The top-rated health insurance agent in Lake Charles, Louisiana is Kelly Lee Insurance, rated 4.6 stars across 231 reviews. Other highly rated options include Direct Auto Insurance, Goosehead Insurance - James Bice, Scotty Mathews Ins Agcy Inc. This directory lists 20 health insurance agents serving Lake Charles.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Kelly Lee Insurance | 3205 Ryan St | (337) 656-2890 |
| 2 | Direct Auto Insurance | 3419 Ryan St | (337) 475-0123 |
| 3 | Goosehead Insurance - James Bice | 417 W College St | (337) 313-2603 |
| 4 | Scotty Mathews Ins Agcy Inc | 4640 Nelson Rd | (337) 474-0865 |
| 5 | Insurance Unlimited | 3111 Ryan St | (337) 477-6922 |
| 6 | Gulf South Benefits | 328 W Sale Rd | (337) 656-3256 |
| 7 | Curtis Insurance | 509 7th St | (337) 433-1683 |
| 8 | Chris Duncan Agency Inc | 502 E College St | (337) 625-7090 |
| 9 | Lyons Insurance | 3100 Lake St | (337) 478-4466 |
| 10 | Security Plan Insurance | 612 W McNeese St | (877) 759-9443 |
Kelly Lee Insurance serves the Lake Charles, Louisiana metro area as a local health insurance agent. The agency assists individuals and families in navigating health plan options suitable for their medical needs and budgets. They work with clients to compare major medical insurance policies, helping explain coverage details, premiums, and out-of-pocket costs. This office also guides local residents through the process of enrolling in marketplace plans during open enrollment periods and handles special enrollment situations due to life changes.
Located in Lake Charles, Louisiana, Direct Auto Insurance serves the local area and surrounding communities with health insurance agent services. It handles individual and family health plans, helping clients navigate plan selection and enrollment. For a typical job, the agency reviews a client’s specific coverage needs and budget, then presents suitable policy options from available carriers, guiding them through the application process to secure the chosen plan.
Goosehead Insurance - James Bice provides a range of health insurance agent services in Lake Charles, Louisiana, including plan selection guidance and enrollment assistance for individual and family coverage. Ongoing policy reviews and claims support are offered to help clients maintain appropriate health plans as their needs change. The agency also serves local commercial clients, ensuring they meet regulatory requirements for their businesses. It services single-family homes, apartments, retail locations, and restaurants.
Scotty Mathews Ins Agcy Inc serves homeowners and local business owners in Lake Charles, Louisiana by providing health insurance coverage that helps protect against medical expenses and offers access to healthcare networks. The agency works with individuals and families to find appropriate major medical plans and supplemental policies for their changing needs. It also assists small business clients in evaluating group health benefit options for their employees. Coverage and service area also extend to the neighboring community of Sulphur.
Insurance Unlimited serves Lake Charles and the surrounding communities of southwest Louisiana, handling individual and family health insurance plans and Medicare options. It guides clients through open enrollment periods and coverage changes. The company reviews each client’s medical needs and budget to explain available policies clearly. For a typical job, it compares plan benefits and costs from multiple carriers then presents recommendations in plain language, ensuring the client understands their choice before enrolling.
As open enrollment approaches, many Lake Charles residents review their coverage options with limited time. Gulf South Benefits addresses this need by helping clients navigate Medicare, individual, and family health plans in the Lake Charles area. As a health insurance agent, the company explains policy details, network choices, and premium differences without pushing a single carrier. Their role is to match enrollees with suitable plans based on personal health needs and budgets. A new client typically schedules a free initial consultation to begin the plan assessment.
Curtis Insurance offers both one-time consultations and ongoing health insurance services in Lake Charles, LA. Clients can explore individual plans or group coverage options tailored to their specific needs. The agency typically assists with understanding plan benefits, open enrollment periods, and local network providers. For those requiring continuous support, scheduled check-ins help adjust coverage as circumstances change. Alternatively, as-needed appointments are available for immediate questions about claims or policy updates. Service runs on a one-time, scheduled, or as-needed basis depending on client preference.
Chris Duncan Agency Inc specializes in connecting individuals and families in Lake Charles, Louisiana, with suitable health insurance plans. Its general services include explaining different policy options and guiding clients through the enrollment process to find coverage that matches their anticipated medical needs. The agency helps local residents understand the complexities of deductibles and network restrictions. A particular focus for the company involves assisting clients with managing open enrollment periods, as well as with the special enrollment rights triggered by a recent change in marital status or job loss.
Security Plan Insurance serves Lake Charles residents seeking individual or family health coverage, assisting with plan selection and enrollment from their local office. Commercial health insurance options are also available for small businesses and self-employed professionals throughout the Lake Charles area. The agency works directly with multiple carriers to compare policies, explaining deductible levels, network options, and prescription drug benefits clearly. Clients receive follow-up support between regular visits to review changes in their coverage needs and adjust plans accordingly during the next open enrollment period.
What Does a a Health Insurance Agent in Lake Charles Cost?
Health insurance premiums in Louisiana vary by plan type age and location. For an individual in Lake Charles a bronze ACA plan may cost around 300 to 500 per month while a silver plan can range from 400 to 700 per month. Subsidies based on income can lower these costs. Medicare Advantage plans often have low or zero monthly premiums. This is general information not insurance advice.
About health insurance agents in Lake Charles
Health insurance agents in Lake Charles Louisiana help individuals families and small businesses find coverage that meets their needs. Louisiana law requires agents to be licensed by the Louisiana Department of Insurance. Agents can explain the differences between ACA marketplace plans short-term policies and Medicare options available in Calcasieu Parish.
Frequently Asked Questions
What does a health insurance agent in Lake Charles do?
A health insurance agent in Lake Charles helps you compare plans from multiple carriers. They explain deductibles copays and out-of-pocket limits. They also assist with enrollment and annual renewals.
Is there a special enrollment period in Louisiana?
Yes Louisiana follows the federal ACA rules. You can enroll during the annual Open Enrollment Period or during a Special Enrollment Period after a qualifying life event like losing other coverage or moving to Lake Charles.
Do health insurance agents charge fees in Louisiana?
Most health insurance agents in Louisiana are paid commissions by the insurance company. You typically do not pay a fee directly to the agent. Always confirm any potential fees before starting the process.
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