The top-rated health insurance agent in Lake Elmo, Minnesota is Auto-Owners Insurance Minnesota Regional Office, rated 4.7 stars across 433 reviews. Other highly rated options include Zignego Agency Inc, Honey Bear Insurance Agency LLC, Eagle Point Insurance Group. This directory lists 10 health insurance agents serving Lake Elmo.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Auto-Owners Insurance Minnesota Regional Office | 8574 Eagle Point Cir | (800) 332-2886 |
| 2 | Zignego Agency Inc | 8975 33rd St N | (651) 777-8788 |
| 3 | Honey Bear Insurance Agency LLC | 8530 Eagle Point Blvd Suite 100 #113 | (651) 432-4164 |
| 4 | Eagle Point Insurance Group | 8665 Eagle Point Blvd | (651) 209-9330 |
| 5 | Protectors Agency: Dave Lesch | 8530 Eagle Point Blvd Suite 100 | (651) 204-7148 |
| 6 | Todd Shannon Agency | 11200 Stillwater Blvd | (651) 773-8250 |
| 7 | Jason Wahlberg - COUNTRY Financial Representative | 8645 Eagle Point Blvd Ste 105 & 205 | (651) 484-4480 |
| 8 | Schneider Insurance Services, LLC | 8625 Eagle Point Blvd | (651) 704-9990 |
| 9 | Barilla Health Advisors | 8935 33rd St N Ste 2 | (651) 888-4007 |
| 10 | American National | 3459 Lake Elmo Ave N | (651) 426-4484 |
Auto-Owners Insurance Minnesota Regional Office serves the greater Washington County metro area from its base in Lake Elmo, providing health insurance agent services to local residents and businesses. The agency helps clients navigate plan selection, enrollment, and coverage options through private insurers. It regularly assists with individual health plans and small group employer policies specific to this region.
Zignego Agency Inc in Lake Elmo, MN offers a range of health insurance agent services, including helping individuals and small groups select suitable plans. The agency also assists clients with ongoing account maintenance, claims questions, and annual policy reviews. These services help residents and business owners navigate plan changes and enrollment periods. The company provides its services for single-family homes, apartments, retail establishments, and restaurants in the local area.
Honey Bear Insurance Agency LLC serves homeowners, families, and small businesses in Lake Elmo, Minnesota, helping them find health insurance plans that fit their needs and budgets. The agency guides clients through plan options, enrollment processes, and coverage questions. As a local health insurance agent, it provides personalized assistance to navigate changing healthcare requirements. Honey Bear Insurance Agency LLC also extends its health insurance agent services to clients in the greater Stillwater area and neighboring parts of the eastern Twin Cities metro.
Eagle Point Insurance Group serves Lake Elmo and the surrounding communities in the eastern Twin Cities metro area. It handles the full range of individual and family health insurance plans, helping clients compare policy options for both routine care and emergency coverage. The company also assists with Medicare supplements for older residents and short-term gap plans for those in transition. Its approach to a typical job begins with a thorough review of a client’s medical needs and budget to determine the most appropriate policy.
Protectors Agency: Dave Lesch in Lake Elmo, Minnesota assists clients by distinguishing between one-time enrollment events and ongoing coverage management needs. As a health insurance agent, the agency helps individuals and families navigate plan options, including subsidies and network choices available under local regulations. Services cover both annual open enrollment periods and special enrollment qualifying life changes. Support for selecting a suitable policy or adjusting an existing one is available. The service operates on either a scheduled basis around enrollment windows or an as-needed basis for unexpected coverage questions.
Todd Shannon Agency specializes in helping individuals and families compare and select health insurance plans, offering guidance on major medical coverage, Medicare options, and supplemental policies. Located in Lake Elmo, MN, it provides personalized consultations to explain plan benefits, network restrictions, and out-of-pocket costs in clear terms. The agency assists clients during open enrollment periods and when qualifying life events, such as job changes or new family additions, create a need for updated coverage.
In Lake Elmo, shifts in family health or seasonal employment often leave residents wondering if their current coverage still fits. Jason Wahlberg - COUNTRY Financial Representative helps local individuals and families sort through plan options to match evolving needs. Conversations begin with a review of current medical history and budget limitations. The process focuses on connecting clients with protections that support both routine care and unexpected events. This assessment typically concludes with an in-person inspection of the client's existing policies to identify gaps before any recommendation is made.
Schneider Insurance Services, LLC, based in Lake Elmo, MN, provides health insurance coverage for residents seeking individual or family plans. Commercial health options are also available for small businesses and local employers in the greater Twin Cities area. As a licensed health insurance agent, the company works with clients to compare major carriers and find suitable policy options. Arranging annual reviews to adjust coverage for life changes or new plans is a standard part of their process for follow-up service between regular visits.
Barilla Health Advisors assists individuals and groups in finding health insurance plans that match their specific needs. As a localized agency in Lake Elmo, Minnesota, it works with clients to evaluate coverage options from various insurers for medical, dental, and vision needs. During enrollment periods, the agency helps navigate plan selections and subsidy eligibility for families and self-employed individuals. Barilla Health Advisors can also serve commercial sectors, including offices, warehouses, and food service operations in need of employee benefit packages and group health solutions.
American National, based in Lake Elmo, MN, is known for helping individuals and families navigate the local health insurance market. It offers a range of medical plans, including individual health coverage and family policies that meet state and federal requirements. The agency assists clients in comparing plan benefits and out-of-pocket costs. A specialty service that can be added is advising on short-term health insurance options for temporary coverage gaps.
What Does a a Health Insurance Agent in Lake Elmo Cost?
Health insurance agents in Minnesota are typically paid by the insurance company, so their services are free to you. Plan premiums vary widely based on age, income, and plan type. For an individual in Lake Elmo, monthly premiums for a bronze plan may range from 300 to 500 dollars, while silver plans can be 400 to 700 dollars. Subsidies through MNsure can lower these costs significantly. This is general information and not insurance advice.
About health insurance agents in Lake Elmo
Health insurance agents in Lake Elmo, Minnesota help individuals and families find private health plans, Medicare Advantage plans, and small business group coverage. Minnesota law requires all agents to be licensed by the Minnesota Department of Commerce. Local agents understand the specific network options available in Washington County and can explain how Minnesota's MNsure marketplace works.
Frequently Asked Questions
What does a health insurance agent in Lake Elmo do?
A health insurance agent helps you compare plans from different carriers, enroll in coverage, and understand your options. They can assist with individual plans, Medicare, and short-term policies. Agents are paid by the insurance company, not by you.
Is there a special enrollment period in Minnesota?
Yes, Minnesota follows federal rules for special enrollment periods. You can enroll outside the open enrollment period if you have a qualifying life event like losing other coverage, moving, getting married, or having a baby. You typically have 60 days from the event to enroll.
Do I need to use MNsure to get health insurance in Lake Elmo?
No, you can also buy health insurance directly from a licensed agent or carrier. However, if you qualify for tax credits or cost-sharing reductions, you must enroll through MNsure to receive those subsidies. An agent can help you decide which route works best for your situation.
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