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Health Insurance Agents in East Ridge, TN

Browse health insurance agents serving East Ridge, Tennessee. Contact information and addresses listed below.

4 agents listed
Updated May 2026
East Ridge, TN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Tennessee before hiring.
Showing 4 health insurance agents in East Ridge, TN Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Insurance Advisors of Tennessee
1007 Spring Creek Rd, East Ridge, TN 37412
(423) 373-7028 insuranceadvisorstn.com
SIMPLE INSURANCE LLC
4120 Ringgold Rd suite c, East Ridge, TN 37412
(423) 654-9113 4-simpleinsurance.com
Total Insurance Solutions
1425 S Moore Rd suite c, East Ridge, TN 37412
(423) 894-1295
Trust Tech Insurance Chattanooga
3613 Ringgold Rd, East Ridge, TN 37412
(423) 583-9935

Health insurance agents in East Ridge Tennessee help individuals families and small businesses find coverage through the federal marketplace or private carriers. Tennessee requires all agents to hold a valid state license and follow regulations set by the Tennessee Department of Commerce and Insurance. Local agents can explain how Tennessee specific rules like the 2023 Medicaid expansion for new mothers affect your options.

What Does a Health Insurance Agent in East Ridge Cost?

The cost of using a health insurance agent in East Ridge Tennessee is typically free to you because the agent is compensated by the insurance company. For ACA marketplace plans agent commissions are built into the premium and do not increase your out of pocket cost. For Medicare plans agents may receive a commission from the carrier that is also built into the plan. Some agents charge a flat fee for services like plan reviews or enrollment assistance which can range from 25 to 150 dollars per session. All costs must be disclosed in writing per Tennessee insurance regulations. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a health insurance agent in East Ridge do?
A health insurance agent helps you compare plans from multiple carriers and enrolls you in coverage that fits your needs and budget. They can assist with ACA marketplace plans Medicare Advantage and supplement plans as well as short term policies. Agents in East Ridge must be licensed by the state of Tennessee and follow all state and federal regulations.
Can an agent help me enroll in the Tennessee ACA marketplace?
Yes a licensed agent can help you enroll in plans through the federal Health Insurance Marketplace during the annual open enrollment period or a special enrollment period if you qualify. Tennessee uses the federally facilitated marketplace so agents guide you through plan tiers metal levels and subsidy calculations. They can also explain how Tennessee handles Medicaid eligibility and CHIP for children.
Do I have to pay a fee to use a health insurance agent in East Ridge?
In most cases you do not pay a fee directly to the agent because they receive commissions from the insurance carrier. Some agents may charge a consultation fee for specialized services such as Medicare plan comparisons but they must disclose this upfront. Tennessee law requires agents to provide a written disclosure of any fees before you agree to work with them.