The top-rated health insurance agent in Elyria, Ohio is Cobos Insurance Center, rated 4.8 stars across 142 reviews. Other highly rated options include J.P. Merk - State Farm Insurance Agent, Riddell Insurance, Hoyas Insurance Group. This directory lists 17 health insurance agents serving Elyria.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Cobos Insurance Center | 41436 Griswold Rd | (440) 324-3732 |
| 2 | J.P. Merk - State Farm Insurance Agent | 511 Abbe Rd N B | (440) 324-4646 |
| 3 | Riddell Insurance | 490 Cleveland St | (216) 672-0637 |
| 4 | Hoyas Insurance Group | 43099 N Ridge Rd | (440) 324-3331 |
| 5 | Deborah Zerbini - Farmers Insurance - District 19 | 315 Middle Ave | (440) 760-0777 |
| 6 | Ryan Insurance Agency Inc | 105 Cleveland St | (440) 322-3200 |
| 7 | JC Insurance Agency, Inc. | 30 West Ave | (440) 322-7900 |
| 8 | Savoy Insurance Group | 106 Middle Ave 2nd Floor | (440) 365-0435 |
| 9 | Schlather Insurance Agency | 900 E Broad St | (440) 366-1561 |
| 10 | Hovey, Kaiser Insurance Associates | 1200 E Broad St | (440) 366-4653 |
Cobos Insurance Center serves the greater Elyria, Ohio area as a dedicated health insurance agent. The company helps individuals, families, and small businesses navigate plan selection for medical coverage. Agents assess client health needs, compare available marketplace and private insurance options, and explain policy terms clearly. They also guide applicants through enrollment periods and documents for subsidy eligibility. Cobos Insurance Center regularly assists clients with Medicare plans and Affordable Care Act market policies.
J.P. Merk - State Farm Insurance Agent in Elyria, OH offers a range of health insurance agent services, including helping individuals and families select suitable medical coverage plans. The agency assists clients in understanding their options and provides ongoing support for policy maintenance, such as updating coverage during life changes or the annual enrollment period. It also helps small business owners navigate group health plans. The company services single-family homes, apartments, retail businesses, and locally owned restaurants throughout the Elyria area.
Riddell Insurance serves homeowners, families, and individuals seeking health insurance coverage in the Elyria, Ohio area. It helps clients navigate plan selection, enrollment, and policy renewals to meet their medical needs and budgets. The agency also assists with understanding coverage options under major health insurance programs. For those outside of city limits, the company extends its services to clients throughout neighboring Lorain and beyond into western Cuyahoga County communities.
Serving Elyria, Ohio, and the surrounding communities throughout Lorain County, Hoyas Insurance Group handles health insurance needs for individuals, families, and local small businesses. The agency navigates plan options, explaining differences in coverage and network structures to each client clearly. It also coordinates enrollment periods and assists with understanding the details of each policy. By providing ongoing support for billing questions or claim issues, the company is able to keep each person guided step-by-step from initial selection through final plan activation.
Deborah Zerbini - Farmers Insurance - District 19 in Elyria, OH helps clients differentiate between one-time short-term health plans and recurring annual coverage options. Ongoing policies provide predictable costs and preventive care access, while one-time plans address immediate interim needs. The agency explains policy deductibles, copays, and network limitations for various major medical and supplemental plans. Service is available on an as-needed basis for consultations or plan adjustments without a required recurring schedule.
As the annual open enrollment period approaches in Northern Ohio, many residents seek clarity on their health coverage options. Ryan Insurance Agency Inc, based in Elyria, helps individuals and families navigate plan selections available in the local marketplace. The agency assists with comparing network benefits and potential subsidies. An initial consultation appointment is required to begin the review process, during which a representative will assess present coverage needs.
JC Insurance Agency, Inc. in Elyria, OH offers personalized guidance on individual health plans and small group coverage. The agency helps clients compare policy options and navigate open enrollment periods. It also assists with claims questions and plan renewals throughout the year. As a local health insurance agent, it focuses on finding suitable coverage that fits each client’s specific healthcare needs and budget. The team can also help with special enrollment rights following a major life change like a job loss or the birth of a child.
Savoy Insurance Group provides health insurance services to residents of Elyria, Ohio, assisting individuals and families with their personal coverage needs. The agency additionally offers commercial health insurance solutions for local businesses operating within the greater Elyria area. Navigating plan options, including those available through public marketplaces, is a primary focus of their client consultations. Savoy Insurance Group maintains ongoing contact with clients between regular enrollment periods to address any changes in circumstances or to facilitate follow-up service.
Schlather Insurance Agency assists individuals and groups in the Elyria, OH area with their general insurance requirements. Its primary specialty is health insurance, offering guidance on selecting appropriate medical coverage plans to meet client needs. The agency works to explain policy details, helping customers navigate annual enrollment periods and plan options. It can provide coverage solutions for various commercial sectors, including professional offices, warehouses, and food service establishments.
Hovey, Kaiser Insurance Associates in Elyria, Ohio, is known for guiding individuals and families through their health insurance options in the region. The agency assists clients in comparing coverage plans to meet medical needs and budget constraints. It serves customers by explaining the nuances of various policies available through public exchanges and private carriers. This firm can additionally offer assistance with enrolling in Medicare supplement plans for those approaching retirement age.
What Does a a Health Insurance Agent in Elyria Cost?
The cost of health insurance plans in Ohio varies by age, income, and plan type. Monthly premiums for an ACA silver plan in Lorain County can range from 300 to 600 dollars for a 40-year-old before subsidies. Many residents qualify for premium tax credits that lower their monthly cost. This is general information and not insurance advice.
About health insurance agents in Elyria
Health insurance agents in Elyria, Ohio help individuals and families find coverage through the federal marketplace, Medicare, and private insurers. Ohio law requires agents to be licensed by the Ohio Department of Insurance and to follow specific disclosure rules. Local agents understand the network options available at Mercy Health and University Hospitals in the Elyria area.
Frequently Asked Questions
What does a health insurance agent in Elyria do?
A health insurance agent helps you compare plans from different carriers, explains coverage details, and assists with enrollment. They can help with ACA marketplace plans, Medicare Advantage, and supplemental policies. Agents in Ohio must complete continuing education to maintain their license.
Do I need to pay a fee for a health insurance agent in Ohio?
In most cases, health insurance agents are paid by the insurance company, not by you. You do not typically pay a separate fee for their services. Always confirm the payment arrangement before working with an agent.
When can I enroll in health insurance in Elyria?
Open Enrollment for ACA plans usually runs from November 1 to January 15 each year. Special Enrollment periods are available after qualifying life events like losing other coverage or moving. Medicare enrollment has its own initial and annual periods.
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