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Directory of health insurance agents in Watertown, Massachusetts. Verify credentials with the state department of insurance before hiring.
9 agents listed
Updated May 2026
Watertown, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 9 health insurance agents in Watertown, MA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
A-Affordable Insurance Agency, Inc.
351 Main St, Watertown, MA 02472
(617) 924-4242
a-affordableinsurance.com
Firefly Health
260 Arsenal St, Watertown, MA 02472
(888) 897-1887
fireflyhealth.com
Dallas Insurance Agency
68 Watertown St, Watertown, MA 02472
(617) 924-7474
robertadallasinsurance.com
WT Phelan Insurance
144 Main St, Watertown, MA 02471
(617) 923-9607
wtphelan.com
Jamgochian Insurance
405 Mt Auburn St, Watertown, MA 02472
(617) 924-7518
jamgoinsurance.com
Vital Cover Insurance MA
705 Mt Auburn St, Watertown, MA 02472
(857) 626-1955
carepartnersct.com
J M Whitney Insurance Inc
151 Coolidge Ave #102, Watertown, MA 02472
(617) 924-6995
jmwhitney.com
Robert J O'Brien Insurance
279 Mt Auburn St, Watertown, MA 02472
(781) 899-1700
Primerica
142 Galen St, Watertown, MA 02472
(617) 393-0165
primerica.com
Health insurance agents in Watertown Massachusetts help individuals families and small businesses find coverage that meets their needs. Agents can guide you through plans offered on the Massachusetts Health Connector as well as private insurance options. Massachusetts requires most residents to have health insurance under state law so working with a local agent can help you stay compliant.
What Does a Health Insurance Agent in Watertown Cost?
Health insurance agents in Massachusetts are typically paid by commissions from insurance carriers so there is usually no direct fee to you. Some agents may charge a flat consultation fee ranging from 50 to 200 dollars for complex cases. Costs vary by the type of plan and the services provided. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a health insurance agent in Watertown do?
A health insurance agent helps you compare plans from different carriers and explains benefits costs and network options. They also assist with enrollment and can answer questions about Massachusetts specific rules like the individual mandate.
Do I need to use the Massachusetts Health Connector?
Not always. If you qualify for subsidized coverage you must use the Health Connector. If you do not qualify for subsidies you can buy a plan directly from an insurance company with the help of an agent.
Can a Watertown agent help with small business health insurance?
Yes many agents specialize in group plans for small businesses. Massachusetts law requires employers with more than 50 full time equivalent employees to offer coverage. An agent can help you find plans that meet the state requirements.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Massachusetts.