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Find Home Insurance Agents Near You in Gulf Shores, AL

Directory of home insurance agents in Gulf Shores, Alabama. Verify credentials with the state department of insurance before hiring.

9 agents listed
Updated May 2026
Gulf Shores, AL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Alabama before hiring.
Showing 9 home insurance agents in Gulf Shores, AL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Whitehaven Insurance Services, LLC
2201 Oyster Bay Ln, Gulf Shores, AL 36542
(251) 967-3323 whitehaveninsurance.com
Jonathan Babin - State Farm Insurance Agent
3849 Gulf Shores Pkwy STE 7, Gulf Shores, AL 36542
(251) 200-5068 gulfshoressf.com
NavSav Insurance - Gulf Shores
219 Professional Ct, Gulf Shores, AL 36542
(251) 968-2100 navsav.com
New Horizon Insurance Agency, Inc.
1404 W 1st St a, Gulf Shores, AL 36547
(251) 517-4900 new-horizon-insurance.com
Wellness Insurance AL
200 E 25th Ave, Gulf Shores, AL 36542
(251) 262-8905 mycoverholder.com
Gulf Shores Insurance Agency
216 Office Park Dr, Gulf Shores, AL 36542
(251) 968-6174 gulfshoresinsurance.com
Brazzell Insurance Agency
3859 Gulf Shores Pkwy STE 1, Gulf Shores, AL 36542
(251) 634-9991 brazzellinsuranceagency.com
IL Group
229 E 20th Ave #1, Gulf Shores, AL 36542
(866) 300-7020 ilgroup.com
Randy Jones & Associates
1585 Gulf Shores Pkwy, Gulf Shores, AL 36542
(251) 943-5216 leavitt.com

Home insurance agents in Gulf Shores Alabama help you find coverage for your property including wind and flood protection. Alabama law requires insurers to offer windstorm coverage for coastal areas. An agent can explain policy options and help you meet mortgage requirements.

What Does a Home Insurance Agent in Gulf Shores Cost?

Home insurance costs in Gulf Shores Alabama average between 1500 and 4000 dollars per year for a standard policy. Windstorm coverage can add 500 to 2000 dollars annually. Flood insurance through NFIP costs about 700 to 1500 dollars per year. Actual costs depend on your homes value age location and coverage choices. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home insurance agent in Gulf Shores do?
A home insurance agent helps you compare policies from different companies. They explain coverage limits deductibles and exclusions. For Gulf Shores properties they often focus on wind and flood insurance needs.
Is flood insurance required in Gulf Shores Alabama?
Flood insurance is not required by Alabama state law but mortgage lenders in flood zones usually require it. Gulf Shores is in a high risk flood area so many homeowners need a separate flood policy. An agent can help you find coverage through the National Flood Insurance Program.