The top-rated health insurance agent in Lorain, Ohio is Neil Elkins - State Farm Insurance Agent, rated 5.0 stars across 361 reviews. Other highly rated options include Charles Chapman - State Farm Insurance Agent, Robert Taylor Insurance (Lorain Office), Chris Arnott Agency Inc.. This directory lists 14 health insurance agents serving Lorain.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Neil Elkins - State Farm Insurance Agent | 1812 Cooper Foster Park Rd | (440) 282-2001 |
| 2 | Charles Chapman - State Farm Insurance Agent | 4340 N Leavitt Rd F | (440) 985-1405 |
| 3 | Robert Taylor Insurance (Lorain Office) | 2063 N Ridge Rd | (440) 277-5191 |
| 4 | Chris Arnott Agency Inc. | 4789 N Leavitt Rd Suite D | (440) 723-2991 |
| 5 | Cathie Halko - State Farm Insurance Agent | 1065 N Ridge Rd W | (440) 233-6157 |
| 6 | Lighthouse Insurance Agency | 4789 N Leavitt Rd Suite D | (440) 984-3463 |
| 7 | Janasko Insurance | 562 Broadway | (440) 245-6268 |
| 8 | The Liberty Company Insurance Brokers (Formerly Nationwide Insurance: Sam J Saraniti Clu) | 520 Broadway | (440) 776-8900 |
| 9 | Somers Agency LLC | 5311N N Leavitt Rd Ste 100 | (440) 324-3447 |
| 10 | Campana Insurance | 6145 Park Square Dr #5 | (440) 984-2531 |
Neil Elkins - State Farm Insurance Agent serves the Lorain, Ohio area and surrounding communities. As a health insurance agent, this agency helps residents navigate plans that meet their medical and financial needs. Clients can receive guidance on individual policies, group coverage options, and Medicare supplements. The office works to explain plan details and find options that fit different budgets and care requirements. This agent assists customers during open enrollment periods and when life changes trigger special enrollment. It helps with both major medical plans and dental insurance coverage for local families.
Charles Chapman - State Farm Insurance Agent serves local homeowners, renters, and small business owners in Lorain, Ohio, offering health insurance plans that help cover medical costs and preventive care. Individual and family policies are tailored to meet varying budget and coverage needs, with assistance selecting suitable deductibles and networks. As a local agent, Charles Chapman also provides service to neighboring communities in the greater Lorain County area, including Amherst and Sheffield Lake.
Robert Taylor Insurance in Lorain, OH provides a comprehensive range of health insurance agent services, helping clients select and enroll in suitable medical coverage plans. Its service model includes reviewing plan benefits, explaining policy details, and assisting with claims navigation to ensure continued access to care. Maintenance support is available throughout the year for policy adjustments and renewals. The company serves a variety of properties, including single-family homes, apartments, retail establishments, and local restaurants.
Chris Arnott Agency Inc. in Lorain, OH helps clients understand the difference between one-time enrollment periods and recurring options for coverage changes. The agency guides individuals and families through the selection of health plans that fit their specific needs and local network requirements. They can clarify how annual open enrollment differs from special enrollment triggered by life events like job changes. Service runs on both a scheduled and as-needed basis to accommodate ongoing plan inquiries or sudden coverage concerns throughout the year.
Serving Lorain, Ohio, and the surrounding communities, Cathie Halko - State Farm Insurance Agent handles health insurance coverage for individuals and families. The agency works to help clients understand plan options, including medical and prescription drug benefits. Every situation is assessed by reviewing current health needs and budget requirements. The agent takes a straightforward, consultative approach, walking each client through available policies to find suitable choices. This method typically begins with a personalized discussion to identify coverage priorities and then matches those needs with appropriate plans from offered selections.
Lighthouse Insurance Agency distinguishes one-time consultations from ongoing service options for individuals and families in Lorain, Ohio. Clients may rely on periodic appointments to review changing health needs or enroll in new plans, while others prefer recurring support for annual open enrollment and mid-year adjustments. Coverage typically includes individual and family health plans, as well as supplemental policies for medical expenses. This agency operates on both an as-needed basis for urgent questions and a scheduled basis for regular plan renewals and policy evaluations.
Janasko Insurance specializes in helping individuals and families compare health insurance plans from multiple carriers to fit their specific needs. As a local agency serving Lorain, Ohio, it guides clients through the complexities of medical coverage and provider networks. The agency also assists small business owners with group health options. It regularly reviews policy details to match changes in healthcare needs. With open enrollment closing soon, it helps residents secure essential coverage before the deadline allowing them to avoid late penalties.
As winter approaches in Lorain, residents often review their health coverage for the coming year. The Liberty Company Insurance Brokers, formerly Nationwide Insurance: Sam J Saraniti Clu, helps local individuals and families compare health insurance agent options that match their medical needs and budgets. The agency focuses on clarifying plan details and enrollment periods for clients in the surrounding area. An initial assessment of your current policy and health requirements is scheduled to recommend suitable plan choices.
Somers Agency LLC operates as a health insurance agent serving clients in and around Lorain, OH. The company focuses on helping individuals and groups find suitable health coverage plans tailored to their specific needs. It assists with navigating enrollment periods and understanding policy options available in the local market. The agency can provide its services to various commercial sectors, including offices, warehouses, and food service establishments.
What Does a a Health Insurance Agent in Lorain Cost?
The cost of using a health insurance agent in Ohio is usually free to you because agents earn commissions from insurers. Plan premiums vary widely based on age, location, and coverage level. For example, a mid-level ACA plan in Lorain might cost between 400 and 700 dollars per month for an individual, but subsidies can lower that amount. This is general information, not insurance advice.
About health insurance agents in Lorain
Health insurance agents in Lorain, Ohio help individuals and families find coverage that fits their needs and budget. Ohio law requires agents to be licensed by the Ohio Department of Insurance, ensuring they meet state standards. These agents can explain plan details, compare options, and assist with enrollment during Ohio open enrollment periods or special enrollment events.
Frequently Asked Questions
What does a health insurance agent in Lorain do?
A health insurance agent helps you review and compare health plans from different insurers. They explain benefits, costs, and network details so you can choose a plan that works for you. Agents in Lorain are familiar with local providers and Ohio insurance regulations.
Do I have to pay a fee to use a health insurance agent in Ohio?
In most cases, health insurance agents are paid by the insurance company, not by you. Their commission is built into the plan premium. Always ask about fees upfront to confirm there are no additional charges for their services.
When can I enroll in a health plan through an agent in Lorain?
You can enroll during the annual Open Enrollment Period, which in Ohio typically runs from November 1 to January 15. You may also qualify for a Special Enrollment Period if you experience a life event like marriage, birth, or loss of other coverage. An agent can help determine your eligibility.
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