The top-rated health insurance agent in Monticello, Minnesota is Michael Katchmark - State Farm Insurance Agent, rated 5.0 stars across 153 reviews. Other highly rated options include Dan Olson - State Farm Insurance Agent, Christensen Group Insurance Monticello, MN, Monticello Agency. This directory lists 11 health insurance agents serving Monticello.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Michael Katchmark - State Farm Insurance Agent | 1113 Cedar St Suite 109 | (763) 295-0137 |
| 2 | Dan Olson - State Farm Insurance Agent | 207 W 3rd St | (763) 295-2199 |
| 3 | Christensen Group Insurance Monticello, MN | 114 W 3rd St #200 | (763) 295-2614 |
| 4 | Monticello Agency | 3616 School Blvd UNIT 100 | (763) 295-4900 |
| 5 | Farmers Insurance - Benjamin Thornton | 228 W Broadway St | (763) 344-8896 |
| 6 | Michele Hanson Agency LLC American Family Insurance | 520 Pine St | (763) 295-3795 |
| 7 | Michael Richardson - COUNTRY Financial Agent | 154 Broadway St E Ste 4 | (763) 486-4047 |
| 8 | Quality Plus Insurance Brokers | 155 Broadway St E | (763) 310-8603 |
| 9 | Simplicity Group | 101 W Broadway St suite 100 | (800) 921-3100 |
| 10 | Primerica Financial Services | 207 Pine St | (763) 390-7652 |
Michael Katchmark - State Farm Insurance Agent serves the Monticello, Minnesota area and surrounding communities in Sherburne and Wright counties as a health insurance agent. The agency assists individuals and families in navigating health plan options to find coverage that fits their needs and budget. Common services include explaining plan benefits, deductibles, and network details. This agency also helps clients with Medicare supplement plans and short-term health insurance policies for temporary coverage needs.
Dan Olson - State Farm Insurance Agent offers a variety of health insurance options tailored to individual and family needs in Monticello and the surrounding communities. The agent assists clients with selecting appropriate plans for both routine care and unexpected medical events, providing ongoing policy support and annual review services throughout the year. Regular maintenance includes helping customers update coverage following life changes such as marriage or a new job. This local agency services single-family homes, apartments, and various business properties including retail shops and restaurants requiring health insurance solutions.
Christensen Group Insurance in Monticello, MN serves local homeowners and businesses seeking health insurance solutions. The agency helps clients navigate plan options for medical, dental, and supplemental coverage needs. It provides guidance on selecting individual or group policies that fit different budgets and healthcare requirements. Working directly with insurers, the agency assists in enrolling and managing health benefits. Christensen Group Insurance also serves clients in nearby communities such as Big Lake and the broader St. Cloud metro area.
Serving Monticello and the surrounding Minnesota communities, Monticello Agency handles health insurance agent services for individuals and families. It assists clients by reviewing available plans and helping to match options with their specific healthcare needs and financial situations. A typical engagement starts with a careful consultation to understand the client’s current coverage and medical requirements. The agency then presents relevant plan comparisons, guiding the client through the selection process and the subsequent paperwork.
Homeowner health insurance typically covers an entire property, while personal health insurance protects an individual or family from medical expenses. Residents in Monticello, Minnesota, can seek such health insurance through Farmers Insurance - Benjamin Thornton, a local health insurance agent. This agent helps clients find individual plans, family coverage, and group benefits suited to diverse needs. Coverage options often include preventive care, hospitalization, and prescription drugs. Service is available on an as-needed basis to address ongoing health insurance needs and annual enrollment changes.
As winter weather arrives in Monticello, residents often seek coverage that protects against unexpected medical costs from seasonal illnesses or outdoor accidents. Michele Hanson Agency LLC American Family Insurance helps individuals and families navigate the complex local health insurance choices. The team explains plan options, including deductibles and networks, to match each client’s specific needs and budget. An initial consultation begins with a review of current coverage and anticipated health care use to identify the most suitable plan.
Michael Richardson with COUNTRY Financial in Monticello, MN connects individuals and families to health insurance plans tailored to their medical needs and budget. The agency navigates plan options, explains coverage details, and assists with enrollment for local residents navigating the healthcare landscape. Beyond standard health policies, the office provides guidance on coordinating coverage with existing benefits during open enrollment periods or when qualifying life events require a plan change. Services extend to helping clients understand insurance for unexpected medical care during seasonal shifts, ensuring coverage matches evolving needs throughout the year.
Quality Plus Insurance Brokers provides health coverage guidance to individuals and families in Monticello, Minnesota. The company focuses on helping clients understand their health insurance options and select appropriate plans for their needs. As a health insurance agent brokerage, it assists with navigating enrollment periods and comparing available policies. The agency works with various commercial sectors, including offices, warehouses, and food service businesses, to address their employee health benefit requirements.
Simplicity Group serves residential clients in Monticello, Minnesota, with individual health insurance plans and also provides commercial coverage options for local small businesses. Their service area encompasses Monticello and the surrounding communities throughout Wright County. They assist clients during open enrollment periods and help with plan renewals or changes when life events occur. Between those regular visits, the company handles follow-up questions, claims support, and updates to existing policies as new coverage needs arise.
Primerica Financial Services in Monticello, MN, is recognized for helping individuals and families navigate their health insurance needs by connecting clients with suitable coverage options. The firm guides local residents through the process of comparing plans and understanding policy details. A health insurance agent in this area typically assists with plan selections and application paperwork. An additional service the company offers is the opportunity to review life insurance policies alongside health coverage options.
What Does a a Health Insurance Agent in Monticello Cost?
Health insurance agents in Minnesota typically do not charge a separate fee for their services. They are paid commissions by the insurance companies. For individual plans, monthly premiums in Monticello can range from 300 to 800 dollars for a single adult, depending on age, plan type, and subsidies. Costs vary by case. This is general information, not insurance advice.
About health insurance agents in Monticello
Health insurance agents in Monticello, Minnesota help individuals and families compare plans from private insurers and MNsure, the state marketplace. Minnesota law requires agents to be licensed and to follow specific rules under Minnesota Statutes Chapter 60K. Local agents can explain how plans cover services at CentraCare Health Monticello and other area providers.
Frequently Asked Questions
What does a health insurance agent in Monticello do?
An agent helps you review health plan options, estimate costs, and enroll in coverage. They can assist with private plans, MNsure plans, and Medicare. Agents do not work for a single insurance company unless they are a captive agent.
How do I find a licensed health insurance agent in Monticello?
You can search the Minnesota Department of Commerce license lookup tool online. Many local agents are listed in directories or through MNsure. Ask if the agent is independent or tied to a specific carrier.
Are there special enrollment periods in Minnesota?
Yes. Outside the annual open enrollment period, you may qualify for a special enrollment period due to life events like marriage, birth, or loss of other coverage. Minnesota follows federal rules for these events.
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