The top-rated health insurance agent in Punta Gorda, Florida is Chapman Insurance Group, rated 4.9 stars across 260 reviews. Other highly rated options include Whitco Insurance: Alexia Martin Agency, 3rd Generation Home & Car Insurance - Punta Gorda, GreatFlorida Insurance: Jason Venditti. This directory lists 16 health insurance agents serving Punta Gorda.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Chapman Insurance Group | 517 S Tamiami Trl | (941) 347-4707 |
| 2 | Whitco Insurance: Alexia Martin Agency | 25191 E Olympia Ave Suite 2 | (941) 257-0692 |
| 3 | 3rd Generation Home & Car Insurance - Punta Gorda | 223 Taylor St Suite 221 B | (239) 225-9026 |
| 4 | GreatFlorida Insurance: Jason Venditti | 208 S Tamiami Trl #112 | (941) 655-8170 |
| 5 | Rainer Health Insurance Specialists Inc | 309 S Tamiami Trl unit 6 | (941) 456-2175 |
| 6 | Jones Family Insurance Agency | 312 Mary St | (941) 205-0191 |
| 7 | Kathy Nash - State Farm Insurance Agent | 3941 S Tamiami Trl #3159 | (941) 637-6001 |
| 8 | Mike Martin - State Farm Insurance Agent | 425 Cross St UNIT 114 | (941) 505-2550 |
| 9 | Time Insurance & Payroll | 115 W Olympia Ave | (941) 637-1106 |
| 10 | Flechsig Insurance Agency | 2705 S Tamiami Trl Unit 111 | (941) 639-5855 |
Chapman Insurance Group, based in Punta Gorda, Florida, is known for guiding residents through their health coverage options. The agency serves individuals and families in the area, helping them compare plans and understand their benefits under the Affordable Care Act. They also assist with finding suitable private insurance that meets specific medical needs. For those seeking broader protection, the agency can specialize in pairing major medical policies with supplemental dental or vision plans to fill in coverage gaps.
Whitco Insurance: Alexia Martin Agency serves the Punta Gorda, Florida area as a health insurance agent. This agency assists individuals and families with navigating available health coverage plans to meet their medical needs. Policy comparisons are provided to help clients understand different options for managing healthcare costs. The agency handles enrollment for major medical plans and also advises on supplemental health policies to fill coverage gaps.
3rd Generation Home & Car Insurance - Punta Gorda serves clients in Punta Gorda and the surrounding Charlotte County communities. The agency handles health insurance plans, helping individuals and families compare options for medical coverage. It works with various carriers to present policy choices that fit different budgets and healthcare needs. The typical process begins with a review of a client’s current coverage and medical requirements. From there, the agent explains plan benefits, network details, and costs before assisting with the enrollment application.
GreatFlorida Insurance: Jason Venditti in Punta Gorda, FL, assists clients in distinguishing between one-time health plan enrollments and recurring coverage needs, such as annual open enrollment options or ongoing policy management. The agency provides guidance on plan selection, claims navigation, and coverage updates tailored to individual or family circumstances. Service is available on an as-needed basis, allowing clients to schedule appointments for specific inquiries or annual reviews without a long-term commitment.
Rainer Health Insurance Specialists Inc offers comprehensive health insurance plans, including individual and family policies. The company assists clients with selecting medical coverage and understanding plan benefits. It serves residents in Punta Gorda, Florida, and surrounding areas. The agency helps customers navigate policy options to manage healthcare costs effectively. As the annual Open Enrollment period approaches, it provides guidance on updating existing plans to meet changing medical or prescription needs.
Jones Family Insurance Agency serves local homeowners and small-business owners in Punta Gorda, Florida by guiding them through available health insurance plan options. The agency helps explain coverage details for individual and family health policies, ensuring customers understand deductibles and network choices. It also assists with Medicare supplement plans and short-term health insurance solutions. The agency extends its health insurance agent services to residents of the broader Charlotte County area and neighboring Port Charlotte.
Kathy Nash - State Farm Insurance Agent in Punta Gorda, FL, offers a range of health insurance plans tailored to individual and family needs. Regular consultations help clients review and adjust their coverage to accommodate changing health circumstances and life events. The agency also provides assistance with plan renewals and claims questions throughout the year. It serves the insurance needs of single-family homes, apartments, and local retail properties in the surrounding area.
Mike Martin - State Farm Insurance Agent in Punta Gorda, FL, provides health insurance solutions for individuals and families. The agency assists clients in comparing plans and enrolling in coverage that aligns with their healthcare needs and budgets. It also offers supplemental policies to help fill gaps in primary insurance. Services extend to advising on plan changes during open enrollment periods. The office serves a variety of commercial clients, including offices, warehouses, and food service establishments.
During Punta Gorda’s active open-enrollment season, residents often seek clear guidance on plan options and local network coverage. Time Insurance & Payroll assists by explaining different policy structures and out‑of‑pocket cost scenarios. As a health insurance agent in Punta Gorda, this company emphasizes straightforward consultations for individuals and small groups. Clients can review plan summaries side by side to understand deductibles and copays. The process typically begins with a simple call or office visit for an initial needs assessment.
What Does a a Health Insurance Agent in Punta Gorda Cost?
The cost of using a health insurance agent in Florida is typically free to you because the agent earns a commission from the insurance company. For ACA plans, premiums vary widely based on age, income, and plan tier, with monthly costs often ranging from $200 to $800 before subsidies. Medicare plan premiums also vary. Some agents may charge a flat fee for extra services like annual policy reviews. This is general information, not insurance advice.
About health insurance agents in Punta Gorda
Health insurance agents in Punta Gorda, Florida help individuals and families find suitable health coverage. Agents can explain plans available through the federal Health Insurance Marketplace and private insurers. Florida law requires agents to be licensed by the state and follow specific rules for plan enrollment and disclosure.
Frequently Asked Questions
What does a health insurance agent in Punta Gorda do?
A health insurance agent helps you compare plans from different carriers and enroll in a policy that fits your needs. They can assist with ACA marketplace plans, Medicare Advantage, and short-term health insurance. Agents in Florida must hold a valid 2-15 or 2-40 license.
Is there a deadline to enroll in health insurance in Florida?
Yes, the annual Open Enrollment Period for ACA plans usually runs from November 1 to January 15. Outside this window, you may qualify for a Special Enrollment Period if you have a life event like losing other coverage or moving to Punta Gorda. Medicare enrollment has separate initial and annual periods.
Do health insurance agents charge fees in Florida?
Most health insurance agents are paid by insurance carriers through commissions, not by you directly. However, some agents may charge a consulting fee for certain services. Florida law requires agents to disclose any fees in writing before you agree to work with them.
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