
| 8 | AllStar Direct Insurance & Financial Services | 16123 Biscayne Blvd | (305) 754-7414 |
| 9 | Royalty Insurance Agency | 17101 NE 19th Ave | (954) 367-3998 |
| 10 | HEALTH INSURANCE SERVICES | 1448 NE 163rd St Unit E | (561) 552-2272 |
Estrella Insurance serves the North Miami Beach area of Miami-Dade County, offering health insurance agent services to local residents and businesses. The agency helps clients navigate available plans and coverage options. It assists individuals seeking individual health insurance policies and supports families enrolling in marketplace plans. This company handles Medicare supplement and prescription drug plan enrollment for eligible clients in this region.
Mercado Insurance Agency North Miami provides a range of health insurance agent services, including enrolling individuals and families in private health plans and marketplace options. It also offers guidance on plan selection and assists with ongoing policy maintenance throughout the year. The agency primarily serves local residents in North Miami Beach, FL, covering single-family homes, apartments, retail, and restaurants.
Del Toro Insurance provides a full range of health insurance agent services, including helping clients select individual and family plans as well as group coverage for businesses. The company offers ongoing support for policy renewals and assists with navigating changes in healthcare regulations. Its service approach includes reviewing options each enrollment period to help match plans with evolving client needs. The agency serves clients in single-family homes, apartments, retail locations, and restaurants throughout the North Miami Beach area.
Skylake Insurance serves North Miami Beach and the surrounding Miami-Dade County area as a health insurance agent. It helps individuals, families, and small businesses navigate their options for medical coverage. The agency works with various carriers to find plans that fit different health needs and financial situations. It assists clients with understanding plan benefits, enrollment periods, and policy changes. Skylake Insurance handles supplemental Medicare plans and Affordable Care Act marketplace policies for local residents.
Michelle Priestman Desjardins: Allstate Insurance serves homeowners, families, and local business owners in North Miami Beach, Florida, with individual and group health insurance plans. Policy options include coverage for medical expenses, preventive care, and prescription drugs. The agent provides guidance on plan selection and enrollment, helping clients understand their options and coverage details. This agency also assists residents in the surrounding areas of Aventura and Sunny Isles Beach with their health insurance needs throughout the year.
Univista Insurance in North Miami Beach, Florida, assists homeowners, families, and individual residents with health insurance coverage. The agency guides clients through plan selection, helping them understand policy details and enrollment periods. It focuses on providing clear explanations for those navigating private health plans or Medicare options in the area. The company serves the greater North Miami Beach community and also covers nearby neighborhoods such as Aventura, ensuring accessible guidance for a wider portion of the metro region.
Located in North Miami Beach, Florida, Assure-Us The Insurance Agency provides coverage to clients there and throughout the surrounding South Florida communities. It handles individual and family health insurance plans, helping customers understand metal tiers, provider networks, and prescription drug coverage options. The agency also assists with Medicare supplement policies and short-term health insurance for gaps in coverage. For each client, it first assesses their specific medical and financial needs before comparing multiple carriers to identify suitable plans.
AllStar Direct Insurance & Financial Services in North Miami Beach, FL distinguishes between one-time coverage plans and recurring health insurance policies for ongoing medical needs. A health insurance agent in this area helps clients compare and enroll in plans that meet local healthcare access and budget requirements. Guidance is provided for annual enrollment as well as for sudden life changes such as starting a new job or moving homes. Service is available on a one-time, scheduled, or as-needed basis.
Royalty Insurance Agency offers specialized guidance on health insurance plans, including individual and family coverage options, in North Miami Beach, Florida. It assists clients with enrollment in major medical policies and helps navigate plan selections that fit varying healthcare needs. The agency also supports those seeking to understand the open enrollment period or needing assistance following a qualifying life event, such as a marriage or job change, that prompts a special enrollment window.
When annual enrollment periods arrive in North Miami Beach, residents often seek clarity on coverage options. Health Insurance Services assists clients in navigating these decisions as a local health insurance agent. They work through the various plans available in South Florida, explaining benefits and eligibility requirements without promotional pressure. Each client’s medical needs and financial situation guide the recommendations provided. A schedule for an initial assessment or an in-office inspection of current policy documents is typically the first step before any plan selections are finalized.
What Does a a Health Insurance Agent in North Miami Beach Cost?
Health insurance agent services in Florida are generally free to consumers because agents earn commissions from insurance carriers. The cost of a health insurance plan itself varies widely. For a mid-level ACA plan, monthly premiums in North Miami Beach can range from 300 to 600 dollars for an individual, depending on age and income. Subsidies may lower this cost for eligible residents. This is general information, not insurance advice.
About health insurance agents in North Miami Beach
Health insurance agents in North Miami Beach help individuals and families find coverage that meets their needs. Florida law requires agents to be licensed by the Florida Department of Financial Services. Agents can assist with plans from the federal Health Insurance Marketplace or private insurers, including options under the Affordable Care Act.
Frequently Asked Questions
What does a health insurance agent in North Miami Beach do?
A health insurance agent helps you compare plans, apply for coverage, and understand your options. They can assist with ACA marketplace plans, Medicare, and short-term policies. Agents in Florida must follow state regulations and provide clear information about plan benefits.
Do I have to pay a fee to use a health insurance agent in Florida?
In most cases, health insurance agents are paid by the insurance company, not by you. This means their services are typically free to the consumer. Always confirm with the agent if any fees apply before you start the process.
What is the open enrollment period for health insurance in Florida?
The open enrollment period for ACA plans in Florida usually runs from November 1 to January 15 each year. Outside this window, you may qualify for a special enrollment period if you experience a qualifying life event like losing other coverage or moving. A local agent can help you determine your eligibility.
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