The top-rated health insurance agent in Lincoln City, Oregon is Coldwell Banker Professional Group, rated 5.0 stars across 168 reviews. Other highly rated options include Isham & Sprague Insurance Inc, Brandon Carpenter - State Farm Insurance Agent, Farmers Insurance - Charlotte Lehto. This directory lists 11 health insurance agents serving Lincoln City.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Coldwell Banker Professional Group | 1815 NW U.S. 101 | (541) 994-7760 |
| 2 | Isham & Sprague Insurance Inc | 2730 NE Hwy 101 | (541) 994-3600 |
| 3 | Brandon Carpenter - State Farm Insurance Agent | 788 SE Hwy 101 | (541) 994-8977 |
| 4 | Farmers Insurance - Charlotte Lehto | 4270 US-101 | (541) 994-2884 |
| 5 | Signature Home Health | 798 SE Hwy 101 | (541) 264-7823 |
| 6 | Ocean Medical | 4488 NE Devils Lake Blvd | (541) 614-0407 |
| 7 | Siskiyou Insurance of Lincoln City | 3202 NE Hwy 101 | (541) 994-7771 |
| 8 | Farmers Insurance - Miles Vickstrom | 1420 NE 12th St | (541) 994-6000 |
| 9 | Total Care Insurance OR | 2405 NW U.S. 101 | (541) 262-4594 |
| 10 | Ocean's Edge - Duane J. Silbernagel | 2137 NW U.S. 101 suite a | (541) 614-1322 |
Coldwell Banker Professional Group serves the Lincoln City, Oregon, area as a local health insurance agent. The company assists individuals and families in navigating the complex health insurance market. It works to identify suitable plans that meet diverse coverage needs and budgets. The firm offers guidance on plan options, helping clients understand their benefits and enrollment periods. Services include helping with plan comparisons throughout the annual Open Enrollment period and handling applications for Special Enrollment periods due to qualifying life events.
Isham & Sprague Insurance Inc provides personalized health insurance plan guidance and enrollment assistance for individual and group clients in Lincoln City. It helps clients compare available coverage options and manage ongoing policy adjustments to meet changing healthcare needs. The company also offers periodic reviews of existing plans to ensure continued suitability. It primarily serves residential properties, including single-family homes and apartments, as well as commercial properties such as retail stores and restaurants.
Brandon Carpenter - State Farm Insurance Agent serves homeowners, renters, and small business owners in the Lincoln City, Oregon area with personalized health insurance plans. The agency helps clients compare options and select coverage that fits their individual needs and budgets. It also assists with policy updates, claims questions, and annual enrollment guidance. Beyond Lincoln City, the agency provides its health insurance services to residents and businesses in the neighboring community of Depoe Bay.
Farmers Insurance - Charlotte Lehto serves Lincoln City and the surrounding coastal communities in Oregon, handling individual and family health insurance plans alongside related coverage options. The agency assists clients with navigating plan selections during open enrollment periods and special life events. It addresses specific medical needs and budget considerations to match appropriate policies. For a typical job, the agency reviews a client’s current coverage and medical requirements, then compares available marketplace plans to recommend suitable choices.
Signature Home Health in Lincoln City, Oregon serves as a health insurance agent, differentiating between one-time policy enrollments and ongoing coverage renewals for individual and family plans. The agency helps clients navigate local options for medical, dental, and supplemental insurance throughout the coastal community. They provide guidance on annual open enrollment periods and assist with plan comparisons to meet changing needs. Their service runs strictly on a scheduled appointment basis, whether for initial sign-ups or for annual policy reviews.
With winter storms looming off the Oregon coast, residents of Lincoln City often review their coverage to ensure they are protected against seasonal property damage and medical needs. Ocean Medical serves as a health insurance agent in this coastal community, helping individuals navigate plan options for both routine care and unexpected events. The company assists clients in comparing policies from major carriers to find suitable benefits and deductibles. An initial assessment of a client’s current coverage and household needs is typically scheduled to start the process.
Siskiyou Insurance of Lincoln City specializes in health insurance plans including individual, family, and group coverage, and routinely helps clients navigate enrollment periods. It also assists with plan comparisons and claims guidance for those seeking medical or dental coverage in the local area. For residents of Lincoln City, the agency provides valuable support during open enrollment season, ensuring policyholders understand changes in their options before annual deadlines arrive.
Farmers Insurance - Miles Vickstrom provides comprehensive health insurance coverage planning for individuals and families in Lincoln City, Oregon. The agency specializes in supplementing major medical plans with optional dental, vision, and accident policies to address specific client needs. Routine services include reviewing existing coverage and assisting with enrollment during open seasons. The agency can serve commercial sectors such as local offices, warehouses, and food service establishments with tailored group health solutions.
Total Care Insurance OR helps residents of Lincoln City and the surrounding region secure personal health coverage suitable for their individual needs and family situations. They also serve local businesses by navigating commercial group plans and compliance requirements. Working throughout Lincoln County, the agency connects clients with available marketplace options, including private plans and public program assistance. Their team follows up after enrollments to address questions and ensures continuing support between regular visits, helping with policy updates or annual re-enrollment needs.
Ocean’s Edge - Duane J. Silbernagel is known for offering personalized health insurance agent services in Lincoln City, Oregon. The agency assists individuals and families in reviewing plan options for medical coverage, including annual open enrollment guidance and subsidy eligibility checks. Clients also receive help comparing plans from public and private insurers to match their healthcare needs and budget. A specialty service it can add on is Medicare supplement plan selection support.
What Does a a Health Insurance Agent in Lincoln City Cost?
Health insurance agents in Oregon do not charge you directly for their services. Their compensation comes from the insurance companies whose plans they sell. Plan premiums vary widely for example a mid level Silver plan for a 40 year old in Lincoln City might cost between 400 and 700 dollars per month before subsidies. Subsidies based on income can lower that amount significantly. This is general information not insurance advice.
About health insurance agents in Lincoln City
Health insurance agents in Lincoln City, Oregon help individuals and families compare plans on the Oregon Health Insurance Marketplace. These agents are licensed by the Oregon Department of Consumer and Business Services. They can explain Oregon-specific rules such as the state-based Marketplace and the Oregon Health Plan eligibility.
Frequently Asked Questions
What does a health insurance agent in Lincoln City do?
A health insurance agent helps you review and enroll in health plans. They explain coverage options, subsidies, and Oregon rules. They do not charge you a fee their commission comes from the insurance company.
When is open enrollment in Oregon for 2025?
Open enrollment for the Oregon Health Insurance Marketplace runs from November 1 to January 15 each year. You can also enroll after a qualifying life event like losing other coverage or having a baby. Special enrollment lasts 60 days from the event.
Can a Lincoln City agent help me get Oregon Health Plan?
Yes agents can help you apply for the Oregon Health Plan which is free or low cost public coverage. They check your income and household size against Oregon eligibility guidelines. You can apply any time of year for OHP.
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