The top-rated health insurance agent in Cleveland, Ohio is Globe Life Family Heritage Division, rated 4.5 stars across 959 reviews. Other highly rated options include Ralph P. Sills Insurance Agency, Four Point Insurance Agency, Inc., Evarts Tremaine. This directory lists 29 health insurance agents serving Cleveland.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Globe Life Family Heritage Division | 6001 E Royalton Rd Suite 200 | (440) 922-5222 |
| 2 | Ralph P. Sills Insurance Agency | 13854 Cedar Rd | (216) 321-8033 |
| 3 | Four Point Insurance Agency, Inc. | 750 Prospect Ave E APT 706 | (216) 704-6307 |
| 4 | Evarts Tremaine | 1111 Superior Ave Suite 1650 | (216) 621-7183 |
| 5 | Gluckle Insurance Agency | 4768 Broadview Rd | (216) 404-7511 |
| 6 | Insurance Systems Group, Inc. | 3 Summit Park Dr #525 | (216) 236-7760 |
| 7 | Brooks & Stafford Company | 55 Public Square #1650 | (216) 696-3000 |
| 8 | Joe Potts Insurance Agency | 12300 Lorain Ave | (216) 251-7374 |
| 9 | Integrity First Insurance Agency | 12 Aetna Rd | (216) 202-8393 |
| 10 | Medicare Answers Now/Insurance Answers Now | 1213 Rockside Rd | (216) 499-1600 |
Globe Life Family Heritage Division serves the Cleveland, Ohio metro area as a health insurance agent. The company assists individuals and families in identifying supplemental health coverage options that address gaps in primary insurance plans. Agents work with clients to explain the terms and benefits of various policies, helping them select plans that fit their medical needs and budgets. Common services in this area include providing information on hospital indemnity plans and offering guidance on critical illness insurance.
Ralph P. Sills Insurance Agency in Cleveland, Ohio provides a range of health insurance services for individuals and groups. The agency works with clients to select appropriate plans and offers routine maintenance throughout the policy year. This ongoing support includes help with claim questions and annual plan reviews to adjust coverage as needs change. The agent also assists with enrollment periods and understanding policy details. Its service area includes single-family homes, apartments, retail locations, and restaurants in the greater Cleveland region.
Four Point Insurance Agency, Inc. serves homeowners, families, and individual policyholders in Cleveland, Ohio, providing guidance on health insurance plans and helping them navigate enrollment and coverage options. The agency assists clients in understanding their network choices and out-of-pocket costs. It also offers support during special enrollment periods and plan renewals. In addition to its Cleveland focus, the agency extends its services to clients in the nearby communities of Lakewood and Shaker Heights.
Serving Cleveland, Ohio, and its surrounding communities, Evarts Tremaine operates as a health insurance agent. It handles individual and group health plans, assisting clients with policy selection and enrollment. A typical job begins with a thorough review of the client’s specific coverage needs and budget. The agency then compares available marketplace and private options to find suitable plans. This process continues as it provides ongoing support with claims questions and annual renewal changes.
Gluckle Insurance Agency in Cleveland, Ohio distinguishes between helping clients select a single health plan and providing ongoing annual support during open enrollment. This approach ensures that recurring services cover periodic plan adjustments as healthcare needs evolve. Their work commonly includes evaluating medical coverage options available through local and national carriers. Appointments are available either as a single consultation for immediate decisions or on a recurring schedule aligned with each year's enrollment periods, depending on the client's preference for ongoing guidance.
As the open enrollment season and qualifying life events prompt Cleveland residents to seek updated coverage, Insurance Systems Group, Inc. provides local health insurance agent services. This agency helps individuals and families evaluate their options for medical, dental, and vision plans available in the Cuyahoga County area. They guide clients through policy comparisons to find suitable network participation and premium levels. An initial consultation or coverage review appointment is typically scheduled to begin the process.
Brooks & Stafford Company provides guidance on health insurance options, helping individuals and groups navigate plan selections and enrollment. As a dedicated health insurance agent in Cleveland, OH, the agency specializes in tailoring coverage to meet diverse healthcare needs and budget considerations. They work closely with clients to explain policy benefits and assist with claims support. Their services extend to businesses operating in various commercial settings, including offices, warehouses, and food service establishments, ensuring appropriate health coverage solutions are available for employees in these environments.
Joe Potts Insurance Agency in Cleveland, OH specializes in connecting individuals and families with suitable health insurance plans, including major medical coverage and supplemental policies. The agency works to understand each client’s specific healthcare needs and budget before presenting available options from various carriers. Open enrollment periods are the primary opportunity for most people to sign up, but the agency also helps clients navigate special enrollment windows triggered by life changes such as losing other coverage, moving, or a change in household size.
Integrity First Insurance Agency in Cleveland, OH, is known for guiding clients through individual and family health insurance plans. The agency covers plan selection and enrollment for the local market. It provides assistance with understanding coverage options and managing policy changes throughout the year. The company also answers client questions regarding provider networks and prescription drug benefits. As a health insurance agent, it helps small business owners in the area find suitable group coverage for their employees. A specialty service it can add on is Medicare supplement plan consultation for retirees.
What Does a a Health Insurance Agent in Cleveland Cost?
Health insurance agents in Ohio typically do not charge you directly for their services. They receive commissions from insurance carriers which are built into the plan premiums. For ACA plans agent compensation is regulated and cannot exceed a certain percentage of the premium. For private plans or short term policies agent fees may apply but these are rare. This is general information not insurance advice.
About health insurance agents in Cleveland
Health insurance agents in Cleveland Ohio help individuals families and small businesses find coverage that fits their needs and budget. Ohio law requires all agents to be licensed by the Ohio Department of Insurance. Agents can explain plan options including ACA marketplace plans and help you apply for subsidies if you qualify.
Frequently Asked Questions
What does a health insurance agent in Cleveland do?
A health insurance agent helps you compare plans from different carriers and enrolls you in a policy. They explain deductibles copays and out of pocket maximums. In Ohio agents must follow state regulations and cannot charge you a fee for their services on ACA plans.
How do I find a licensed health insurance agent in Cleveland?
You can search for agents through the Ohio Department of Insurance website or ask for referrals from local providers. Verify the agents license using the state license lookup tool. Many agents offer free consultations to discuss your needs.
When can I enroll in a health insurance plan in Ohio?
Open enrollment for ACA plans runs from November 1 to January 15 each year. You may qualify for a special enrollment period after a life event like losing other coverage moving or having a baby. Ohio does not have a state penalty for being uninsured.
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