The top-rated health insurance agent in Covington, Kentucky is Riverfront Insurance Partners, rated 4.9 stars across 55 reviews. Other highly rated options include Phil Hale Insurance, Best Insurance Services Inc, Sherrill Morgan. This directory lists 10 health insurance agents serving Covington.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Riverfront Insurance Partners | 525 W 5th St Suite 235A | (859) 512-8325 |
| 2 | Phil Hale Insurance | 36 W Pike St 3rd floor | (513) 619-1611 |
| 3 | Best Insurance Services Inc | 6 E 5th St | (859) 279-0892 |
| 4 | Sherrill Morgan | 525 W 5th St | (859) 291-6600 |
| 5 | Curt Nortman - State Farm Insurance Agent | 4333 Winston Ave | (859) 491-0438 |
| 6 | TrustFirst Insurance Agency | 430 Madison Ave | (859) 592-4961 |
| 7 | ThriveSure Insurance KY | 530 Madison Ave | (859) 474-5684 |
| 8 | Passport Health Plan | 1611 Madison Ave | (859) 888-5092 |
| 9 | Gallagher Insurance, Risk Management & Consulting | 100 E Rivercenter Blvd Suite 800 | (859) 581-2088 |
| 10 | Passport by Molina Healthcare Covington Resource Center | 1613 Madison Ave | (859) 997-9335 |
Riverfront Insurance Partners serves Covington, Kentucky, and the surrounding Kenton County area as a health insurance agent. The company helps individuals, families, and small businesses navigate complex medical coverage options, including plan comparisons and enrollment assistance. Its agents clarify differences between marketplace plans and private insurance to match client healthcare needs. Riverfront Insurance Partners also handles Medicare supplement policies and short-term health coverage for those between jobs or awaiting benefits enrollment periods.
Phil Hale Insurance provides a range of health coverage options for individuals and families in Covington, KY. The agency assists clients with selecting and maintaining suitable health plans through its service team. It offers guidance on plan renewals and annual enrollment periods to ensure continuous coverage. Services extend to supporting various residential and commercial clients, including single-family homes, apartments, retail establishments, and restaurants.
Individuals, families, and small business owners in Covington, KY, work with Best Insurance Services Inc for health insurance agent assistance. The agency helps clients navigate plan options, including individual and family coverage as well as group health benefits for local companies. Policy comparisons, enrollment guidance, and ongoing support are core services provided. Understanding the complexities of available plans, the agency ensures each client finds suitable coverage for their medical needs and budget. It also serves the neighboring community of Newport, Kentucky, extending its health insurance consultation across the southern metro area.
Sherrill Morgan serves the Covington, Kentucky area and surrounding communities with health insurance agent services. The company handles individual and family health plans, Medicare options, and supplemental coverage. It works to match clients with policies that fit their medical needs and budget limitations. For a typical job, the agent gathers information on current coverage and health requirements, then compares available plans from different insurers before recommending a suitable option.
Curt Nortman - State Farm Insurance Agent in Covington, KY, provides health insurance services that range from one-time policy consultations to ongoing coverage management for individuals and families. Clients may choose a single plan review or receive continuous support through plan renewals and life changes. Each option helps ensure local residents understand their coverage needs and available benefits. Service appointments run on an as-needed basis, allowing flexibility for those requiring immediate assistance or regular policy adjustments.
TrustFirst Insurance Agency in Covington, KY helps individuals and families compare and enroll in health insurance plans. Its specialty services include guiding clients through both individual marketplace options and employer-sponsored group coverage. The agency also assists with Medicare plan selection and income-based subsidy applications. As open enrollment periods approach, TrustFirst provides targeted support for clients needing to update their existing policies or avoid gaps in coverage during life changes like job transitions.
As the open enrollment period approaches in Northern Kentucky, residents of Covington often seek guidance through the complexities of health insurance options. ThriveSure Insurance KY serves this local need directly, acting as a health insurance agent to help individuals and families compare plans from various carriers. The company focuses on matching clients with coverage that fits their specific health needs and financial situation. A thorough assessment of a client’s current coverage and medical requirements begins this process.
Passport Health Plan serves as a health insurance agent in Covington, KY, helping individuals and businesses navigate coverage options year-round. The agency specializes in supplemental plans, including dental, vision, and critical illness policies that expand on standard medical benefits. For local commercial clients, Passport Health Plan can arrange health insurance coverage tailored to offices, warehouses, and food service operations.
Gallagher Insurance, Risk Management & Consulting provides residential health insurance agent services in Covington, Kentucky, assisting individuals with plan selection and enrollment. The company also offers commercial coverage solutions for local businesses in the greater Covington area, addressing group health needs and risk management strategies. Their work involves guiding clients through plan options and regulatory requirements. They follow up with policyholders to adjust coverage as circumstances change, ensuring continuity through regular service visits between annual enrollment periods.
Passport by Molina Healthcare Covington Resource Center is known for connecting local individuals with health insurance plans that meet their coverage needs. Operating from its Covington, Kentucky location, the agency assists clients in understanding various policy options available in the health insurance agent category. It helps residents compare plans and enroll in suitable coverage during open enrollment periods. The company also offers free in-person consultations to answer specific benefit questions and review eligibility for additional assistance programs.
What Does a a Health Insurance Agent in Covington Cost?
Health insurance premiums in Kentucky vary widely based on age location plan type and tobacco use. For an ACA silver plan a 40-year-old in Covington might pay between 400 and 700 dollars per month before subsidies. Subsidies based on income can lower that cost significantly. Short term plans may cost 100 to 300 dollars per month but do not cover pre-existing conditions. This is general information and not insurance advice.
About health insurance agents in Covington
Health insurance agents in Covington Kentucky help individuals families and small businesses find coverage that meets their needs and budget. Kentucky follows the federal Affordable Care Act guidelines and agents must be licensed by the Kentucky Department of Insurance. Local agents can explain Kentucky-specific options like the state-based Kynect marketplace and help you enroll during open enrollment or a special enrollment period.
Frequently Asked Questions
What does a health insurance agent in Covington do?
A health insurance agent helps you compare plans from different carriers and enrolls you in a policy that fits your medical needs and budget. They can assist with ACA marketplace plans Medicare Advantage and Medigap policies. In Kentucky agents must complete continuing education to maintain their license.
Do I have to pay a fee to use a health insurance agent in Kentucky?
No. Health insurance agents in Kentucky are typically paid by the insurance company through commissions. You do not pay the agent directly for their help with enrollment or plan selection.
What documents do I need to enroll in a health plan with an agent in Covington?
You will need your Social Security number income information and current address. If you are enrolling through the Kynect marketplace you may also need tax return details and immigration documents if applicable. The agent can guide you on what is required for your specific situation.
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