ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency or broker. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. No agent listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Find Health Insurance Agents Near You in Germantown, MD
Directory of health insurance agents in Germantown, Maryland. Verify credentials with the state department of insurance before hiring.
17 agents listed
Updated May 2026
Germantown, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Maryland before hiring.
Showing 17 health insurance agents in Germantown, MD
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Miguel Malca - State Farm Insurance Agent
20410 Observation Dr #112, Germantown, MD 20876
(240) 654-0204
miguelmalca.com
Klinger Insurance Group
19785 Crystal Rock Dr STE 301, Germantown, MD 20874
13208 Executive Park Terrace, Germantown, MD 20874
(301) 428-0282
schaeferinsurance.com
Peak Insurance & Benefit Services, LLC
13216 Executive Park Terrace, Germantown, MD 20874
(240) 361-2699
peakibs.com
Minhthao Ha - State Farm Insurance Agent
13224 Executive Park Terrace, Germantown, MD 20874
(301) 924-4557
Insuranceproservicesllc
12410 Milestone Center Dr Suite 600, Germantown, MD 20876
(301) 701-3802
insuranceproservicesllc.com
Clough Insurance Team
19745 Executive Park Cir, Germantown, MD 20874
(301) 241-7181
Financial Health insurance
12410 Milestone Center Dr Suite 600, Germantown, MD 20876
(410) 204-1411
Visybl Inc
12410 Milestone Center Dr, Germantown, MD 20876
(301) 264-7801
C Insurance
12410 Milestone Center Dr, Germantown, MD 20876
(800) 318-6040
cinsurancellc.com
Professional Insurance Agency
12410 Milestone Center Dr Suite 600, Germantown, MD 20876
(301) 980-4722
professional-truck-insurance.com
What Does a Health Insurance Agent in Germantown Cost?
Health insurance agents in Maryland typically do not charge a direct fee to clients. They earn a commission from the insurance carrier which is a percentage of the premium. For individual plans commissions range from 3 percent to 5 percent of the monthly premium. For Medicare plans commissions are set by the Centers for Medicare and Medicaid Services and vary by plan type. Costs to you depend on the plan you choose your income and your subsidy eligibility. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a health insurance agent in Germantown do?
A health insurance agent helps you compare plans from different carriers and enrolls you in a policy. They can assist with individual and family plans Medicare Advantage and Medigap policies. In Maryland agents must be licensed by the Maryland Insurance Administration.
Do I have to pay a fee to use a health insurance agent in Germantown?
In most cases you do not pay a fee directly to the agent. The agent receives a commission from the insurance company. This commission is built into the premium and does not increase your cost. Always confirm the payment arrangement before you enroll.
When can I enroll in a health plan through a Germantown agent?
You can enroll during the annual Open Enrollment Period which typically runs from November 1 to January 15. If you have a qualifying life event like losing other coverage or moving to Germantown you may qualify for a Special Enrollment Period. Maryland also offers year-round enrollment for Medicaid and the Childrens Health Insurance Program.
Free • No Obligation
Compare Health Insurance Agents
Get matched with agents in Germantown who handle your type of coverage.
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party insurance marketing service. BeforeInsuranceUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any agent. Your information is collected and handled by the form provider according to their privacy policy.
Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Maryland.