The top-rated health insurance agent in Towson, Maryland is Goldsborough Independent Insurance Services, rated 4.9 stars across 114 reviews. Other highly rated options include Atlas Insurance Agency Inc., State Farm: Lauren Campbell, Karen Cohn at Comparion Insurance Agency. This directory lists 13 health insurance agents serving Towson.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Goldsborough Independent Insurance Services | 405 E Joppa Rd Suite 301 | (410) 377-2111 |
| 2 | Atlas Insurance Agency Inc. | 810 Gleneagles Ct #205 | (443) 841-7888 |
| 3 | State Farm: Lauren Campbell | 1220A E Joppa Rd Suite #233 | (410) 337-9555 |
| 4 | Karen Cohn at Comparion Insurance Agency | 100 West Road Ste 407 | (410) 427-0704 |
| 5 | Rider Insurance | 1422 E Joppa Rd | (410) 828-1555 |
| 6 | Nationwide Insurance: Bruce L Cohee | 901 Dulaney Valley Rd #300 | (410) 823-8777 |
| 7 | Blue Harbor Benefits | 210 Allegheny Ave Suite 310 | (410) 825-3569 |
| 8 | Benefit Indemnity Corporation | 303 Allegheny Ave | (443) 275-7400 |
| 9 | Insurance Partners | 32 West Road #200 | (410) 828-8840 |
| 10 | lark insurance agency | 1220 E Joppa Rd C505 | (410) 583-7303 |
Goldsborough Independent Insurance Services serves the Baltimore metro area, including Towson, Maryland, offering health insurance agent services to individuals and families navigating their coverage options. The firm assists clients in comparing plans through the Maryland Health Benefit Exchange and evaluating private insurance solutions for medical, dental, and vision needs. It also helps small business owners explore group health plans for their employees, guiding them through enrollment and regulatory requirements. Goldsborough Independent Insurance Services handles Medicare supplement policies and short-term health insurance plans in this area.
Atlas Insurance Agency Inc. in Towson, MD, offers a comprehensive range of health insurance plans, including individual and family policies as well as group coverage for small businesses. The agency assists clients with annual enrollment, plan comparisons, and ongoing policy maintenance to ensure continuous, suitable coverage. Regular consultations help customers adjust their options as needs change. This support covers a variety of clients, including those in single-family homes, apartments, retail shops, and restaurants.
Homeowners, renters, and small business owners in Towson, MD can turn to State Farm: Lauren Campbell for health insurance agent services. This agency helps clients compare plan options and navigate the enrollment process for individual and family coverage. The team assists with understanding deductibles, copays, and network providers to find suitable policies. State Farm: Lauren Campbell also serves the greater Baltimore metro area, including neighboring communities such as Timonium and Lutherville-Timonium.
Karen Cohn at Comparion Insurance Agency in Towson, MD, distinguishes between one-time health plans and recurring coverage options that require periodic renewal to maintain benefits. The company helps clients navigate private insurance options as well as federally regulated plans available in the local area. By assessing individual medical needs and budget considerations, the agency works to identify suitable health coverage policies. This service operates on both a one-time for initial enrollment and an as-needed basis for subsequent questions or plan adjustments.
Rider Insurance serves clients in Towson, Maryland, and the surrounding communities throughout Baltimore County. It handles the sale and management of health insurance policies for individuals, families, and small groups. The company guides clients through plan comparisons, enrollment periods, and claims questions. Each job begins with a personal needs assessment to match coverage options with the client's specific budget and medical requirements. It then facilitates the application process with the selected carrier and follows up to ensure the policy is active and understood.
Nationwide Insurance: Bruce L Cohee in Towson, MD provides health insurance agent services, including assistance with plan selection and enrollment. The agency offers personalized guidance to individuals and families and works with self-employed clients. It also helps with annual open enrollment periods, ensuring clients meet deadlines. It addresses concerns such as sudden job loss or major life changes that trigger a special enrollment window.
As the annual Medicare enrollment period approaches, residents near Towson often seek clarity on their health insurance options. Blue Harbor Benefits assists clients in navigating these choices and comparing plans. The agency supports individuals and families in understanding coverage specifics, including deductibles and network limitations. Following a conversation about current needs and budget, the agent schedules a detailed review of existing policies to identify potential gaps or savings. An initial consultation allows for a full inspection of the client's current coverage and medical requirements.
Based in Towson, Benefit Indemnity Corporation serves local residents seeking individual medical coverage in the Baltimore metro area. The same agency also provides commercial health insurance proposals for small and medium-sized businesses needing group plans. Their service area extends throughout Towson and into neighboring counties in central Maryland. Clients can return to the office between annual enrollment windows to adjust existing policies or ask questions about new benefits.
Insurance Partners assists individuals and families with their health insurance needs in Towson, Maryland. The company specializes in navigating the complexities of plan selection, including coverage for routine care and major medical events. As a local health insurance agent, it provides guidance on policy details and enrollment processes. The agency helps clients compare options that fit their specific healthcare requirements and budgets. Its services extend to commercial sectors, offering coverage solutions for offices, warehouses, and food service operations.
Lark Insurance Agency in Towson, MD, is known for helping individuals and families find health insurance plans that match their needs and budgets. The agency guides clients through the enrollment process for Affordable Care Act options, Medicare plans, and private health coverage. They break down complex policy details in straightforward terms to support informed decision-making. A specialty service this agency can provide is seasonal enrollment assistance for those who experience qualifying life events, ensuring uninterrupted access to medical care and prescription benefits.
What Does a a Health Insurance Agent in Towson Cost?
Health insurance agents in Maryland do not charge a fee to consumers; they receive commissions from insurance carriers. Premiums for ACA plans in Towson vary by income, age, and plan tier, with bronze plans averaging $350 to $500 per month for an individual before subsidies. Subsidies based on income can lower costs significantly. This is general information, not insurance advice.
About health insurance agents in Towson
Health insurance agents in Towson, Maryland help individuals and families find coverage through Maryland Health Connection, the state-based marketplace. Agents can also assist with Medicare plans and short-term policies. Maryland law requires agents to be licensed by the Maryland Insurance Administration to sell health plans in the state.
Frequently Asked Questions
What does a health insurance agent in Towson do?
A health insurance agent helps you compare plans, apply for subsidies, and enroll in coverage through Maryland Health Connection or private insurers. They guide you through open enrollment periods and special enrollment events. Agents do not charge you directly as they are paid by the insurance companies.
Do I need an agent to buy health insurance in Maryland?
No, you can enroll directly through Maryland Health Connection, but an agent can simplify the process. They help you understand plan details, network options, and cost-sharing reductions. Maryland allows agents to assist with both on-exchange and off-exchange plans.
When can I enroll in a health plan in Towson?
Open enrollment for ACA plans typically runs from November 1 to January 15 each year. You may qualify for a special enrollment period after life events like marriage, birth, or loss of other coverage. Maryland also offers a year-round enrollment for Medicaid and the Maryland Childrens Health Program.
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