The top-rated health insurance agent in Lake Oswego, Oregon is David Shin - State Farm Insurance Agent, rated 5.0 stars across 438 reviews. Other highly rated options include Ed Lief, Private Client Insurance – AssuredPartners Oregon, Laurie Lum at Comparion Insurance Agency, Kristine Wiseman Patzke Agency, LLC American Family Insurance. This directory lists 16 health insurance agents serving Lake Oswego.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | David Shin - State Farm Insurance Agent | 2 Centerpointe Dr Ste 375 | (503) 828-9513 |
| 2 | Ed Lief, Private Client Insurance – AssuredPartners Oregon | 5005 Meadows Rd #402 | — |
| 3 | Laurie Lum at Comparion Insurance Agency | 4949 Meadows Rd Suite 660 | (503) 462-0531 |
| 4 | Kristine Wiseman Patzke Agency, LLC American Family Insurance | 415 N State St STE 138 | (503) 636-0200 |
| 5 | Northwest Insurance Inc. | 15455 Hallmark Dr #100 | (503) 620-4444 |
| 6 | HUB International | 2 Centerpointe Dr #650 | (503) 451-7100 |
| 7 | Oak Tree Insurance Inc | 5335 Meadows Rd # 101 | (503) 635-3303 |
| 8 | Equity Group Insurance | 5800 Meadows Rd #100 | (503) 495-4824 |
| 9 | United Healthcare | 5 Centerpointe Dr # 600 | (503) 603-7355 |
| 10 | The Insurance Store NW | 252 A Ave #200 | (503) 693-1186 |
David Shin - State Farm Insurance Agent serves the Lake Oswego, Oregon, metro area, offering health insurance plans to individuals and families. As a local agent, the office helps clients compare coverage options and understand policy benefits during enrollment periods. The agency also provides ongoing support for claims and plan changes throughout the year. It handles short-term health insurance and Medicare supplement plans in this area.
Laurie Lum at Comparion Insurance Agency serves individuals and families in Lake Oswego, Oregon, who are seeking health insurance coverage tailored to their specific medical needs. The agency helps clients compare plans and understand policy details during open enrollment and special enrollment periods. It also provides guidance on navigating options for those with changing healthcare requirements. Additionally, this health insurance agent assists clients in finding suitable plans and can answer questions about coverage. The service area extends to neighboring Clackamas County communities as well as the Portland metro region.
Serving Lake Oswego and surrounding communities in the Portland metropolitan area, Kristine Wiseman Patzke Agency, LLC American Family Insurance specializes in health insurance agent services. This agency handles the selection of individual and family health plans, helping clients compare coverage options and understand policy details. To manage a typical job, the agency first reviews a client’s specific healthcare needs and budget, then provides a clear explanation of available plan features and exclusions to assist with informed decision-making.
Northwest Insurance Inc. specializes in helping Lake Oswego individuals and families navigate major medical plans and network options. It also guides clients through Medicare supplement policies and short-term coverage needs. The agency works closely with local residents to compare plan benefits and out-of-pocket costs. Northwest Insurance Inc. particularly assists clients during the annual Open Enrollment Period, helping them secure coverage that addresses changing prescription drug needs or updated provider preferences for the coming year.
HUB International in Lake Oswego, Oregon distinguishes between one-time enrollment assistance for initial health plan selection and recurring annual reviews to adjust coverage as needs evolve. Coverage options commonly include individual health plans, family policies, and group insurance for small local employers. Plans address medical, dental, and vision needs while navigating regional network regulations. Service appointments are available on a one-time basis for initial setup, scheduled annually for open enrollment check-ins, or as-needed for urgent claims questions or qualifying life events.
As the fall Medicare enrollment period approaches, many residents of Lake Oswego seek to review their health insurance options. Oak Tree Insurance Inc responds by helping individuals understand coverage for medical visits and prescription drugs. They assess client needs to match plans from available carriers. The first step typically involves a no-cost office consultation to verify current coverage and identify potential gaps.
Equity Group Insurance works with individuals and groups to secure health insurance coverage that meets their medical and financial needs. Based in Lake Oswego, Oregon, this agency specializes in helping clients navigate plan options, including supplemental and Medicare-related policies. The agent provides guidance on enrollment periods and coverage details for local residents seeking individual or family plans. Commercial clients can also obtain group health insurance solutions tailored to offices, warehouses, and food service operations.
United Healthcare in Lake Oswego, Oregon, distinguishes between one-time consultations for specific policy questions and recurring service for ongoing coverage reviews. Their agency helps individuals and families select health plans that match their medical needs and budget within the local market. They explain available options, manage enrollment paperwork, and assist with plan updates during open enrollment periods. All service runs on an as-needed basis, allowing clients to schedule appointments only when they require support with a new policy or a coverage change.
The Insurance Store NW serves residents of Lake Oswego and the surrounding area, helping individuals navigate their health insurance options for personal medical needs. The company also works with local businesses, offering commercial health insurance plans to support employer-sponsored coverage. Focusing on the greater Portland region, the agency provides guidance through plan selection and enrollment periods. After an initial consultation or enrollment, the agent follows up with clients to address any questions or changes before the next open enrollment cycle.
What Does a a Health Insurance Agent in Lake Oswego Cost?
Health insurance agents in Oregon do not charge clients directly for their services. Their compensation comes from the insurance carriers, typically as a commission of 2 to 5 percent of the premium for individual plans. For small group plans, commissions may be higher or negotiated. Because costs vary by carrier and plan type, it is wise to ask the agent how they are paid. This is general information, not insurance advice.
About health insurance agents in Lake Oswego
Health insurance agents in Lake Oswego help individuals and families compare plans from Oregon Health Plan, private insurers, and the Health Insurance Marketplace. These agents are licensed by the Oregon Division of Financial Regulation and must follow state consumer protection laws. They can guide you through Oregon specific rules like the state based exchange and special enrollment periods.
Frequently Asked Questions
What does a health insurance agent in Lake Oswego do?
A health insurance agent helps you review and enroll in health plans that fit your needs and budget. They explain plan details, subsidies, and provider networks. In Oregon, agents must be licensed and cannot charge you extra fees for their help.
When can I enroll in health insurance in Oregon?
Open enrollment for the Oregon Health Insurance Marketplace usually runs from November 1 to January 15 each year. You can also enroll outside this period if you have a qualifying life event like losing other coverage or moving to Lake Oswego. An agent can help you determine if you qualify for a special enrollment period.
Do I have to pay a health insurance agent in Oregon?
No, you do not pay the agent directly. Health insurance agents in Oregon are compensated by the insurance companies whose plans they sell. This means their services are free to you, and the cost is built into the premium you pay.
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