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Health Insurance Agents in North Smithfield, RI

Compare health insurance agents in North Smithfield. Review contact information and insurance categorys before you decide.

4 agents listed
Updated May 2026
North Smithfield, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Rhode Island before hiring.
Showing 4 health insurance agents in North Smithfield, RI Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Cara Benjamin: Allstate Insurance
125 Eddie Dowling Hwy, North Smithfield, RI 02896
(401) 765-5000 agents.allstate.com
Kaplansky Insurance- N. Smithfield Branch
636 Eddie Dowling Hwy, North Smithfield, RI 02896
(401) 765-1400 kaplansky.com
Bouley Insurance
117 Eddie Dowling Hwy # 3, North Smithfield, RI 02896
(401) 765-6311
Charles L Kirby Agency Inc
75 Eddie Dowling Hwy, North Smithfield, RI 02896
(401) 762-4500 clkirby.com

Health insurance agents in North Smithfield, Rhode Island help residents and small businesses find individual and family plans through HealthSource RI, the state marketplace. Rhode Island law requires most adults to have health coverage, and agents can guide you through open enrollment and special enrollment periods. They also assist with understanding premium tax credits and cost-sharing reductions available under state law.

What Does a Health Insurance Agent in North Smithfield Cost?

Health insurance agents in Rhode Island typically do not charge you a fee. Their compensation comes from the insurance carriers as a commission, which is built into the plan premium. For individual plans, monthly premiums in North Smithfield can range from 300 to 800 dollars for a single adult, depending on age, income, and plan tier. Small business group plans may have different pricing. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a health insurance agent in North Smithfield do?
A health insurance agent helps you compare plans from carriers like Blue Cross Blue Shield of Rhode Island and Neighborhood Health Plan. They explain coverage options, deductibles, and out-of-pocket costs. They also assist with enrollment and subsidy applications.
Do I need to use HealthSource RI to get coverage in North Smithfield?
You can buy plans directly from insurers or through HealthSource RI, the official state marketplace. Agents licensed in Rhode Island can help you with both options. Using the marketplace may qualify you for financial assistance.
When can I enroll in a health plan in North Smithfield?
Open enrollment for 2025 plans runs from November 1 to January 15. You may qualify for a special enrollment period after a life event like marriage, birth, or loss of other coverage. Rhode Island also offers a continuous enrollment option for certain low-income residents.