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Browse home insurance agents serving Orange Beach, Alabama. Contact information and addresses listed below.
9 agents listed
Updated May 2026
Orange Beach, AL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Alabama before hiring.
Showing 9 home insurance agents in Orange Beach, AL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Codi Nettles
25015 Canal Rd, Orange Beach, AL 36561
(251) 929-8686
content.naic.org
Mc Carron Insurance Group
25620 Canal Rd, Orange Beach, AL 36561
(251) 981-9999
mccarroninsgroup.com
Russell And Clark Insurance Group
24252 Canal Rd, Orange Beach, AL 36561
(251) 981-7190
russellandclarkgroup.com
Orange Beach Title Company
4776 Main St Suite L-201, Orange Beach, AL 36561
(251) 301-1000
orangebeachtitle.com
Rowan Agency, LLC
26831 Canal Rd #4, Orange Beach, AL 36561
(251) 240-0013
therowanagency.com
We Insure Local
26021 Perdido Beach Blvd, Orange Beach, AL 36561
(251) 385-6800
localweinsure.com
Hollida Insurance Agency LLC
23768 Conifer Ct, Orange Beach, AL 36561
(573) 727-9700
facebook.com
SouthBound Benefits, LLC
23897 Cypress Grove, Orange Beach, AL 36561
(205) 616-3659
southboundbenefits.com
Online Insurance
25910 Canal Rd, Orange Beach, AL 36561
(251) 478-4500
onlineinsurance.com
Home insurance agents in Orange Beach Alabama help property owners find coverage for homes near the Gulf Coast. These agents understand Alabama specific laws such as the requirement for wind and hail coverage in coastal areas. They can guide you through policy options and local insurance regulations.
What Does a Home Insurance Agent in Orange Beach Cost?
Home insurance costs in Orange Beach Alabama are higher than inland areas due to hurricane and flood risks. Average annual premiums for a coastal home range from 2000 to 5000 dollars depending on the home value and coverage level. Older homes or those near the water may cost more. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Orange Beach do?
A home insurance agent helps you compare policies from different insurers. They explain coverage limits and deductibles for coastal risks like hurricanes. They also ensure your policy meets Alabama mortgage requirements.
Do I need flood insurance in Orange Beach Alabama?
Flood insurance is not required by Alabama state law but is often required by mortgage lenders for homes in flood zones. Orange Beach is a high risk area so many homeowners purchase a separate flood policy through the National Flood Insurance Program.
How does Alabama law affect home insurance in Orange Beach?
Alabama law requires insurers to offer wind and hail coverage for coastal properties. The Alabama Insurance Code also sets a 60 day window to file a claim after a loss. Agents can explain these rules and help you file on time.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Alabama.