The top-rated health insurance agent in Germantown, Maryland is Miguel Malca - State Farm Insurance Agent, rated 5.0 stars across 868 reviews. Other highly rated options include Klinger Insurance Group, Jay Jarvis - State Farm Insurance Agent, Antonio Tatis - State Farm Insurance Agent. This directory lists 17 health insurance agents serving Germantown.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Miguel Malca - State Farm Insurance Agent | 20410 Observation Dr #112 | (240) 654-0204 |
| 2 | Klinger Insurance Group | 19785 Crystal Rock Dr STE 301 | (301) 428-4935 |
| 3 | Jay Jarvis - State Farm Insurance Agent | 20030 Century Blvd Ste 202 | (301) 569-6454 |
| 4 | Antonio Tatis - State Farm Insurance Agent | 20501 Seneca Meadows Pkwy Ste105 | (301) 528-5800 |
| 5 | Congressional Insurance Associates | 20440 Century Blvd #110 | (240) 912-4150 |
| 6 | CF Alliance Insurance Services | 20300 Seneca Meadows Pkwy #205 | (301) 515-9015 |
| 7 | Sam Moinzadeh: Allstate Insurance | 19725 Executive Park Cir | (301) 916-9600 |
| 8 | Preferred Insurance Solutions | 20030 Century Blvd #201 | (301) 428-3344 |
| 9 | Schaefer & Delauder Insurance | 13208 Executive Park Terrace | (301) 428-0282 |
| 10 | Peak Insurance & Benefit Services, LLC | 13216 Executive Park Terrace | (240) 361-2699 |
Miguel Malca - State Farm Insurance Agent serves the Germantown, Maryland, area as a local health insurance agent, helping residents and businesses find appropriate medical coverage. This office works with individuals navigating open enrollment periods and those seeking individual or family health plans. It also assists clients in understanding how health policies coordinate with other insurance products. Among the specific services it handles here are short-term health insurance and Medicare supplement plans.
Klinger Insurance Group provides health insurance agent services in the Germantown, MD, area, assisting clients with selecting individual and family medical plans, as well as group coverage options for small businesses. Their service work includes plan comparisons and annual policy reviews to help ensure clients maintain appropriate coverage. Ongoing maintenance plans involve support during enrollment periods and assistance with claims issues. The agency serves a diverse clientele, including single-family homes, apartments, retail establishments, and restaurants.
Jay Jarvis - State Farm Insurance Agent serves homeowners, renters, and local business owners in Germantown, Maryland, offering health insurance coverage options that help individuals and families manage medical costs and access necessary care. The agency also provides related protection plans for life events and property needs, tailoring policies to fit diverse budgets and household situations. Customers often come from nearby communities such as Gaithersburg and the broader Montgomery County metro area for personalized insurance guidance.
Antonio Tatis - State Farm Insurance Agent serves the Germantown, Maryland area and its surrounding communities. The agency handles health insurance coverage needs for local residents and families. It works to explain various policy options that align with individual medical requirements and budgets. For a typical job, the agent uses a consultative process to review a client’s current coverage and lifestyle before presenting suitable plan choices.
Congressional Insurance Associates in Germantown, MD, distinguishes between one-time policy reviews and ongoing portfolio management, with coverage options ranging from individual and family plans to Medicare supplements and small-group health insurance. These services are designed to help local residents compare network options and out-of-pocket costs. The company’s client support operates on a recurring, scheduled basis for annual open enrollment and also accommodates as-needed assistance for life changes such as job loss or new dependents.
As a health insurance agent, CF Alliance Insurance Services provides specialty assistance with navigating individual plans, group coverage options, and Medicare supplements for clients in Germantown, MD. It offers general enrollment guidance and plan comparisons, helping residents match policies to their healthcare needs and budgets. The agency helps individuals and families assess their options during open enrollment periods. It also assists those encountering life changes that qualify for special enrollment, such as job loss or a new child.
As the open enrollment period approaches each year, many Germantown residents begin reviewing their coverage options to ensure their medical needs are met. Sam Moinzadeh: Allstate Insurance helps individuals and families navigate the local health insurance agent market, assisting with plan comparisons and policy questions. The agency provides practical guidance on understanding deductibles, networks, and prescription benefits as clients prepare for the upcoming year. An initial consultation appointment is required to assess each household’s specific healthcare priorities and financial considerations.
Preferred Insurance Solutions assists individuals and employers with navigating health coverage options in the Germantown, MD area. As a health insurance agent, the company focuses on connecting clients with appropriate medical plans, including offerings for supplemental coverage such as dental and vision policies. It works with both private customers seeking individual plans and businesses needing group health benefits. The agency can serve a variety of commercial sectors, including offices, warehouses, and food service operations, helping them address their specific insurance requirements.
Schaefer & Delauder Insurance provides residential health insurance coverage in Germantown, Maryland, ensuring families and individuals find suitable plans. Commercial health insurance options are also available for businesses operating within the surrounding area. Clients receive guidance on navigating available policies and enrollment periods throughout the region. The agency maintains contact with policyholders, helping adjust coverage as needs change and coordinating necessary follow-up service between regular plan renewals.
Peak Insurance & Benefit Services, LLC, based in Germantown, Maryland, is known for helping individuals and families navigate health insurance options. Its service range includes plan comparisons, enrollment assistance, and ongoing policy support. The agency works to match clients with coverage that fits their medical needs and budget. It also focuses on explaining complex plan details in clear terms. As an added specialty, the company offers guidance on Medicare supplement plans for those approaching retirement age.
What Does a a Health Insurance Agent in Germantown Cost?
Health insurance agents in Maryland typically do not charge a direct fee to clients. They earn a commission from the insurance carrier which is a percentage of the premium. For individual plans commissions range from 3 percent to 5 percent of the monthly premium. For Medicare plans commissions are set by the Centers for Medicare and Medicaid Services and vary by plan type. Costs to you depend on the plan you choose your income and your subsidy eligibility. This is general information and not insurance advice.
About health insurance agents in Germantown
Health insurance agents in Germantown Maryland help individuals families and small businesses find coverage that fits their needs and budget. Maryland has its own health insurance marketplace called Maryland Health Connection where residents can enroll in qualified health plans. A local agent can guide you through open enrollment special enrollment periods and subsidy calculations specific to Maryland law.
Frequently Asked Questions
What does a health insurance agent in Germantown do?
A health insurance agent helps you compare plans from different carriers and enrolls you in a policy. They can assist with individual and family plans Medicare Advantage and Medigap policies. In Maryland agents must be licensed by the Maryland Insurance Administration.
Do I have to pay a fee to use a health insurance agent in Germantown?
In most cases you do not pay a fee directly to the agent. The agent receives a commission from the insurance company. This commission is built into the premium and does not increase your cost. Always confirm the payment arrangement before you enroll.
When can I enroll in a health plan through a Germantown agent?
You can enroll during the annual Open Enrollment Period which typically runs from November 1 to January 15. If you have a qualifying life event like losing other coverage or moving to Germantown you may qualify for a Special Enrollment Period. Maryland also offers year-round enrollment for Medicaid and the Childrens Health Insurance Program.
Health Insurance Agents in Other Maryland Cities
Aberdeen · Annapolis · Baltimore · Bel Air · Beltsville · Bethesda · Bowie · Catonsville · Clinton · Columbia · Crofton · Elkridge · Ellicott City · Frederick · Gaithersburg