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Directory of health insurance agents in Lodi, New Jersey. Verify credentials with the state department of insurance before hiring.
8 agents listed
Updated May 2026
Lodi, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 8 health insurance agents in Lodi, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Health insurance agents in Lodi, New Jersey help individuals and families find coverage that fits their needs and budget. New Jersey requires all residents to have health insurance under the state individual mandate, so working with a local agent can ensure you meet legal requirements. Agents can explain plans available through Get Covered New Jersey, the state-based marketplace, and guide you through open enrollment or special enrollment periods.
What Does a Health Insurance Agent in Lodi Cost?
Health insurance agent services in New Jersey are typically free to you because agents earn commissions from insurance carriers. The cost of a health insurance plan itself varies widely. For an ACA bronze plan, monthly premiums in Bergen County can range from 400 to 700 dollars for an individual, while silver plans may cost 500 to 900 dollars. Subsidies based on income can lower these amounts. Medicare Advantage plans often have low or zero monthly premiums. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a health insurance agent in Lodi do?
A health insurance agent helps you compare plans, apply for coverage, and understand your options. They are licensed in New Jersey and can assist with ACA marketplace plans, Medicare, and private insurance. They do not charge you a fee because they are paid by the insurance companies.
When can I enroll in a health insurance plan in Lodi?
Open enrollment for ACA plans in New Jersey usually runs from November 1 to January 31 each year. You may qualify for a special enrollment period if you have a qualifying life event like losing other coverage, moving, or having a baby. Medicare enrollment has its own initial and annual periods.
Do I need health insurance in New Jersey?
Yes, New Jersey has an individual mandate that requires most residents to have minimum essential coverage or pay a state tax penalty. This is similar to the former federal penalty. A health insurance agent can help you find a plan that meets the mandate.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.