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Health Insurance Agents in Kirtland, OH

Directory of health insurance agents in Kirtland, Ohio. Verify credentials with the state department of insurance before hiring.

5 agents listed
Updated May 2026
Kirtland, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Ohio before hiring.
Showing 5 health insurance agents in Kirtland, OH Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Lori Smul - State Farm Insurance Agent
8281 Euclid Chardon Rd E, Kirtland, OH 44094
(440) 942-8366 lorismulinsurance.com
THE HOLTZ GROUP ltd.
9328 Chillicothe Rd A, Kirtland, OH 44094
(440) 479-4032
Yert Insurance Agency
9175 Chillicothe Rd, Kirtland, OH 44094
(440) 256-8920 yertinsurance.com
How Medicare Works
9328 Chillicothe Rd, Kirtland, OH 44094
(440) 290-4119 howmedicareworks.net
CM SR22 Insurance Group
38234 Glenn Ave, Kirtland, OH 44094
(855) 698-0461 cmsr22insurancegroup.com

Health insurance agents in Kirtland, Ohio help individuals and families find plans that meet their needs and budget. These agents are licensed by the Ohio Department of Insurance and can assist with both private plans and marketplace options through the federal exchange. Kirtland residents often work with agents to compare plans during the annual Open Enrollment Period or after a qualifying life event.

What Does a Health Insurance Agent in Kirtland Cost?

The cost of using a health insurance agent in Kirtland is typically free to you because the agent is paid by the insurance company. However, the health plans themselves have premiums that vary widely. For an individual in Ohio, monthly premiums can range from around 300 to 800 dollars depending on age, plan type, and subsidies. Costs also include deductibles which may be 1,000 to 8,000 dollars per year. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a health insurance agent in Kirtland do?
A health insurance agent helps you review and compare health plans from different carriers. They explain coverage details, deductibles, and out-of-pocket costs. Agents also guide you through enrollment and can answer questions about Ohio-specific rules like the state's guaranteed issue laws.
When can I enroll in a health plan in Kirtland Ohio?
The annual Open Enrollment Period for marketplace plans typically runs from November 1 to January 15 in Ohio. You may also qualify for a Special Enrollment Period after events like losing other coverage, moving, or having a baby. An agent can confirm your eligibility.
Do I have to pay a health insurance agent in Kirtland?
In most cases, you do not pay the agent directly. Health insurance agents in Ohio are usually compensated by the insurance carrier through commissions built into the plan premiums. Always confirm the fee structure with your agent before signing up.