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Showing 2 health insurance agents in Northumberland, PA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Keystone-Pfeiffer-Naginey Ins
205 Front St, Northumberland, PA 17857
(570) 473-3563
p-ninsurance.com
Davis Insurance Agency, LLC
173 Point Township Dr, Northumberland, PA 17857
(570) 473-8125
davisinsurance.com
What Does a Health Insurance Agent in Northumberland Cost?
Health insurance agents in Pennsylvania typically do not charge you directly for their services. Their compensation comes from commissions paid by the insurance company. For ACA plans the commission is usually a percentage of the premium ranging from 3 to 6 percent. For Medicare plans commissions are set by law and vary by carrier. Costs for you depend on the plan you choose your income and your age. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a health insurance agent in Northumberland do?
A health insurance agent helps you compare plans from different carriers and enrolls you in a policy. They explain deductibles copays and out of pocket maximums. Agents in Pennsylvania must follow state regulations and cannot charge you a fee for their services on ACA plans.
When can I enroll in a health plan through an agent in Northumberland?
Open enrollment for ACA plans typically runs from November 1 to January 15 each year. You may qualify for a special enrollment period if you have a life event like losing other coverage moving or having a baby. Pennsylvania also offers a special enrollment period for low income individuals through the state based marketplace.
Do health insurance agents in Northumberland help with Medicare?
Yes many agents in Northumberland are licensed to sell Medicare Advantage and Medicare Supplement plans. They can help you compare Part D drug plans and explain the annual enrollment periods. Pennsylvania has specific rules about Medicare supplement plan availability for those under 65.