The top-rated health insurance agent in Port Isabel, Texas is Fred Loya Insurance, rated 4.7 stars across 51 reviews. Other highly rated options include Tropical Health Care, Kaizen Clinical Partners - Port Isabel Health Clinic, South Texas Gutierrez Insurance Services. This directory lists 10 health insurance agents serving Port Isabel.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Fred Loya Insurance | 1401 State Park Rd 100 Ste 4, Texas 100 | (956) 943-8484 |
| 2 | Tropical Health Care | 413 Railroad St | (956) 202-0111 |
| 3 | Kaizen Clinical Partners - Port Isabel Health Clinic | 202 2nd St | (956) 943-1774 |
| 4 | South Texas Gutierrez Insurance Services | 202 W Queen Isabella Blvd | (956) 943-1032 |
| 5 | Salt Coast Living LLC | 419 E Maxan St | (956) 621-5500 |
| 6 | Coleman Hall & Heinze Insurance | 302 E Queen Isabella Blvd # A | (956) 943-6481 |
| 7 | Cameron County Insurance | 302 E Queen Isabella Blvd | (956) 943-6481 |
| 8 | La Vida Divina, LLC | 302 E Queen Isabella Blvd C | (956) 545-0081 |
| 9 | Family First Life - South Texas | 10 Bethpage Ct | (956) 509-6933 |
| 10 | Protec Insurance CO. | 9 Windward Dr | (956) 773-6333 |
Serving Port Isabel, Texas, Fred Loya Insurance focuses on helping individuals and families find appropriate health insurance plans that fit their needs and budgets. The agency’s work involves navigating different coverage options, from individual policies to family health plans. Clients often seek guidance on deductibles, networks, and preventive care benefits included in various plans. Understanding local healthcare options is a key part of the service they provide. A common specialty service available through this agent includes helping clients review and add stand-alone dental insurance to their main health policy.
Tropical Health Care serves the Port Isabel, Texas metro area and surrounding communities as a health insurance agent. The company assists individuals, families, and small groups in navigating plan options for medical coverage. It helps clients compare policies from different carriers to find suitable benefits. In this area, Tropical Health Care handles enrollments for both Affordable Care Act marketplace plans and traditional Medicare supplement policies.
Kaizen Clinical Partners - Port Isabel Health Clinic provides a range of health insurance agent services for individuals and families in Port Isabel, Texas. The company helps clients review available health plans to find suitable coverage for their medical needs. Ongoing maintenance support includes assisting with plan changes, answering billing questions, and managing annual renewals to maintain continuous protection. The agency also offers guidance on enrollment periods and policy adjustments. It services single-family homes, apartments, retail businesses, and restaurants in the local area.
South Texas Gutierrez Insurance Services serves homeowners, businesses, and property managers in Port Isabel and the surrounding areas. As a health insurance agent, this company helps clients navigate plan options for individual and group medical coverage. It assists with comparing policies to match specific health needs and budgets. The agency focuses on explaining the details of each plan, including deductibles and networks, so clients can make informed decisions. Its service area also extends into the neighboring community of South Padre Island.
Salt Coast Living LLC serves Port Isabel and the surrounding communities of the Rio Grande Valley, handling a range of health insurance plans for individuals and families. It works with major carriers to help clients compare options for medical coverage and prescription drug benefits. The company provides guidance through open enrollment and special enrollment periods, explaining policy details and premium costs. To handle a typical job, it reviews a client’s healthcare needs and budget, then presents plan choices with a straightforward comparison of deductibles and out-of-pocket limits.
For those exploring medical protection, a health insurance agent can assist either through a one-time policy purchase or with ongoing plan management. Coleman Hall & Heinze Insurance in Port Isabel, TX helps individuals and families review their options and understand coverage details, including deductibles and out-of-pocket limits. Their guidance focuses on finding suitable plans from available carriers in the local market. Service runs on a one-time, scheduled, or as-needed basis, depending on client preference for annual enrollment support or occasional consultations.
Cameron County Insurance assists clients in Port Isabel with finding individual health plans, family coverage options, and short-term medical policies. The agency serves residents navigating Medicare enrollment, the Health Insurance Marketplace, and supplemental plans designed to fill coverage gaps. It helps local workers and retirees understand their benefits and compare deductibles, premiums, and provider networks. During the annual Open Enrollment Period, the office aids families and individuals who need to update their plans or enroll for the first time, addressing specific deadlines and subsidy eligibility concerns.
During open enrollment and after life changes, residents of Port Isabel often need to navigate complex health insurance options. La Vida Divina, LLC provides health insurance agent services to individuals and families in the area, helping them compare plans from major providers. The company assists with understanding policy details and subsidies available to local residents. An initial consultation includes reviewing current coverage and evaluating personal health needs to identify suitable plans worth considering. The process concludes with a thorough assessment of each applicant's specific situation.
Family First Life - South Texas works with individuals and families in Port Isabel to find health insurance coverage that fits their needs. This agency specializes in helping clients navigate the complexities of medical plans and supplemental policies. Its agents provide guidance on enrollment periods and plan comparisons to ensure informed decisions. The company can serve a range of commercial sectors, including local offices, small warehouses, and food service businesses, by assisting with group health insurance options tailored to employee needs.
As a health insurance agent serving residential clients in Port Isabel, TX, Protec Insurance Co. assists individuals with personal coverage needs. The agency also offers health insurance options for local commercial businesses seeking group plans. Their service area includes Port Isabel and the surrounding communities within the Lower Rio Grande Valley. Following each annual enrollment or policy change, the company ensures clear follow-up, helping clients maintain appropriate coverage between their regular seasonal or bi-annual visits.
What Does a a Health Insurance Agent in Port Isabel Cost?
Health insurance agents in Texas typically do not charge you directly for their services. Their compensation comes from commissions paid by insurance carriers. Plan premiums vary widely based on age, location, and coverage level. For example, a mid-level ACA plan in Cameron County may cost between 300 and 600 dollars per month for an individual. This is general information, not insurance advice.
About health insurance agents in Port Isabel
Health insurance agents in Port Isabel, Texas help residents find coverage that fits their needs and budget. Texas law requires all agents to hold a valid license from the Texas Department of Insurance. Local agents can assist with plans available through the federal Health Insurance Marketplace or private insurers.
Frequently Asked Questions
What does a health insurance agent in Port Isabel do?
A health insurance agent helps you compare plans from different companies and enroll in coverage. They can explain deductibles, copays, and networks. Agents in Texas must follow state regulations on disclosure and suitability.
Do I need to pay a fee to use a health insurance agent in Texas?
Most health insurance agents are paid by the insurance company, not by you. You should always ask about fees before working with an agent. Texas law prohibits agents from charging hidden fees without your consent.
Can a Port Isabel agent help me with Medicare plans?
Yes, many agents in Port Isabel are licensed to sell Medicare Advantage and Medicare Supplement plans. They can help you compare options during the Annual Enrollment Period from October 15 to December 7. Texas also has a Special Enrollment Period for certain life events.