The top-rated health insurance agent in St. Petersburg, Florida is HH Insurance Group, LLC, rated 5.0 stars across 2,309 reviews. Other highly rated options include Florida All Risk Insurance, Northeast Underwriters Insurance, Gulf Coast Insurance Services. This directory lists 24 health insurance agents serving St. Petersburg.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | HH Insurance Group, LLC | 9887 4th St N # 200 | (727) 498-5551 |
| 2 | Florida All Risk Insurance | 7024 Central Ave | (888) 880-9200 |
| 3 | Northeast Underwriters Insurance | 4790 1st St N | (727) 521-4253 |
| 4 | Gulf Coast Insurance Services | 5429 Central Ave | (727) 317-5799 |
| 5 | Melissa Ems Insurance Agency | 3446 49th Street N | (727) 321-9828 |
| 6 | Health Insurance With Armonn | 9620 Executive Center Dr N | (323) 898-6748 |
| 7 | Moore Insurance Options | 330 5th St N | (727) 677-8040 |
| 8 | Lake Shore Insurance Agency | 7005 4th St N Suite 4A | (727) 914-9092 |
| 9 | St. Pete Insurance Agency | 2972 66th St N | (727) 577-7721 |
| 10 | WWW Insurance, LLC | 300 1st Ave S 5th Floor | (727) 522-7777 |
HH Insurance Group, LLC serves clients in the St. Petersburg, Florida metro area and provides guidance on health insurance plans. The company assists individuals and families with selecting coverage that fits their medical needs and financial considerations. It works to clarify policy details, including deductibles and network options, for local residents. Common services it handles include helping clients navigate individual health plans and explaining the enrollment process for Medicare supplement policies.
Florida All Risk Insurance provides a full range of health insurance agent services to clients in the St. Petersburg area, including plan selection support and enrollment guidance. Its service plans typically include annual policy reviews to help adjust coverage as medical needs or budgets change. Ongoing maintenance support helps members navigate claim questions and provider network updates. The agency offers these services for single-family homes, apartments, retail, and restaurants.
Northeast Underwriters Insurance in St. Petersburg, Florida, assists homeowners, families, and local business owners with their health insurance needs. The agency helps clients navigate plan options, including individual and group coverage, to find suitable medical and preventive care solutions. They work closely with area residents to explain policy details and enrollment requirements. Beyond St. Petersburg, the agency also serves the broader Tampa Bay metro region, extending its services to neighboring communities like Tampa and Clearwater.
Gulf Coast Insurance Services serves St. Petersburg, Florida, and the surrounding communities of the Tampa Bay area, handling individual and family health insurance plans. It also assists small businesses with group coverage options. The company focuses on explaining policy details, including deductibles and provider networks. It guides clients through the annual enrollment period or a qualifying life event. By assessing specific medical needs and budget constraints, it identifies appropriate plans. A typical job is handled by offering a side-by-side comparison of available options and answering follow-up questions.
Melissa Ems Insurance Agency in St. Petersburg, Florida, helps clients choose between one-time policy purchases for specific coverage needs and ongoing service plans for continuous protection. As a health insurance agent, the agency assists with navigating plan options, enrollment, and claims support. Services address individual, family, and small business health coverage requirements in the local area. The agency operates on both a scheduled and as-needed basis to accommodate periodic review appointments and urgent questions that arise outside regular contact windows.
Health Insurance With Armonn offers assistance with selecting individual and family health plans, Medicare options, and short-term medical coverage in St. Petersburg, FL. It also helps clients find suitable policies from various carriers to meet their healthcare needs and budgets. The agent guides individuals through open enrollment periods and the special enrollment process. For those facing a sudden job loss, a move, or a major life change, it can help secure temporary or new insurance coverage.
As the open enrollment period and life changes like new jobs or retirement create a need for updated coverage in St. Petersburg, FL, Moore Insurance Options helps clients compare plans from major carriers. The agent reviews individual health insurance options to find a plan that fits a client's budget and preferred doctors. The process begins with a free initial consultation to assess specific medical needs and current prescriptions.
Lake Shore Insurance Agency serves residents of St. Petersburg, Florida, with individual health insurance plans tailored to personal medical needs and budgets. Commercial coverage for small businesses in the local area is also available, helping employers navigate group health options. The agency guides clients through the enrollment process and annual policy reviews. When doctors’ visits or prescription changes occur between regular appointment windows, the agency provides follow-up assistance to adjust coverage accordingly.
St. Pete Insurance Agency assists individuals and families in navigating health insurance options, helping clients select plans that align with their healthcare needs and budgets. The company specializes in connecting local residents with coverage through the Health Insurance Marketplace and private insurers, simplifying enrollment and explaining policy details. Based in St. Petersburg, Florida, the agency serves commercial clients as well, providing health insurance solutions for small offices, warehouses, and food service establishments in the surrounding area.
WWW Insurance, LLC in St. Petersburg, FL, serves residents seeking individual or family health coverage designed to protect against unexpected medical costs. As a health insurance agent, the company guides clients through the local market, explaining plan options and enrollment procedures to match budgets and care needs. Simple enrollment forms and network updates are part of the service. The agency offers supplemental dental and vision plan add-ons with some health policies.
What Does a a Health Insurance Agent in St. Petersburg Cost?
Health insurance agents in Florida typically do not charge you directly for their help. They earn a commission from the insurance carrier which is already built into the plan premium. For ACA plans commissions range from about 20 to 50 dollars per month per enrolled member. Medicare agents may receive a one-time commission of 200 to 600 dollars per policy. Costs can vary based on the plan type and the carrier. This is general information and not insurance advice.
About health insurance agents in St. Petersburg
Health insurance agents in St. Petersburg Florida help individuals families and small businesses find suitable health plans. These agents are licensed by the Florida Department of Financial Services and must follow state regulations. They can assist with Affordable Care Act marketplace plans Medicare Advantage and supplemental policies specific to Pinellas County.
Frequently Asked Questions
What does a health insurance agent in St. Petersburg do?
A health insurance agent helps you compare plans from different carriers and enroll in coverage. They explain deductibles copays and out-of-pocket maximums. In Florida agents must complete continuing education every two years to maintain their license.
Do I have to pay a fee for using a health insurance agent in Florida?
In most cases health insurance agents are paid by the insurance company not by you. Florida law allows agents to charge a fee for certain services but they must disclose this in writing before you agree. Always ask about any fees upfront.
When can I enroll in a health plan through an agent in St. Petersburg?
You can enroll during the annual Open Enrollment Period usually from November 1 to January 15 for ACA plans. Florida also allows special enrollment if you have a qualifying life event like losing other coverage or moving. Medicare enrollment has separate windows including Initial Enrollment and Annual Enrollment.
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