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Compare health insurance agents in Caldwell. Review contact information and insurance categorys before you decide.
6 agents listed
Updated May 2026
Caldwell, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 6 health insurance agents in Caldwell, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Carlos Capellan - State Farm Insurance Agent
8 Brookside Ave #1, Caldwell, NJ 07006
(973) 226-7422
capellanagency.com
Fede Insurance Agency
378 Bloomfield Ave #2, Caldwell, NJ 07006
(973) 429-8192
fedeins.com
Social Insurance Agency CO
281 Bloomfield Ave, Caldwell, NJ 07006
(551) 365-1884
sifm.org
Health Benefits Insurance LLC
397 Bloomfield Ave, Caldwell, NJ 07006
(862) 201-4436
Wise Insurance
804 County Rd 506, Caldwell, NJ 07006
(551) 365-1883
Liberty Insurance
1 Personette St, Caldwell, NJ 07006
(862) 201-5108
Health insurance agents in Caldwell, New Jersey help residents find coverage through the Affordable Care Act marketplace, Medicare, or private insurers. New Jersey requires all individual health plans to cover essential health benefits and prohibits medical underwriting. A local agent can explain these rules and guide you to plans that fit your needs and budget.
What Does a Health Insurance Agent in Caldwell Cost?
Health insurance premiums in New Jersey vary widely by plan type, age, and income. For an ACA silver plan, a 40-year-old in Caldwell might pay between $400 and $700 per month before subsidies. Medicare Advantage plans often have $0 monthly premiums but include copays and deductibles. An agent can help you find subsidies or cost-sharing reductions you qualify for. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a health insurance agent in Caldwell do?
A health insurance agent helps you compare plans from multiple carriers, enroll in coverage, and understand your options. They are licensed in New Jersey and can assist with ACA marketplace plans, Medicare Advantage, Medigap, and short-term policies.
Do I have to pay a fee for using a health insurance agent in New Jersey?
Most health insurance agents are paid by the insurance company, not by you. Their commission is built into the plan premium. You should confirm fee arrangements before working with an agent.
When can I enroll in a health plan through a Caldwell agent?
Open enrollment for ACA plans in New Jersey typically runs from November 1 to January 15 each year. You may qualify for a special enrollment period if you have a qualifying life event like marriage, birth, or loss of other coverage.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.