The top-rated health insurance agent in Elsa, Texas is Pronto Insurance, rated 4.4 stars across 56 reviews. Other highly rated options include LOBO Insurance Agency, Fred Loya Insurance, Kaizen Clinical Partners (Elsa Medical Clinic). This directory lists 12 health insurance agents serving Elsa.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Pronto Insurance | 311 W Edinburg Ave #7 | (956) 567-2275 |
| 2 | LOBO Insurance Agency | 305 W Edinburg Ave Suite B | (956) 255-4949 |
| 3 | Fred Loya Insurance | 512 E Edinburg Ave Ste J | (956) 262-4441 |
| 4 | Kaizen Clinical Partners (Elsa Medical Clinic) | 101 S S Broadway St | (956) 262-1304 |
| 5 | A-MAX Auto Insurance | 108 W Edinburg Ave Ste. 102 | (956) 262-7000 |
| 6 | Jessica Garza: Allstate Insurance | 218 N Broadway St | (956) 603-1500 |
| 7 | R B Carter Insurance | 213 N Broadway St | (956) 262-1368 |
| 8 | Cesar Caceres TWFG | 904 N Broadway St | (956) 262-2303 |
| 9 | Nationwide Insurance: Jose Luis Gonzalez Jr | 213 N Broadway St | (956) 262-1368 |
| 10 | A&E PHC | 121 Wilson Ave | (956) 262-9390 |
Pronto Insurance provides health insurance agency services to individuals and families in Elsa, Texas, assisting clients with selecting and enrolling in medical coverage plans. The agency offers ongoing support for policy maintenance, helping customers manage renewals, update their coverage as needs change, and navigate claims processes. Their service area includes residential properties such as single-family homes and apartment complexes, as well as commercial locations like retail stores and restaurants within the local community.
LOBO Insurance Agency provides health insurance services for individuals and families in Elsa, TX, offering coverage options that help manage medical expenses and preventive care. The agency assists with plan enrollment, policy renewals, and navigating changes in healthcare regulations. Service plans are tailored to meet varying needs, with ongoing support for claims and questions throughout the year. The agency services single-family homes, apartments, retail, and restaurants.
Serving homeowners, renters, and local business owners in Elsa, Texas, Fred Loya Insurance provides health insurance coverage options to meet medical and preventive care needs. The company helps clients navigate plan selection and enrollment, focusing on finding suitable individual or family policies. Supporting the surrounding Hidalgo County communities, Fred Loya Insurance also offers its health insurance agency services to residents in nearby Weslaco and the greater Rio Grande Valley area.
Kaizen Clinical Partners, operating as Elsa Medical Clinic, serves health insurance clients in and around Elsa, Texas. The agency provides guidance on selecting and enrolling in individual health plans that meet local healthcare needs. Agents assist customers with understanding policy details, coverage options, and the application process required under current regulations. They also help families and individuals compare plan benefits and costs to find suitable medical coverage. Common services handled in this area include Medicare supplement enrollment and marketplace plan renewals for residents.
A-MAX Auto Insurance serves clients in Elsa, Texas and the surrounding communities, handling health insurance agent services for individuals and families seeking coverage. The agency works to explain local plan options and assist with policy selection tailored to customers' healthcare needs and budgets. Each client’s situation is assessed through a straightforward needs review, comparing available plans to identify a suitable fit. The approach focuses on clear communication and step-by-step guidance from application through the coverage setup process.
Located in Elsa, Texas, Jessica Garza: Allstate Insurance serves homeowners, families, and individuals in need of health insurance coverage. The agency helps clients navigate plan options for medical, dental, and supplemental health needs. By offering personalized guidance, it assists customers in selecting policies that fit their budgets and healthcare requirements. This health insurance agent also provides support during open enrollment periods and life changes. Its service area extends to neighboring communities such as Weslaco, ensuring broader access to health coverage solutions in the Rio Grande Valley.
R B Carter Insurance serves the Elsa, Texas area and surrounding communities, providing health insurance coverage to local residents and families. The company handles individual health plans, family policies, and small business group options to help clients meet their medical needs. It also offers guidance through Medicare supplements and prescription drug coverage. To accomplish a typical job, the agent evaluates a client's current situation and budget, reviews available marketplace or private options, and then recommends suitable plans while assisting with the enrollment process.
Cesar Caceres TWFG offers both one-time consultations for evaluating plan changes and recurring service options for ongoing enrollment management. As a health insurance agent in Elsa, TX, they help clients compare major medical plans, prescription drug coverage, and Medicare supplements to match specific healthcare needs. Services are provided on an as-needed basis, with clients scheduling appointments when annual enrollment periods, qualifying life events, or coverage questions arise.
Nationwide Insurance: Jose Luis Gonzalez Jr in Elsa, TX offers individual and family health insurance plans, including specialized Medicare supplement policies. It also provides general guidance on plan selection, helping clients understand coverage options, deductibles, and provider networks. The agency assists with annual enrollment periods and resolves billing or claims questions year-round. During open enrollment season, it helps residents evaluate changes to their existing plans or find new coverage that fits their budget and healthcare needs.
As open enrollment season prompts residents of Elsa, Texas, to review their coverage, A&E PHC serves as a local health insurance agent helping individuals and families navigate plan options. The company works with clients to compare policies that meet medical needs and financial situations, offering guidance during the selection process. A personal consultation allows the agency to explain benefit details and network choices clearly. This initial meeting typically begins with a review of the client’s current healthcare usage and coverage gaps.
What Does a a Health Insurance Agent in Elsa Cost?
Health insurance agents in Texas typically do not charge you directly for their services. They receive commissions from the insurance companies, which are built into the plan premiums. For ACA plans, your cost depends on income and chosen metal level, with monthly premiums ranging from around $200 to $800 for individuals in Hidalgo County. Medicare plan costs vary by plan type and county. This is general information and not insurance advice.
About health insurance agents in Elsa
Health insurance agents in Elsa, Texas help residents find coverage through the federal marketplace, Medicare, or private insurers. Under Texas law, agents must be licensed by the Texas Department of Insurance and can assist with special enrollment periods for qualifying life events. Local agents understand the healthcare needs of the Rio Grande Valley community.
Frequently Asked Questions
What does a health insurance agent in Elsa do?
A health insurance agent helps you compare plans from different carriers, explains coverage details, and assists with enrollment. They can help you apply for subsidies through the ACA marketplace or find a Medicare plan. Agents in Texas must follow state regulations and provide clear information about plan costs and benefits.
How do I choose a health insurance agent in Elsa Texas?
Look for an agent licensed with the Texas Department of Insurance and check their experience with plans available in Hidalgo County. You can verify a license through the TDI website. Ask about their familiarity with local hospitals and doctors in the Elsa area.
When can I enroll in health insurance through an agent in Elsa?
Open enrollment for ACA plans typically runs from November 1 to January 15 each year. You may qualify for a special enrollment period if you have a qualifying event like losing other coverage, moving, or getting married. Medicare enrollment has specific initial and annual periods set by federal rules.