The top-rated health insurance agent in Kensington, Maryland is HAZAR INSURANCE, rated 4.9 stars across 236 reviews. Other highly rated options include Xcella Insurance Group: Allstate Insurance, Tim Navarro - State Farm Insurance Agent, Farmers Insurance - Edwin Lopez. This directory lists 10 health insurance agents serving Kensington.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | HAZAR INSURANCE | 10543 Metropolitan Ave | (202) 888-0605 |
| 2 | Xcella Insurance Group: Allstate Insurance | 10410 Kensington Pkwy Ste 101 | (301) 232-0400 |
| 3 | Tim Navarro - State Farm Insurance Agent | 3831 Farragut Ave | (301) 933-1666 |
| 4 | Farmers Insurance - Edwin Lopez | 10400 Connecticut Ave #507 | (301) 990-3000 |
| 5 | The best of life for seniors | 9709 Stoneybrook Dr | (301) 565-0333 |
| 6 | Ewing Hines & Associates | Chas H Riddle Building, 3750 University Blvd W #1a | (301) 942-8220 |
| 7 | Seguros Vasquez | 3843 Farragut Ave | (301) 962-3333 |
| 8 | Kaiser Foundation Health Plan | 10500 Summit Ave | (301) 897-2500 |
| 9 | TWFG Insurance Services- Adrienne Coleman Agency | 10410 Kensington Pkwy #206 | (301) 933-0783 |
| 10 | VELASQUEZ INSURANCE AGENCY | 10605 Concord St | (240) 514-0288 |
HAZAR INSURANCE serves Kensington, Maryland, and the surrounding Montgomery County area as a local health insurance agent. The company assists individuals and families in navigating the complex health coverage landscape by comparing policies from multiple carriers. Their agents work to explain plan benefits, network options, and premium costs in straightforward terms. Common services handled include helping clients enroll in major medical plans and assisting with Medicare supplement options for seniors in the Kensington community.
Xcella Insurance Group: Allstate Insurance provides health insurance agent services to individuals and groups in Kensington, Maryland. Its service offerings include plan comparisons, enrollment assistance, and policy renewals throughout the year. Maintenance plans ensure clients remain informed about coverage changes and open enrollment deadlines. The agent also reviews existing plans to adjust for medical needs or budget shifts. These services are available for single-family homes, apartments, retail establishments, and restaurants in the local area.
Tim Navarro - State Farm Insurance Agent serves homeowners, renters, and local business owners in Kensington, Maryland by providing health insurance policies that help cover medical expenses and protect against unexpected healthcare costs. The agency assists clients in selecting individual or family plans that fit their budgets and coverage needs. This service is also available to residents of neighboring communities such as Silver Spring and other parts of Montgomery County in the Washington, D.C. metro area.
Farmers Insurance - Edwin Lopez serves the Kensington, Maryland area and surrounding communities in Montgomery County. It handles health insurance agent services, helping clients navigate individual and family health plans. The agency works with various carriers to present policy options suited to different medical needs and budgets. For a typical job, it assesses a client’s existing coverage and health priorities, then compares available plans side by side before making a recommendation.
The Best of Life for Seniors offers both one-time consultations and recurring service options for health insurance needs. As a health insurance agent in Kensington, MD, the company assists clients with comparing plans and understanding coverage details. Their work involves helping seniors navigate Medicare and supplemental policies to find suitable options. All advice is tailored to individual health requirements. Service runs on an as-needed basis, allowing clients to request assistance whenever their insurance situation changes or questions arise.
As the annual Medicare open enrollment period approaches, many Kensington residents begin reviewing their health coverage options. Ewing Hines & Associates serves this need as a health insurance agent, helping clients compare plans and understand policy details. The company works with individuals seeking individual or family plans, as well as those navigating employer-sponsored coverage. An initial assessment typically begins with a review of current benefits, prescription needs, and preferred providers to identify suitable choices.
Seguros Vasquez specializes in helping individuals and families navigate health plan options, including major medical coverage and supplemental policies. As a health insurance agent in Kensington, Maryland, it assists clients in comparing plans to find suitable choices for their healthcare needs and budgets. The agency provides ongoing support for questions about benefits, claims, and enrollment procedures. With open enrollment periods and qualifying life events, it helps residents manage coverage changes around new jobs, aging off a parent’s plan, or the year-end deadline for selecting a new plan.
Kaiser Foundation Health Plan serves residents and businesses in Kensington, Maryland, by guiding individuals through the process of selecting Medicare supplements, individual plans, and group health coverage. The company specializes in explaining the complexities of plan options and annual enrollment periods for local clients. It works with commercial clients across varied sectors, including professional offices, wholesale and retail warehouses, and food service establishments, ensuring their employee benefits needs are addressed.
TWFG Insurance Services- Adrienne Coleman Agency serves Kensington residents seeking personal health coverage alongside offering plans for local businesses. The independent agency navigates clients through individual and group insurance options within the Maryland marketplace. Advisers help individuals compare medical, dental, and supplemental policies during enrollment periods. For commercial accounts, representatives design employee benefit packages tailored to company size and budget. After policy selection, the agency provides ongoing support for claims questions and coverage adjustments. Clients are reminded to return before each annual open enrollment period for plan review and possible plan changes.
Velasquez Insurance Agency in Kensington, Maryland, is known for guiding local residents through the complexities of individual and family health plans. Its service range includes comparing major medical policies to fit various budgets and healthcare needs. The agency explains how open enrollment periods and special qualification events affect coverage choices. It also assists with plan renewals, claims questions, and understanding prescription drug tiers. For more targeted protection, this health insurance agent can add on critical illness insurance, which pays a lump sum upon diagnosis of specified conditions.
What Does a a Health Insurance Agent in Kensington Cost?
Health insurance agents in Maryland typically do not charge clients a direct fee because they earn commissions from insurance carriers. These commissions are built into the plan premiums and do not increase your cost. For ACA plans premiums in Kensington vary widely by age income and plan tier with bronze plans often starting around $300 per month for a young adult and silver plans averaging $400 to $600 per month for a 40 year old after subsidies. This is general information not insurance advice.
About health insurance agents in Kensington
Health insurance agents in Kensington Maryland help individuals families and small businesses find coverage that meets their needs. Maryland has its own health insurance marketplace called Maryland Health Connection where residents can compare plans and qualify for subsidies. A local agent can guide you through open enrollment special enrollment periods and Maryland specific regulations like the state individual mandate.
Frequently Asked Questions
What does a health insurance agent in Kensington do?
A health insurance agent helps you compare plans from different carriers and enroll in coverage that fits your budget and health needs. They can assist with ACA marketplace plans Medicare Advantage and Medigap policies. Agents in Maryland must be licensed by the Maryland Insurance Administration.
When can I enroll in health insurance in Maryland?
The annual open enrollment period for ACA plans typically runs from November 1 to January 15 each year. You may qualify for a special enrollment period if you experience a qualifying life event like losing other coverage moving or having a baby. Maryland also offers year round enrollment for Medicaid and the Childrens Health Insurance Program.
Is there a penalty for not having health insurance in Maryland?
Yes Maryland has a state individual mandate that requires most residents to have qualifying health coverage or pay a penalty on their state tax return. The penalty is calculated as a percentage of household income or a flat dollar amount whichever is higher. Exemptions are available for certain circumstances like financial hardship or religious objections.
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