The top-rated health insurance agent in Amherst, Massachusetts is Encharter Insurance, rated 4.8 stars across 241 reviews. Other highly rated options include Bresnahan Insurance Agency Inc, Five College Home Insurance Solutions, Facilities Insurance Co. This directory lists 10 health insurance agents serving Amherst.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Encharter Insurance | 25 N University Dr | (855) 899-0305 |
| 2 | Bresnahan Insurance Agency Inc | 231 Triangle St | (413) 549-1100 |
| 3 | Five College Home Insurance Solutions | 101 University Dr | (413) 402-6658 |
| 4 | Facilities Insurance Co | 201 Natural Resources Rd | (413) 992-5652 |
| 5 | Amherst Insurance | 20 Gatehouse Rd | (413) 253-5555 |
| 6 | Amherst Life Insurance Inc. | 183 University Dr | (413) 307-0921 |
| 7 | Mass Mutual | Triangle St | — |
| 8 | Business Benefits, Inc. | 25 Pray St | (413) 658-0251 |
| 9 | Cynthia A Therrien, RICP, CLTC | 30 Boltwood Walk | (413) 230-3755 |
| 10 | Five College Home Insurance Solutions | 64 Spring St #12 | (413) 402-6658 |
What Does a a Health Insurance Agent in Amherst Cost?
Health insurance agents in Massachusetts typically do not charge a direct fee to consumers. Their compensation comes from the insurance company as a commission, which is built into the plan premium. For individual plans, monthly premiums can range from about 200 to over 800 dollars depending on age, income, and plan type. Costs vary by case and plan selection. This is general information and not insurance advice.
About health insurance agents in Amherst
Health insurance agents in Amherst, Massachusetts help individuals and families find plans that meet their needs and budget. These agents are licensed by the Massachusetts Division of Insurance and must follow state regulations, including the Massachusetts Health Connector rules. They can explain options like subsidized plans, catastrophic coverage, and short-term policies available in the Amherst area.
Frequently Asked Questions
What does a health insurance agent in Amherst do?
A health insurance agent helps you compare plans from different carriers, explains coverage details, and assists with enrollment. They can also help you apply for subsidies through the Massachusetts Health Connector if you qualify.
Do I need to pay a fee to use a health insurance agent in Massachusetts?
In most cases, health insurance agents in Massachusetts are paid by the insurance carrier, not by you. You should confirm this before working with an agent, but typically their services are free to consumers.
When can I enroll in a health insurance plan in Amherst?
Open enrollment for individual plans through the Massachusetts Health Connector usually runs from November 1 to January 23 each year. You may qualify for a special enrollment period if you experience a qualifying life event like losing other coverage or moving.