The top-rated health insurance agent in Springfield, Ohio is Acceptance Insurance, rated 4.7 stars across 338 reviews. Other highly rated options include Chris Hunt - State Farm Insurance Agent, Assurant, America's Trusted Insurance Group (ATIG) Your local Independent Insurance Agency. This directory lists 20 health insurance agents serving Springfield.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Acceptance Insurance | 1107 N Bechtle Ave | (937) 322-5757 |
| 2 | Chris Hunt - State Farm Insurance Agent | 115 E Ward St | (937) 688-5684 |
| 3 | Assurant | 1 Assurant Way | (937) 327-7700 |
| 4 | America's Trusted Insurance Group (ATIG) Your local Independent Insurance Agency | 1690 N Limestone St | (937) 324-2121 |
| 5 | American Heritage Insurance Group | 1305 W 1st St | (937) 323-9737 |
| 6 | Fourman Insurance Agency | 1111 N Plum St #3 | (937) 325-6778 |
| 7 | Elliott Insurance Agency | 1317 E High St | (937) 325-2465 |
| 8 | Clingman Insurance | 1110 N Plum St | (937) 322-3618 |
| 9 | Fulton Hill Insurance Agency, LLC | 2100 E High St #108 | (937) 460-7337 |
| 10 | Link-Hellmuth Insurance | 333 N Limestone St | (937) 323-6429 |
Offering both one-time consultations for comparing plan options and recurring support for annual enrollment changes, this Springfield, Ohio health insurance agent helps clients navigate individual and family coverage requirements. Plans often include major medical policies and supplemental benefits tailored to local healthcare needs. The agent explains deductible structures, prescription drug tiers, and provider network variations during personal appointments. Service runs on an as-needed basis, accommodating urgent enrollments due to qualifying life events alongside scheduled annual reviews.
Chris Hunt - State Farm Insurance Agent in Springfield, OH, provides a range of health insurance services including individual plans and group coverage options. The agency assists clients with selecting appropriate policies and offers ongoing support for claims and policy adjustments throughout the year. Regular account reviews help ensure coverage remains aligned with changing needs. The agency services a variety of properties, including single-family homes, apartments, retail businesses, and restaurants.
Assurant serves the Springfield, Ohio area as a health insurance agent. This agency helps individuals and families navigate the local marketplace for medical coverage. It assists clients in comparing plan options and completing enrollment applications. The company also provides policy guidance and addresses questions about out-of-pocket expenses. As a local agent, Assurant connects residents with major carriers in the region. Its core services include assisting with individual health plans and short-term medical policies.
America's Trusted Insurance Group (ATIG) in Springfield, OH, assists homeowners and local small businesses in finding suitable health coverage. The agency works to review private health insurance plans and Medicare options, helping clients compare policies that fit their specific needs and budgets. Services include annual enrollment support and guidance through plan changes for individuals and families. ATIG’s team also extends its independent health insurance agent services to the neighboring community of New Carlisle and surrounding Clark County areas to ensure broader access.
American Heritage Insurance Group serves Springfield, Ohio, and the surrounding Clark County communities. As a health insurance agent, it handles individual plans, family coverage, and group policies for local employers. The agency guides clients through plan selection, explaining differences in premiums, deductibles, and network options. For a typical job, it begins with a needs assessment to identify coverage priorities, then presents suitable policies from multiple carriers for clear comparison.
Asking "does your coverage need only a single enrollment event or ongoing adjustments through life changes" distinguishes one-time policy setups from recurring service. Fourman Insurance Agency helps Springfield, OH, residents health insurance agent select plans addressing annual open enrollment or qualifying life events. The agency explains how deductibles, copays, and networks affect monthly premiums versus out-of-pocket costs. Current rules allow guided comparisons among major medical, short-term, or supplemental policies. Service runs on a scheduled, seasonal, or as-needed basis according to each client’s renewal dates or emergent health needs.
Elliott Insurance Agency specializes in health insurance plans, including individual policies, group coverage, and Medicare options. It assists residents of Springfield, OH, in finding suitable medical and prescription drug benefits through personalized guidance. The agency navigates clients through enrollment periods and plan comparisons, ensuring clear explanations of deductibles and network restrictions. It also addresses urgent needs such as coverage gaps after job loss or during open enrollment changes, and it helps manage short-term solutions for unexpected medical events or seasonal transitions.
Springfield residents exploring their annual health coverage options often face complex decisions. Clingman Insurance provides localized guidance as a health insurance agent, helping individuals and families compare plans that fit their needs and budgets. The agent reviews changes in federal or state regulations that may affect local coverage choices. For those new to Medicare or seeking individual plans, the office assists with explaining premiums, deductibles, and provider networks. An initial in-person or phone consultation is arranged to assess each client’s specific healthcare requirements before presenting any policy options.
Fulton Hill Insurance Agency, LLC in Springfield, OH matches individuals and families with health insurance plans that suit their coverage needs and budgetary considerations. The agency also assists clients in understanding enrollment periods and plan details, including prescription drug and preventive care benefits. Its services can help secure coverage for the self-employed as well as employees working in local offices, warehouses, and food service establishments.
What Does a a Health Insurance Agent in Springfield Cost?
The cost of using a health insurance agent in Springfield Ohio is typically zero for the consumer because the agent is compensated by the insurance carrier. For individual ACA plans monthly premiums in Ohio range from about 300 to 800 dollars depending on age income and plan tier. Medicare plans have no additional agent fee. This is general information and not insurance advice.
About health insurance agents in Springfield
Health insurance agents in Springfield Ohio help individuals families and small businesses find coverage that fits their needs and budget. Agents in Ohio are licensed by the Ohio Department of Insurance and must follow state regulations including rules for plan disclosures and consumer protections. Working with a local agent can simplify the enrollment process and provide ongoing support for claims and plan changes.
Frequently Asked Questions
What services does a health insurance agent in Springfield Ohio provide?
A health insurance agent can help you compare ACA marketplace plans Medicare Advantage and Supplement plans short term policies and group health plans. They guide you through enrollment explain benefits and assist with renewals or changes.
Do I have to pay a fee to use a health insurance agent in Ohio?
In most cases health insurance agents in Ohio are paid by the insurance company not by you. Their commission is built into the plan premium so you do not pay extra out of pocket for their services. Always confirm fee arrangements before signing.
What Ohio laws apply to health insurance agents?
Ohio Revised Code Chapter 3905 governs agent licensing and conduct. Agents must complete continuing education and follow strict rules about advertising and disclosure. Ohio also has a 30 day special enrollment period for certain life events under state law.
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