The top-rated health insurance agent in Port Charlotte, Florida is Shepherd Insurance, rated 4.9 stars across 538 reviews. Other highly rated options include Chapman Insurance Group, ABC Insurance Group Inc, SWFL Insurance. This directory lists 20 health insurance agents serving Port Charlotte.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Shepherd Insurance | 1357 S McCall Rd | (941) 214-8668 |
| 2 | Chapman Insurance Group | 2455 S Tamiami Trl | (941) 979-8426 |
| 3 | ABC Insurance Group Inc | 1225 S Tamiami Trl UNIT A10 | (941) 255-5663 |
| 4 | SWFL Insurance | 3718 N Tamiami Trl | (941) 624-3444 |
| 5 | John Joiner Agency | 701 JC Center Ct #11 | (941) 613-1566 |
| 6 | Insurance Depot Of Charlotte County | 2395 S Tamiami Trl UNIT 4 | (941) 766-7283 |
| 7 | Sebanda Insurance | 1900 S Tamiami Trl #104 | (941) 280-0036 |
| 8 | Goodfriend Health Insurance Advisors | 17843 Murdock Cir Unit A | (941) 629-7000 |
| 9 | SBG Insurance Group | 1441 S Tamiami Trl #341 | (941) 231-1441 |
| 10 | LifeHealthInc | 18245 Paulson Dr Ste VP-2 #508 | (954) 543-0853 |
Shepherd Insurance operates as a health insurance agent in Port Charlotte, FL, guiding clients through the process of selecting medical coverage plans. The agency specializes in helping individuals and employers understand the nuances of policy options, including deductibles, co-pays, and network restrictions. They assist with open enrollment periods and any changes in coverage needs. Commercial clients they can serve include local offices, warehouses, and food service establishments that require tailored employee benefit packages.
Chapman Insurance Group assists individuals and families in Port Charlotte, Florida, with navigating health insurance choices and enrollment. The company specializes in connecting clients to suitable medical coverage plans and can also address supplemental policy options for added protection. Their work focuses on matching each client's healthcare needs with appropriate plans available in the local market. The company can serve a range of commercial sectors, including offices, warehouses, and food service operations.
ABC Insurance Group Inc in Port Charlotte, Florida provides health insurance agent services including individual plan selection, family coverage enrollment, and small business policy consultation. Their ongoing support plans include annual policy reviews during open enrollment and assistance with claims submissions throughout the year. They guide clients through Medicare options and short-term coverage needs. The agency serves a diverse range of local properties, including single-family homes, apartments, retail storefronts, and restaurants.
SWFL Insurance serves homeowners, families, and small business owners in the Port Charlotte area seeking health coverage. The agency helps clients navigate medical insurance plans, including individual policies and group benefits for employees. Agents assist with open enrollment periods and explain plan options from major carriers to match each customer’s healthcare needs and budget. They also provide guidance on Medicare supplements and short-term coverage solutions. The company covers nearby communities such as Punta Gorda and parts of the North Port metro region.
John Joiner Agency in Port Charlotte, FL offers both one-time policy enrollment and ongoing support services for health insurance clients. Individual and family coverage options can be compared to find plans that match specific healthcare needs and budgets. Year-round assistance is available for questions about benefits, claims, or plan changes. Service for existing clients typically runs on an as-needed basis, with appointments scheduled when questions or life events require a coverage review.
Insurance Depot Of Charlotte County serves Port Charlotte and the surrounding communities of southwest Florida, handling a full range of health insurance agent needs including individual plans, family coverage, and small business group policies. The company focuses on navigating the local market options and explaining plan details clearly to residents. For each typical enrollment, it begins by reviewing the client’s current coverage and medical needs before comparing available network plans to find a suitable fit.
Sebanda Insurance offers health insurance plans and policy reviews tailored to individual and family needs in Port Charlotte. The agency assists clients with understanding marketplace options, private plans, and enrollment requirements. Its general service work includes explaining coverage details, comparing plan benefits, and processing applications. As seasonal winter residents arrive, Sebanda Insurance helps navigate plan adjustments to maintain coverage during transitions between residences throughout the year.
During open enrollment season in Southwest Florida, many Port Charlotte residents seek guidance through complex plan changes and new regulations. Goodfriend Health Insurance Advisors works directly with individuals and families to clarify Medicare options, supplement plans, and marketplace coverage across Charlotte County. The agency helps evaluate deductibles, out-of-pocket costs, and network restrictions unique to local hospitals and clinics. An initial consultation typically includes a review of current healthcare usage and a needs assessment to explore the most appropriate plan choices.
SBG Insurance Group serves residents of Port Charlotte and the surrounding areas, helping individuals select health coverage that fits their needs and budgets. The agency also guides local business owners through commercial health insurance options for their workforces. As health insurance agents, they present various plan types, explain enrollment periods, and clarify benefit details during appointments. Their service continues between annual enrollment periods through ongoing support and follow-ups to ensure adjustments are made as client circumstances change.
What Does a a Health Insurance Agent in Port Charlotte Cost?
Health insurance agents in Florida typically do not charge you directly for their services. Instead they receive commissions from the insurance carriers when you enroll in a plan. These commissions are built into the premium and do not increase your cost. For ACA plans the average monthly premium in Florida can range from 300 to 700 dollars for an individual depending on age income and plan tier. Medicare Advantage plans often have 0 dollar premiums but may have cost-sharing. Costs vary by case. This is general information and not insurance advice.
About health insurance agents in Port Charlotte
Health insurance agents in Port Charlotte Florida help individuals families and small businesses find coverage that meets their needs. Florida law requires agents to be licensed by the state and follow strict guidelines for plan enrollment and disclosure. Agents in Port Charlotte understand the local healthcare market and can guide you through Open Enrollment or Special Enrollment periods.
Frequently Asked Questions
What does a health insurance agent in Port Charlotte do?
A health insurance agent helps you compare plans from different carriers and enroll in coverage that fits your budget and health needs. They explain plan details like deductibles networks and out-of-pocket costs. Agents in Florida must be licensed and complete continuing education each year.
How do I choose a health insurance agent in Port Charlotte?
Look for an agent who is licensed in Florida and has experience with the type of coverage you need such as ACA plans Medicare or short-term insurance. You can verify an agents license on the Florida Department of Financial Services website. Ask about their fees and whether they offer ongoing support.
Is there a time limit to enroll in health insurance in Florida?
Yes. For ACA marketplace plans you can only enroll during Open Enrollment which usually runs from November 1 to January 15 each year. Outside this window you may qualify for a Special Enrollment Period if you have a qualifying life event like losing other coverage or moving. Medicare has its own enrollment periods.
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