The top-rated health insurance agent in Lebanon, Tennessee is Choice One Insurance Services, rated 4.8 stars across 156 reviews. Other highly rated options include Farm Bureau Insurance, Higginbotham Insurance & Financial Services - Lebanon, HealthMarkets Insurance - Michael Clark Starr. This directory lists 19 health insurance agents serving Lebanon.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Choice One Insurance Services | 908 W Main St | (615) 288-9013 |
| 2 | Farm Bureau Insurance | 117 Southside Park Dr | (615) 444-0614 |
| 3 | Higginbotham Insurance & Financial Services - Lebanon | 1633 W Main St Bldg 800 | (615) 547-6161 |
| 4 | HealthMarkets Insurance - Michael Clark Starr | 105 S Cumberland St | (615) 830-4875 |
| 5 | Aargus Insurance Services | 102 Hartmann Dr | (615) 443-9008 |
| 6 | Don Scott Insurance, Inc. | 1102 W Main St | (615) 444-3620 |
| 7 | Powell & Meadows Insurance Agency | 431 W Main St | (615) 444-7000 |
| 8 | AGL Insurance Agency | 1123 N Castle Heights Ave # F | (615) 905-6190 |
| 9 | First Insurance Group | 215 N Cumberland St | (615) 443-4778 |
| 10 | Thomas Insurance Agency Inc | 115 E Main St Ste C2 | (615) 470-8085 |
Choice One Insurance Services in Lebanon, Tennessee, assists clients with both individual health plans that require annual renewal and ongoing group policies that adjust coverage as needs change. The agency explains differences between provider networks, prescription drug tiers, and preventive care benefits available through local and national carriers. Their guidance helps residents compare options and navigate enrollment periods for Medical, Dental, and Supplemental plans. This agent meets with clients and processes applications. Their service runs on a one-time or as-needed basis for each plan selection or policy change.
Farm Bureau Insurance in Lebanon, Tennessee offers health insurance plan selection assistance and policy enrollment guidance. The agency provides ongoing support for claims filing and coverage questions. It helps individuals and families compare marketplace options to find suitable plans. The agent also assists small business owners with group health benefits. Many clients seek its help during the annual open enrollment period to avoid gaps in coverage. It specifically aids those needing urgent coverage after a job loss or major life change.
Higginbotham Insurance & Financial Services - Lebanon serves the Lebanon, Tennessee area and surrounding Wilson County as a dedicated health insurance agent. It assists individuals, families, and local small business owners in finding suitable medical coverage that fits their needs. The agency also guides clients through open enrollment periods and changes in healthcare requirements. Among the specific services it handles in this region are Affordable Care Act plan selections and supplemental health policies for Medicare beneficiaries.
HealthMarkets Insurance - Michael Clark Starr provides a full range of health insurance options for individuals and families in Lebanon, TN. It offers access to medical, dental, and vision plans designed to meet various coverage needs. Ongoing policy reviews and annual enrollment assistance help clients maintain their benefits. The agency serves a variety of property types, including single-family homes, apartments, retail establishments, and local restaurants.
Aargus Insurance Services in Lebanon, TN assists homeowners and local businesses with their health coverage needs, helping individuals and groups navigate plan selection and enrollment. The agency works to clarify policy options and answer questions about deductibles, networks, and prescription drug benefits available through private insurers. Customers can expect straightforward guidance on open enrollment periods and qualifying life events. Aargus Insurance Services also provides its services to residents in the nearby Mount Juliet area.
Don Scott Insurance, Inc. serves Lebanon, Tennessee, and the surrounding communities in Wilson County. It handles a full range of health insurance plans designed to meet the needs of local individuals and small business owners. The agency helps clients navigate enrollment periods and plan selections that fit their specific medical budgets and coverage needs. It generally handles each job by first reviewing the client's current situation, then comparing available carriers and plan options to present clear, understandable solutions.
Powell & Meadows Insurance Agency in Lebanon, TN provides health insurance guidance for individuals and groups, distinguishing between one-time plan selection services and ongoing support for claims or policy changes. Coverage options are explained to match each client’s medical needs and financial preferences. The agency operates on both a one-time and ongoing, as-needed basis, assisting with annual renewals or sudden coverage questions without requiring a recurring schedule.
As a health insurance agent in Lebanon, TN, AGL Insurance Agency specializes in helping individuals and families select individual and family health plans. It also provides assistance with Medicare supplement policies and short-term coverage options for those between jobs or waiting for employer benefits. The agency breaks down complex policy details to match each client’s medical needs and budget. During the annual open enrollment period, it helps residents avoid costly coverage gaps and navigate plan changes effectively.
As families in Lebanon prepare for annual enrollment or a change in coverage, navigating health insurance options can be a complex task. First Insurance Group responds to this need by helping residents understand plan details, network restrictions, and out-of-pocket costs. An agent meets individually with clients to compare private plans and Medicare supplements that match their budget and medical needs. The process begins with a personal consultation, during which the agent reviews current coverage and identifies potential gaps before recommending any policy.
During open enrollment periods, many residents of Lebanon, Tennessee, seek guidance to understand Medicare and marketplace options. Thomas Insurance Agency Inc responds by helping clients compare available health plans according to their medical needs and budget. The agency works to explain deductibles, copayments, and network coverage clearly. An initial assessment is scheduled to review each individual's current coverage and prescription requirements before any recommendations are made.
What Does a a Health Insurance Agent in Lebanon Cost?
Health insurance agents in Tennessee typically do not charge you a fee. They are paid by the insurance company through commissions built into the plan premium. For a marketplace plan premiums can range from 200 to 800 dollars per month for an individual depending on age income and coverage level. For Medicare Supplement plans premiums often range from 100 to 300 dollars per month. This is general information not insurance advice.
About health insurance agents in Lebanon
Health insurance agents in Lebanon Tennessee help individuals and families find coverage that fits their needs and budget. Tennessee follows the federal Affordable Care Act marketplace rules with open enrollment typically from November 1 to January 15 each year. Agents also assist with Medicare plans and short term health policies allowed under state law.
Frequently Asked Questions
What does a health insurance agent in Lebanon do?
A health insurance agent helps you compare plans from different carriers and enroll in coverage. They explain terms like deductibles and copays. Agents in Tennessee must be licensed by the state Department of Commerce and Insurance.
How do I choose a health insurance agent in Lebanon Tennessee?
Look for an agent who is licensed in Tennessee and has experience with the type of coverage you need. You can check a license online through the Tennessee Department of Commerce and Insurance website. Ask about their familiarity with local hospitals and doctors.
Is there a penalty for not having health insurance in Tennessee?
Tennessee does not have a state penalty for being uninsured as of 2024. However the federal individual mandate penalty was eliminated in 2019. You may still face higher costs if you delay coverage and develop a health issue.
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