The top-rated health insurance agent in Palm Bay, Florida is Space Coast Family Insurance, rated 5.0 stars across 355 reviews. Other highly rated options include Patriot Growth Insurance Service, LLC, Sarpoolaki Insurance Center,LLC, GreatFlorida Insurance: Sabrina Lee. This directory lists 16 health insurance agents serving Palm Bay.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Space Coast Family Insurance | 2105 Palm Bay Rd NE Unit 3 215 | (321) 655-3920 |
| 2 | Patriot Growth Insurance Service, LLC | 1430 Palm Bay Rd NE Suite A and B | (321) 725-1440 |
| 3 | Sarpoolaki Insurance Center,LLC | 277 Malabar Rd SE | (321) 914-0303 |
| 4 | GreatFlorida Insurance: Sabrina Lee | 4651 Babcock St NE # 17 | (321) 724-4409 |
| 5 | Access One Insurance (AOI) | 1900 Palm Bay Rd NE | (321) 676-4118 |
| 6 | We Insure Pinnacle | 5240 Babcock St NE #300b | (321) 326-6160 |
| 7 | Renegade Insurance - Palm Bay | 4961 Babcock St NE STE 7 | (321) 450-3076 |
| 8 | Clover Insurance Agency | 190 Malabar Rd SW #122 | (321) 725-6837 |
| 9 | Jill Whittamore | 241 Interchange Dr NE | (321) 458-3702 |
| 10 | South Florida Insurance Brokers - Medicare Experts now also in Central Florida | 1037 Cepheus Pl NW | (786) 303-8065 |
Space Coast Family Insurance provides a range of health insurance plans for individuals, families, and groups in the Palm Bay, Florida area. Its services include helping clients compare different policy options, complete applications, and manage enrollment periods throughout the year. The agency also offers ongoing support for policy changes, claims questions, and annual plan reviews to ensure coverage remains suitable. This health insurance agent serves local single-family homes, apartments, retail stores, and restaurants throughout the region.
Patriot Growth Insurance Service, LLC serves Palm Bay and the surrounding Brevard County area as a local health insurance agent. The company assists individuals and families with finding suitable health coverage plans that meet their medical needs and budgets. It helps clients navigate open enrollment periods and compare options from major insurance carriers operating in Florida. The agency specifically handles plan selection for Medicare Advantage and individual health insurance policies.
Sarpoolaki Insurance Center, LLC serves Palm Bay homeowners and local business owners seeking health insurance coverage tailored to their needs. The agency assists clients in comparing individual and group plans, helping them navigate enrollment periods and plan details. Guidance is provided on understanding benefits, deductibles, and network options relevant to Florida's healthcare landscape. This Palm Bay-based agency also extends its services to residents and small businesses in the neighboring communities of Melbourne and West Melbourne, ensuring broader access across the Space Coast region.
GreatFlorida Insurance, with Sabrina Lee in Palm Bay, Florida, provides guidance on health insurance plans to help individuals and families find suitable coverage in the local area. The agency specializes in identifying policies that fit diverse medical and financial needs. Clients can receive assistance in understanding available options during open enrollment periods. The company supports commercial sectors, including offices needing group health benefits, warehouses requiring employee coverage, and food service establishments seeking compliant insurance solutions for their staff.
Access One Insurance serves Palm Bay, Florida, and the surrounding communities along the Space Coast. As a local health insurance agent, it handles individual and family health plans, Medicare options, and supplemental coverage for area residents. The company guides clients through the enrollment process and helps them compare different policies during open enrollment periods. For a typical job, Access One Insurance consults with each client to understand their medical needs and budget, then presents clear plan comparisons to simplify the decision-making process.
We Insure Pinnacle assists individuals and families in Palm Bay by offering specialized health insurance plans, including Medicare and private coverage options. Its core service involves matching clients with suitable policies that align with their medical needs and financial situations. Guiding customers through open enrollment periods and plan changes, the company simplifies complex insurance paperwork. It also addresses urgent coverage needs when unexpected life events, such as a job loss or a new diagnosis, leave someone without insurance and in need of immediate solutions.
For those seeking either a single consultation to compare plans or ongoing support for claim issues and annual renewal changes, Renegade Insurance - Palm Bay in Palm Bay, FL, provides health insurance agent services that focus on explaining policy options for individual and family medical coverage. An agent here helps clients assess networks, prescription drug coverage, and out-of-pocket costs under local and federal marketplace plans. Services are available on both a one-time appointment basis for immediate sign-up needs and as a scheduled annual review to adjust coverage.
As families in Palm Bay face the shifting federal enrollment periods or a sudden change in employment, Clover Insurance Agency helps navigate the many plan options available for individual and family coverage. Their agents assist with comparing essential benefits, prescription drug tiers, and provider networks to suit both budget and medical needs. Before customers are asked to enroll, the company first conducts a free, no-obligation assessment of current healthcare usage to identify suitable policies.
Jill Whittamore operates as a health insurance agent based in Palm Bay, FL, helping local residents and businesses navigate coverage options. The agency focuses specifically on health insurance plans, including individual policies and group offerings for employers. Clients work with an agent who can compare multiple carriers to find policy features that match their needs. This service assists small to medium-sized businesses in securing benefits for their teams, covering a variety of commercial sectors such as offices, warehouses, and food service operations.
South Florida Insurance Brokers - Medicare Experts, now also expanding into Central Florida, offers health insurance assistance for residential clients in Palm Bay and the surrounding region. Commercial coverage options are also available to local businesses seeking group health plans. With a focus on Medicare and broader health policies, the agency helps individuals and families navigate enrollment periods and explore suitable plans. Clients are consistently welcomed to return between regular visits for annual reviews or as life changes occur, ensuring their coverage remains properly aligned with their ongoing needs.
What Does a a Health Insurance Agent in Palm Bay Cost?
The cost of working with a health insurance agent in Palm Bay is usually zero to the consumer because agents earn commissions from insurance companies. For individual plans, monthly premiums in Florida range from about $200 to over $800 depending on age, income, and plan tier. Small business group plans have different pricing structures. This is general information, not insurance advice.
About health insurance agents in Palm Bay
Health insurance agents in Palm Bay, Florida help residents and small businesses compare plans from private carriers and the federal marketplace. Florida law requires agents to be licensed by the state and follow strict disclosure rules when advising clients. Local agents understand Brevard County provider networks and can explain how Florida-specific regulations like guaranteed issue for certain plans affect your choices.
Frequently Asked Questions
What does a health insurance agent in Palm Bay do?
A health insurance agent helps you review plan options, estimate costs, and enroll in coverage. They explain differences between HMO, PPO, and EPO plans available in Brevard County. Agents also assist with subsidy calculations and special enrollment periods.
Is there a Florida open enrollment period for health insurance?
Yes, Florida follows the federal open enrollment period for marketplace plans, which typically runs from November 1 to January 15 each year. Outside this window, you may qualify for a special enrollment period due to life events like losing other coverage or moving to Palm Bay.
Do health insurance agents charge fees in Florida?
Most health insurance agents in Florida are paid by the insurance carrier, not by the consumer. Some agents may charge a consulting fee for complex cases, but they must disclose this in writing before any work begins. Always ask about fees upfront.
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