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Health Insurance Agents in Urbana, IL

Browse health insurance agents serving Urbana, Illinois. Contact information and addresses listed below.

9 agents listed
Updated May 2026
Urbana, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Illinois before hiring.
Showing 9 health insurance agents in Urbana, IL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Brian Hanson - State Farm Insurance Agent
408 N Race St STE A, Urbana, IL 61801
(217) 344-1900 brianismyguy.com
Freeway Insurance
1112 W University Ave, Urbana, IL 61801
(217) 666-6012 locations.freeway.com
Farmers Insurance - Michael Rumsey
1606 Willow View Rd # 1B, Urbana, IL 61802
(217) 363-3030 agents.farmers.com
The Wesselman Agency : COUNTRY Financial
2740 S Philo Rd Ste B, Urbana, IL 61802
(217) 352-3466 advisors.countryfinancial.com
Sticklen Insurance Agency
3109 Tatman Ct Unit 101, Urbana, IL 61802
(217) 328-1612 stickleninsuranceagency.com
Brandy Reyna Agency LLC American Family Insurance
909 N Cunningham Ave b, Urbana, IL 61802
(217) 337-4988 amfam.com
Loman-Ray Insurance Group, LLC
2702 Boulder Dr, Urbana, IL 61802
(888) 566-2679 lomanray.com
State Farm Insurance
1405 E Florida Ave A, Urbana, IL 61801
(217) 384-5727 statefarm.com
Rumsey Group
1606 Willow View Rd Ste 2J, Urbana, IL 61802
(217) 363-3031 therumsey.agency

Health insurance agents in Urbana, Illinois help individuals and families find coverage through the Affordable Care Act marketplace, Medicare, and private insurers. Illinois law requires all agents to hold a valid license from the Illinois Department of Insurance and follow strict consumer protection rules. Local agents understand the specific needs of Urbana residents, including access to Carle Foundation Hospital and OSF HealthCare facilities.

What Does a Health Insurance Agent in Urbana Cost?

The cost of using a health insurance agent in Urbana is usually zero for the consumer because agents earn commissions from insurers. Premiums for ACA plans in Illinois vary by income and plan tier, with many residents qualifying for subsidies that lower monthly costs. For 2025, a mid-level Silver plan for a single adult in Urbana might range from 300 to 600 dollars per month before subsidies. Medicare Advantage plans often have low or zero premiums, while Medigap plans can cost 100 to 300 dollars per month. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What types of health insurance can an agent in Urbana help with?
Agents in Urbana can assist with ACA marketplace plans, Medicare Advantage and Supplement plans, Medicaid applications, and short-term health insurance. They can also help small businesses find group health plans for employees.
Do I have to pay a fee to use a health insurance agent in Illinois?
In most cases, you do not pay a fee directly. Health insurance agents in Illinois are typically compensated by the insurance company through commissions. Always ask about any potential fees before starting the process.
When can I enroll in a health plan through an Urbana agent?
The annual Open Enrollment Period for ACA plans runs from November 1 to January 15 in Illinois. You may qualify for a Special Enrollment Period if you experience a qualifying life event like losing other coverage, moving, or having a baby. Medicare enrollment periods vary by situation.