The top-rated health insurance agent in Hampstead, Maryland is Sherye Sims - State Farm Insurance Agent, rated 4.9 stars across 95 reviews. Other highly rated options include Dorothy Kemper - State Farm Insurance Agent, Hampstead Primary Care, Associated Insurance Services: Allstate Insurance. This directory lists 10 health insurance agents serving Hampstead.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Sherye Sims - State Farm Insurance Agent | 4500 Black Rock Rd Ste 202 | (443) 291-6550 |
| 2 | Dorothy Kemper - State Farm Insurance Agent | 1372 N Main St | (410) 239-3031 |
| 3 | Hampstead Primary Care | 4111 Lower Beckleysville Rd | (410) 374-0808 |
| 4 | Associated Insurance Services: Allstate Insurance | 1210 N Main St | (443) 639-8777 |
| 5 | Mark Holt - State Farm Insurance Agent | 1421 N Main St | (410) 982-0640 |
| 6 | Ravers Insurance Agency | 1010 S Main St | (410) 374-9100 |
| 7 | Nationwide Insurance: Heltebridle Bounds, Inc. | 2305 Hanover Pike | (410) 756-2118 |
| 8 | kling Insurance | 3300 Carrollton Rd | (443) 244-0072 |
| 9 | Kunert Associates, Inc. | 3298 St Georges Ct | (410) 848-1357 |
| 10 | Carroll Health Group Primary Care-Hampstead | 2319 E - F, Hanover Pike | (410) 239-2662 |
What Does a a Health Insurance Agent in Hampstead Cost?
Health insurance agents in Maryland do not charge consumers a fee for their services. They are paid by insurance carriers, typically as a percentage of the premium. For individual plans, agent commissions range from 2% to 5% of the monthly premium. For Medicare plans, commissions are set by the government and vary by plan type. Costs for you depend on the plan you choose, your income, and any subsidies you receive. This is general information, not insurance advice.
About health insurance agents in Hampstead
Health insurance agents in Hampstead, Maryland help individuals and families find coverage through the Maryland Health Benefit Exchange or private carriers. Agents licensed in Maryland must follow state regulations including annual enrollment periods and special enrollment rules. Local agents understand the needs of Carroll County residents and can explain plan options for 2025.
Frequently Asked Questions
What does a health insurance agent in Hampstead do?
A health insurance agent helps you compare plans from different carriers, explains benefits and costs, and assists with enrollment. They are licensed by the Maryland Insurance Administration and must follow state laws. Agents do not charge you directly; they receive commissions from insurance companies.
When can I enroll in a health plan in Maryland?
Open enrollment for individual plans through the Maryland Health Benefit Exchange usually runs from November 1 to January 15 each year. You may qualify for a special enrollment period after a life event such as losing other coverage, moving, or having a baby. An agent can help you determine your eligibility.
Do I need a health insurance agent if I use Medicare?
Many Hampstead residents use agents to compare Medicare Advantage and Part D plans. Maryland allows agents to help you review plan options during the Annual Enrollment Period from October 15 to December 7. Agents can also assist with Medigap plans and explain how Medicare works with other coverage.
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