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Browse health insurance agents serving Independence, Kentucky. Contact information and addresses listed below.
7 agents listed
Updated May 2026
Independence, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Kentucky before hiring.
Showing 7 health insurance agents in Independence, KY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Trifecta Insurance Services
5061 Madison Pike, Independence, KY 41051
(859) 359-5104
kentuckytrifecta.com
John Hoffman - State Farm Insurance Agent
2156 Declaration Dr, Independence, KY 41051
(859) 356-5646
johnhoffmaninsurance.com
Kentucky Farm Bureau Insurance
12010 Madison Pike, Independence, KY 41051
(859) 356-2161
kyfb.com
Joel Bergantino - State Farm Insurance Agent
2087 Centennial Blvd, Independence, KY 41051
(859) 356-5611
agentjoel.com
Ballard Benefits Group Inc
Taylor Mill Rd, Independence, KY 41051
(859) 356-2416
ballardbenefits.com
Universal Underwriters
5275 Madison Pike, Independence, KY 41051
(859) 356-3126
Miller Ins Agcy
859 Bristow Rd, Independence, KY 41051
(859) 371-4349
Health insurance agents in Independence, Kentucky help individuals and families compare plans from multiple carriers. Kentucky law requires agents to be licensed by the Kentucky Department of Insurance. Agents can assist with Open Enrollment periods and special enrollment events for qualifying life changes.
What Does a Health Insurance Agent in Independence Cost?
Health insurance agent services in Kentucky are generally free to you because agents earn commissions from insurance carriers. Plan premiums vary widely: a mid-level ACA plan for a single adult in Independence might cost between 350 and 600 dollars per month before subsidies. Subsidies based on income can lower that amount significantly. This is general information and does not constitute insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a health insurance agent in Independence do?
A health insurance agent helps you review plan options, estimate costs, and enroll in coverage. They can explain differences between HMO and PPO plans available in Kenton County. Agents do not charge you a fee; they are paid by the insurance company.
When can I enroll in a health plan with an agent in Kentucky?
The annual Open Enrollment Period for ACA plans typically runs from November 1 to January 15. You may also qualify for a Special Enrollment Period after events like losing other coverage, moving, or having a baby. Kentucky does not have a state-based exchange, so you use the federal marketplace.
Does Kentucky have any special rules for health insurance agents?
Yes, Kentucky requires all health insurance agents to hold a valid license and complete continuing education. Agents must follow state laws regarding disclosure of commissions and conflicts of interest. Kentucky also has specific regulations for Medicare Advantage and Part D plan marketing.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Kentucky.