The top-rated health insurance agent in Winter Haven, Florida is Team Barfield - Barfield Insurance, rated 4.9 stars across 518 reviews. Other highly rated options include Acceptance Insurance, Barfield Insurance & Financial Services Inc., Zinsmeister - Your Home, Boat & Auto Insurance Agency. This directory lists 21 health insurance agents serving Winter Haven.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Team Barfield - Barfield Insurance | 141 5th St NW #302 | (863) 662-3134 |
| 2 | Acceptance Insurance | 910 Havendale Blvd NW #134 | (863) 733-7006 |
| 3 | Barfield Insurance & Financial Services Inc. | 110 Spirit Lake Rd Unit 5 | (863) 293-5400 |
| 4 | Zinsmeister - Your Home, Boat & Auto Insurance Agency | 1211 6th St SE | (863) 294-1034 |
| 5 | Total Care Consultants Llc | 1503 Havendale Blvd NW | (863) 268-2972 |
| 6 | GreatFlorida Insurance: Brock Schnabel | 5658 Cypress Gardens Blvd | (863) 594-2600 |
| 7 | AmeriLife of Polk County, LLC | 6322 Cypress Gardens Blvd | (863) 291-4111 |
| 8 | NC FAMILY PROTECTION | 200 Post Ave SW Booth 34-35 | (863) 563-1077 |
| 9 | Garland Insurance fka Victory Insurance | 116 W Central Ave | (863) 683-9334 |
| 10 | Cypress Insurance Management | 3021 Cypress Gardens Rd | (863) 326-1885 |
Team Barfield - Barfield Insurance serves the Winter Haven, Florida area as a health insurance agent. The company helps clients find individual health plans, group coverage for small businesses, and Medicare supplement policies. They also assist with enrollment during open enrollment periods and special life events that qualify for plan changes. In this region, the agency supports individuals seeking short-term medical insurance options and helps families explore Affordable Care Act marketplace plans tailored to local healthcare providers.
Acceptance Insurance serves homeowners, families, and local businesses in Winter Haven, Florida, by offering a range of health insurance plans. Their agents help clients navigate coverage options for medical, dental, and supplemental needs, aiming to match policies with individual budgets and care requirements. The office provides guidance on plan enrollment and policy changes throughout the year. They also extend their services to residents of Lakeland and the broader Polk County metro area.
Barfield Insurance & Financial Services Inc. offers a range of health insurance options and can assist clients with enrollment and plan selection. The company handles the administrative maintenance of policies, including processing changes and answering coverage questions throughout the year. Its services extend to individuals and families needing medical, dental, or supplemental health plans in the Winter Haven, Florida area. Barfield Insurance & Financial Services Inc. serves various property owners, including single-family homes, apartments, retail spaces, and restaurants.
Zinsmeister - Your Home, Boat & Auto Insurance Agency serves homeowners, renters, and families in the Winter Haven area. As a health insurance agent, the company helps individuals compare plans, understand coverage options, and enroll in policies that meet their medical needs. The agency guides clients through the annual open enrollment period and any qualifying life events that allow for plan changes. It also serves residents in nearby Lakeland and the broader Polk County region.
Total Care Consultants Llc serves the Winter Haven area and its surrounding communities in central Florida. As a health insurance agent, the company handles individual health plans, family coverage, and Medicare options for local residents. Navigating the open enrollment periods and understanding the various policy details can be complex in this region. The company takes a consultative approach to match each client with suitable coverage, carefully reviewing their specific needs and budget before presenting available choices.
GreatFlorida Insurance: Brock Schnabel distinguishes between one-time policy reviews and ongoing coverage management for individual and family health needs in Winter Haven. These services help clients navigate plan options, including preventive care and prescription drug benefits. The agency focuses on explaining terms and annual enrollment periods without aggressive sales pressure. Service runs on a scheduled basis around annual renewal periods or upon client request for plan changes throughout the year.
AmeriLife of Polk County, LLC offers health insurance agency services, assisting individuals and families in Winter Haven with navigating plan options and enrollment. It provides guidance on coverage choices, helping clients understand policy details and find suitable protection for their needs. The agency supports people through major life transitions that require insurance adjustments. During open enrollment periods, it helps residents address potential gaps in coverage to maintain consistent access to care.
NC FAMILY PROTECTION in Winter Haven, FL works to connect individuals and families with health insurance plans that fit their specific needs. The agency often focuses on supplemental coverage options, such as dental, vision, or critical illness policies, to enhance standard medical plans. Clients in the local area rely on this agent for guidance on open enrollment periods and plan comparisons. Its services are available for commercial sectors including nearby offices, warehouses, and food service establishments.
With the arrival of open enrollment season, many Winter Haven families and individuals begin searching for a Medicare supplement or an Affordable Care Act plan that fits their budget. Garland Insurance, formerly known as Victory Insurance, operates as a local health insurance agent in the area. The company helps clients navigate the various plan options available during the enrollment periods. An initial consultation is typically scheduled to review existing coverage and assess specific health care needs before presenting possible plans.
Cypress Insurance Management serves the Winter Haven area with residential health coverage needs, assisting individuals and families in selecting suitable plans for medical care. The agency also helps local businesses obtain commercial health insurance options for their employees. Covering clients throughout the Winter Haven region, the team coordinates annual enrollment and plan changes as healthcare requirements evolve. Following each successful policy enrollment or adjustment, they provide follow-up support to ensure coverage works properly until the next regular renewal or enrollment visit.
What Does a a Health Insurance Agent in Winter Haven Cost?
The cost of health insurance plans in Florida varies by age location and plan type. For an ACA marketplace plan a 40 year old in Winter Haven might pay between 350 and 600 per month before subsidies. Medicare Advantage plans often have low or zero monthly premiums but may have copays. Working with an agent does not add extra cost to your premium. This is general information not insurance advice.
About health insurance agents in Winter Haven
Health insurance agents in Winter Haven Florida help individuals families and small businesses find suitable coverage. They are licensed by the Florida Department of Financial Services and must follow state regulations including Florida Statute 626. Agents can explain plan options like those on the federal marketplace or private plans such as Florida Blue and Cigna. Local knowledge of Polk County healthcare providers can also help you choose a network that fits your needs.
Frequently Asked Questions
What does a health insurance agent in Winter Haven do?
A health insurance agent helps you compare plans from different carriers and enrolls you in coverage. They can assist with ACA marketplace plans Medicare Advantage and Medigap policies. In Florida agents must complete continuing education every two years to stay licensed.
Do I have to pay a fee to use a health insurance agent in Florida?
Most health insurance agents in Florida are paid by the insurance company not by you. This means their services are usually free to you. Always confirm the compensation method before working with an agent.
What documents do I need to enroll with a health insurance agent in Winter Haven?
You will need your Social Security number income information and current health insurance details if any. For Medicare plans bring your Medicare card and Part B effective date. Florida law requires agents to verify your identity before enrollment.
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