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HomeHealth Insurance AgentsFlorida › St Cloud

Find Health Insurance Agents Near You in St Cloud, FL

Browse health insurance agents serving St Cloud, Florida. Updated 2026-07-14.

The top-rated health insurance agent in St Cloud, Florida is Univista Insurance, rated 5.0 stars across 787 reviews. Other highly rated options include MM Insurance Pro, Client Care Insurance, Amsley Insurance Services. This directory lists 20 health insurance agents serving St Cloud.

Showing 20 health insurance agents in St Cloud, FLListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Univista Insurance521 13th St(407) 964-1787
2MM Insurance Pro1207 Michigan Ave(407) 908-7474
3Client Care Insurance2001 Hickory Tree Rd(407) 574-5599
4Amsley Insurance Services1617 13th St(407) 892-9645
5Certus Agency5242 Ferndale Aly(689) 800-8454
6Advantage Insurance Advisors - St. Cloud910 13th St(321) 945-8153
7GreatFlorida Insurance: Tony Busby1417 Hamlin Ave UNIT G(407) 270-8220
8Barakat Insurance Agency2722 13th St(407) 705-3877
9Central Care Insurance3415 Perching Rd(833) 339-6434
10Ashton Insurance Agency LLC123 E 13th St(407) 498-4477
UI
521 13th St
Univista Insurance
Health Insurance Agent · St Cloud, FL

Univista Insurance serves St. Cloud and the surrounding communities in Central Florida, offering health insurance agent services to local individuals and families. It helps clients navigate plan options such as individual and family health coverage as well as Medicare-related policies. The agency focuses on matching each client’s specific healthcare needs with suitable plans from available carriers. For a typical job, it first reviews the client’s medical requirements and budget, then compares current plan offerings before presenting a clear set of choices for enrollment.

MI
1207 Michigan Ave
MM Insurance Pro
Health Insurance Agent · St Cloud, FL

MM Insurance Pro serves the St. Cloud, Florida area and the greater Osceola County region as a local health insurance agent. This agency assists individuals and families in navigating the complexities of medical coverage plans available through the federal marketplace. Clients receive personalized guidance for selecting individual major medical policies that fit their specific healthcare needs and budget. The agency also facilitates enrollment in Medicare Advantage, Medicare Supplement, and standalone prescription drug plans for qualifying seniors in this community.

CC
2001 Hickory Tree Rd
Client Care Insurance
Health Insurance Agent · St Cloud, FL

Client Care Insurance offers a full range of health insurance plans to individuals and families in the St. Cloud, Florida area. Its agents assist clients with the selection, enrollment, and annual renewal of policies, including marketplace and private options. The company provides ongoing support through routine plan reviews to ensure coverage continues to meet changing health needs. Its services are available to individuals purchasing single-family homes, tenants of apartments, owners of retail spaces, and operators of local restaurants.

AI
1617 13th St
Amsley Insurance Services
Health Insurance Agent · St Cloud, FL

Amsley Insurance Services assists homeowners, renters, and small business owners in St Cloud, FL, with securing personal health insurance coverage. The agency helps clients compare individual and family plans, addressing questions about premiums and deductibles for local healthcare networks. It also works with self-employed individuals seeking affordable private insurance options. Licensed health insurance agents guide customers through enrollment periods and subsidy eligibility. Beyond St Cloud, Amsley Insurance Services extends its health insurance services to neighboring communities in the Kissimmee metro area.

CA
5242 Ferndale Aly
Certus Agency
Health Insurance Agent · St Cloud, FL

Serving clients in St Cloud, Florida, and the surrounding Osceola County communities, Certus Agency handles individual and family health insurance plans. The agency also manages Medicare supplement policies for eligible residents. Its work involves comparing available carriers and plans to match coverage with a specific stated budget. For a typical job, the agent first reviews a client’s current coverage and health needs, then presents a few clear options before explaining the enrollment process in full.

AI
910 13th St
Advantage Insurance Advisors - St. Cloud
Health Insurance Agent · St Cloud, FL

Advantage Insurance Advisors - St. Cloud specializes in guiding clients through Medicare options and individual health plans, providing personalized consultation for coverage selection. It assists residents of St. Cloud and the surrounding area with plan comparisons, enrollment paperwork, and policy renewals throughout the year. As Open Enrollment or a qualifying life event approaches, it helps clients update their plans to reflect new medical needs or budget changes.

GI
1417 Hamlin Ave UNIT G
GreatFlorida Insurance: Tony Busby
Health Insurance Agent · St Cloud, FL

GreatFlorida Insurance: Tony Busby in St Cloud, FL offers health insurance coverage either through one-time policy enrollments for individual plans or as recurring service options for ongoing plan renewals and annual open enrollment assistance. This agency helps clients navigate the complexities of health insurance, including understanding deductibles and network providers. Coverage options typically include individual and family health plans suited to local residents. Service runs on a one-time, scheduled, or as-needed basis depending on the client’s needs and policy renewal cycle.

BI
2722 13th St
Barakat Insurance Agency
Health Insurance Agent · St Cloud, FL

As open enrollment season approaches in Central Florida, residents of St. Cloud often seek guidance through the complex array of health plans. Barakat Insurance Agency helps local individuals and families compare available medical coverage options that suit varying budgets and healthcare needs. The agency focuses on clarifying benefit structures and network access for shoppers during the enrollment period. Before finalizing any policy recommendation, the agency typically conducts a free initial consultation to review each client’s current healthcare usage and preferred providers.

CC
3415 Perching Rd
Central Care Insurance
Health Insurance Agent · St Cloud, FL

Central Care Insurance helps individuals and families in St Cloud, Florida find health coverage plans that fit their needs and budgets. As a local health insurance agent, the company provides guidance through plan options, including supplemental policies and Medicare offerings common to the area. The agency assists with enrolling clients from residential households and commercial sectors such as local offices, warehouses, and food service establishments.

AI
123 E 13th St
Ashton Insurance Agency LLC
Health Insurance Agent · St Cloud, FL

Ashton Insurance Agency LLC, located in St Cloud, FL, serves residential clients in the area by helping with individual health insurance plan selection and enrollment. The agency also offers commercial coverage options for local small businesses seeking group health benefits for their employees. Service extends throughout central Florida, assisting residents with policy changes and claims support. Between regular visits, the agency provides follow-up assistance to ensure clients understand their coverage and address any adjustments needed for their ongoing health care needs.

FW
4381 Arlington Ave
FAMILY WELFARE SERVICES INC
Health Insurance Agent · St Cloud, FL
(407) 861-2827
elseguroayuda.com
FH
1712 E Irlo Bronson Memorial Hwy
The Florida Health Insurance Exchange
Health Insurance Agent · St Cloud, FL
(407) 892-5500
floridablue-fwh.com
GF
1121 Kentucky Ave
Gaston Financial Group
Health Insurance Agent · St Cloud, FL
(407) 346-1946
gastonfinancialgroup.com
HG
139 E 13th St
Horizonte Group
Health Insurance Agent · St Cloud, FL
(888) 488-2550
horizontegroup.us
ND
1102 New York Ave
Newman Debra
Health Insurance Agent · St Cloud, FL
(407) 892-6300
SC
St Cloud, FL 34769
St.Cloud Insurance
Health Insurance Agent · St Cloud, FL
RP
Bass Hwy
Ryan P Ross Insurance
Health Insurance Agent · St Cloud, FL
(239) 289-9839
ryanpross.com
HI
1900 Fawn Meadow Cir
Health Insurance St. Cloud
Health Insurance Agent · St Cloud, FL
(863) 349-3669
healthcare.gov
IC
3730 Marietta Way
Independent Consultants of Central Florida, LLC
Health Insurance Agent · St Cloud, FL
(267) 269-8985
IS
1714 E Irlo Bronson Memorial Hwy Suite A
Insurance SOS The Agency
Health Insurance Agent · St Cloud, FL
(407) 743-0955

What Does a a Health Insurance Agent in St Cloud Cost?

The cost of using a health insurance agent in Florida is typically zero to the consumer because the agent is compensated by the insurance carrier. For plans purchased through the Marketplace, premiums vary widely based on income and plan tier. In 2024, average monthly premiums for an individual in Florida range from about 400 to 700 dollars for a Silver plan before subsidies. For Medicare plans, agents do not charge a fee for enrollment. This is general information and not insurance advice.

About health insurance agents in St Cloud

Health insurance agents in St Cloud Florida help individuals and families find coverage that meets their needs and budget. Florida law requires agents to be licensed by the Florida Department of Financial Services. Agents can assist with plans from the federal Health Insurance Marketplace as well as private options like short-term plans and Medicare.

Frequently Asked Questions

What does a health insurance agent in St Cloud do?

A health insurance agent helps you compare plans from different carriers and enroll in coverage that fits your medical needs and budget. They guide you through open enrollment periods and special enrollment events. Agents in Florida must follow state regulations regarding plan disclosures and consumer protections.

Do I need to pay a fee for a health insurance agent in Florida?

Most health insurance agents in Florida are paid by the insurance company through commissions, not by the consumer. You should confirm this with the agent before working with them. Some agents may charge a consulting fee for certain services, but this is not common for standard plan enrollments.

What documents do I need to enroll with a health insurance agent in St Cloud?

You will need your Social Security number, income information for subsidy eligibility, and details about your current coverage if any. For Medicare plans you will need your Medicare card and Part B effective date. The agent will explain any additional documents required for your specific situation.

Health Insurance Agents in Other Florida Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each health insurance agent's credentials and current standing with your state Department of Insurance.