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Find Health Insurance Agents Near You in Cold Spring, KY

Directory of health insurance agents in Cold Spring, Kentucky. Verify credentials with the state department of insurance before hiring.

2 agents listed
Updated May 2026
Cold Spring, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Kentucky before hiring.
Showing 2 health insurance agents in Cold Spring, KY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
America's Trusted Insurance Group (ATIG) Your Local Independent Insurance Agency
4130 Alexandria Pike, Cold Spring, KY 41076
(859) 442-0123 myatig.com
Kentucky Farm Bureau Insurance
4200 Alexandria Pike A, Cold Spring, KY 41076
(859) 442-5932 kyfb.com

Health insurance agents in Cold Spring, Kentucky help individuals and families find coverage that meets their needs and budget. Kentucky follows the federal Affordable Care Act guidelines, and agents in Cold Spring can assist with enrollment during the annual open enrollment period or a special enrollment period triggered by a qualifying life event. Whether you need an individual plan, family coverage, or Medicare supplement, a local agent provides personalized guidance.

What Does a Health Insurance Agent in Cold Spring Cost?

Health insurance agents in Kentucky typically do not charge a direct fee for their services; they earn commissions from the insurance carriers. The cost of a health insurance plan itself varies widely. For an ACA marketplace plan, monthly premiums in Kentucky can range from around $300 to $700 for an individual, depending on age, income, and plan tier. Medicare supplement plans may cost between $100 and $300 per month. This is general information, not insurance advice. Always consult a licensed agent for your specific situation.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is the open enrollment period for health insurance in Kentucky?
The open enrollment period for ACA marketplace plans in Kentucky typically runs from November 1 to January 15 each year. Outside this window, you can only enroll if you have a qualifying life event like losing other coverage, getting married, or having a baby.
Can a health insurance agent help me with Medicaid in Kentucky?
Yes, a health insurance agent in Cold Spring can help you determine if you qualify for Kentucky Medicaid and guide you through the application process. Kentucky expanded Medicaid under the ACA, so many low-income adults are eligible.