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Browse home insurance agents serving Chelsea, Alabama. Contact information and addresses listed below.
6 agents listed
Updated May 2026
Chelsea, AL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Alabama before hiring.
Showing 6 home insurance agents in Chelsea, AL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Farmers Insurance - Joseph Buff
109 Foothills Pkwy Suite 107, Chelsea, AL 35043
(205) 701-4924
agents.farmers.com
Jonathan Hudlow: Allstate Insurance
48 Chesser Crane Rd F, Chelsea, AL 35043
(205) 678-2660
agents.allstate.com
Ryan Grace, Alfa Insurance Agent
16712 US-280 ste a, Chelsea, AL 35043
(205) 678-2532
alfainsurance.com
Cousins Insurance Agency Inc
10699 Old Hwy 280 Bldg 1 Suite 2, Chelsea, AL 35043
(205) 678-3337
cousinsins.com
Weygand Insurance Agency
398 Chesser Dr #1, Chelsea, AL 35043
(205) 678-4410
hometownagent.net
Alfa Insurance
16712 US-280 ste a, Chelsea, AL 35043
(205) 678-2532
alfainsurance.com
A home insurance agent in Chelsea Alabama can help you find a policy that meets your needs and complies with state law. Alabama requires proof of insurance for mortgage lenders, and agents can explain coverage for wind and hail damage common in the area. Working with a local agent gives you access to companies that understand the risks of Shelby County.
What Does a Home Insurance Agent in Chelsea Cost?
The average cost of home insurance in Alabama is around 1,500 to 2,500 per year for a standard policy, but rates vary by location, home value, and coverage level. In Chelsea, factors like the age of your home, roof condition, and proximity to fire stations affect your premium. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Chelsea do?
A home insurance agent helps you compare policies from different companies to find coverage for your home. They explain deductibles, coverage limits, and optional add-ons like flood insurance. In Alabama, agents must be licensed by the Alabama Department of Insurance.
Is flood insurance required in Chelsea Alabama?
Flood insurance is not required by Alabama state law, but mortgage lenders may require it if your home is in a flood zone. Chelsea has areas near the Coosa River and smaller creeks that may be at risk. An agent can check flood maps and help you get a policy through the National Flood Insurance Program.
How do Alabama insurance laws affect my home policy?
Alabama law requires insurers to offer coverage for wind and hail damage, but you can reject it in writing. The state also has a 30 day grace period for late premium payments before cancellation. Your agent can explain these rules and how they apply to your specific situation.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Alabama.