The top-rated health insurance agent in Manchester, New Hampshire is Fortified Insurance Agency, rated 4.9 stars across 286 reviews. Other highly rated options include Foy Insurance, A Division of World, The Insurance Doctor, Senior Benefit Services of NH. This directory lists 18 health insurance agents serving Manchester.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Fortified Insurance Agency | 911 Candia Rd | (603) 644-3700 |
| 2 | Foy Insurance, A Division of World | 1889 Elm St | (603) 641-8111 |
| 3 | The Insurance Doctor | 453 Second St | (603) 647-5617 |
| 4 | Senior Benefit Services of NH | 400 Harvey Rd BLDG D Left | (603) 505-6393 |
| 5 | Wieczorek Insurance | 166 Concord St | (603) 668-3311 |
| 6 | Cross Insurance | 1100 Elm St | (603) 669-3218 |
| 7 | Insure New England | 814 Elm St #90b | (603) 270-9221 |
| 8 | Allen Associates of Manchester | 1340 Bodwell Rd | (603) 625-2266 |
| 9 | Lapointe Insurance Agency | 748 Mast Rd #1 | (603) 624-0855 |
| 10 | AS Insurance Agency | 510 Chestnut St 3rd Floor, Suite 11 | (603) 627-8000 |
Fortified Insurance Agency serves the Manchester, New Hampshire metro area and surrounding counties as a local health insurance agent. This agency assists individuals, families, and small business groups with understanding their plan options. Its representatives help clients navigate open enrollment periods and various subsidy qualifications. The agency also provides guidance on both individual health plans and group coverage benefits available in this region. Specific services tailored for this community include Medicare supplement plan comparisons and short-term health policy placements.
Foy Insurance, A Division of World, in Manchester, NH, offers a range of health insurance agent services, including plan selection and enrollment assistance. The agency helps clients evaluate individual and family health coverage options, providing ongoing support for policy maintenance and annual renewals. It also assists with navigating changes in coverage and answering questions about benefits. Foy Insurance serves a variety of properties in the local area, including single-family homes, apartments, retail stores, and restaurants.
The Insurance Doctor serves homeowners and families in Manchester, New Hampshire, helping them navigate individual and group health insurance plans. The agency assists clients with plan selection, enrollment guidance, and ongoing policy management. Located in the Manchester area, it also provides services to residents of nearby Bedford, offering support for local health coverage needs. The agency works with individuals seeking to understand their options under current health care regulations.
Serving Manchester and the surrounding communities of southern New Hampshire, Senior Benefit Services of NH assists clients with Medicare, individual health plans, and supplemental insurance options. The agency navigates the complexities of enrollment periods and plan comparisons for individuals and families. For each client, it reviews personal coverage needs and budgets to identify suitable policies. The agency then presents and explains the options clearly, recommending a plan tailored to the client’s specific medical and financial circumstances.
Serving the Manchester, New Hampshire area, Wieczorek Insurance offers specialty services in helping individuals and families find individual health plans and group coverage for small businesses. It also provides general guidance on navigating annual enrollment periods, explaining the differences between plan types available locally during open enrollment. As a local health insurance agent, it helps clients review their options annually to manage changing medical needs and budgets, a concern especially important when unexpected seasonal illnesses or mid-year job changes create short-term coverage gaps.
Cross Insurance in Manchester, NH, helps clients distinguish between one-time individual policy purchases and ongoing coverage plans that renew yearly. As a health insurance agent, the company assists residents in navigating plan options available through public exchanges and private insurers. Their services address routine medical, dental, and vision coverage needs for individuals and families in the area. Service scheduling is entirely as-needed, with appointments arranged by client request rather than following a set calendar.
As open enrollment approaches or a new job changes coverage needs, residents of Manchester often seek guidance through the complex landscape of health insurance options. Insure New England provides local expertise for individuals and families comparing plans from major carriers, clarifying deductibles, and understanding network requirements for area hospitals. The agency focuses on matching each client’s specific health care usage and budget with a suitable marketplace or private policy. The process begins with a free initial consultation to review current coverage and assess immediate medical needs.
Allen Associates of Manchester serves residents in Manchester, New Hampshire, by helping them select individual health insurance plans that fit their personal needs and budgets. They also offer commercial coverage options for local businesses seeking group health policies for employees. Service extends throughout the greater Manchester area. The agency assists clients during open enrollment and when life changes create a special enrollment period. After a policy is in place, they can address questions and coordinate any needed follow-up service between the regular annual plan updates.
Lapointe Insurance Agency in Manchester, New Hampshire, is known for guiding individuals and families through the complexities of health insurance coverage. Its service range includes helping clients compare major medical plans, navigate open enrollment periods, and understand subsidy eligibility under current regulations. Working across the local area, the agency focuses on matching each client’s healthcare needs with suitable policy options from various carriers. For additional protection, Lapointe can also assist with adding a short-term medical plan to cover temporary gaps in coverage.
What Does a a Health Insurance Agent in Manchester Cost?
Health insurance agents in New Hampshire typically do not charge you directly for their services. Their compensation comes from commissions paid by insurance carriers, which can range from 2% to 10% of the annual premium depending on the plan type. For individual ACA plans, commissions are often around 5% of the premium. Medicare agents may receive flat fees per enrollment. Costs vary by case and plan. This is general information and not insurance advice.
About health insurance agents in Manchester
Health insurance agents in Manchester, New Hampshire help individuals and families find coverage that fits their needs and budget. New Hampshire law requires all health insurance agents to hold a valid state license and follow strict consumer protection rules. Agents can explain the differences between plans available through the Health Insurance Marketplace and private insurers.
Frequently Asked Questions
What does a health insurance agent in Manchester do?
A health insurance agent helps you compare plans, apply for coverage, and understand your options. They can assist with ACA marketplace plans, Medicare, and short-term health insurance. Agents in New Hampshire must be licensed by the New Hampshire Insurance Department.
Do I have to pay for a health insurance agent in New Hampshire?
In most cases, health insurance agents are paid by the insurance company, not by you. Their commission is built into the plan premium. You should always confirm any fees before working with an agent.
When can I enroll in a health plan in Manchester?
Open Enrollment for ACA plans typically runs from November 1 to January 15 each year. You may qualify for a Special Enrollment Period if you have a qualifying life event like losing other coverage or having a baby. New Hampshire also offers a state-based marketplace for year-round enrollment in some cases.