The top-rated home insurance agent in Fairbanks, Alaska is Shannon Fortune - State Farm Insurance Agent, rated 4.9 stars across 476 reviews. Other highly rated options include Matthew Raymond - State Farm Insurance Agent, Kris Yoder - State Farm Insurance Agent, Dave Mongold: Allstate Insurance. This directory lists 20 home insurance agents serving Fairbanks.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Shannon Fortune - State Farm Insurance Agent | 322 Old Steese Hwy Unit 6 | (907) 452-1385 |
| 2 | Matthew Raymond - State Farm Insurance Agent | 1600 Indiana Ave | (907) 452-6015 |
| 3 | Kris Yoder - State Farm Insurance Agent | 3505 Airport Way | (907) 328-9022 |
| 4 | Dave Mongold: Allstate Insurance | 230 Old Steese Hwy | (907) 452-4260 |
| 5 | Jim Kelly - State Farm Insurance Agent | 1401 S Turner St | (907) 457-3276 |
| 6 | Chris Marok: Allstate Insurance | 59 College Rd Ste 205 | (907) 452-5664 |
| 7 | Ed Randolph - State Farm Insurance Agent | 610 12th Ave | (907) 452-1861 |
| 8 | Loa Carroll-Hubbard: Allstate Insurance | 208 Gaffney Rd | (907) 474-8002 |
| 9 | Fidelity Title Agency of Alaska, LLC | 250 Cushman St STE 2B | (907) 457-3250 |
| 10 | Laura Brugger - COUNTRY Financial Representative | 751 7th Ave A | (907) 458-7474 |
Shannon Fortune - State Farm Insurance Agent serves the Fairbanks, Alaska area, offering home insurance policies that help protect homeowners from local risks. In this region, properties face challenges like extreme cold, snow loads, and permafrost shifts, so coverage can include structure, personal belongings, and liability protection. The agency also assists clients in adjusting policy options as their circumstances or home values change. They handle new homeowners policies and discussions about specific coverage add-ons for weather-related damages.
Matthew Raymond's State Farm Insurance Agency in Fairbanks, AK offers a comprehensive range of personal insurance services, with a particular focus on protecting homeowners from regional risks like permafrost shifts and wildfire threats. Their service plans include routine policy reviews to align coverage with changing property values and seasonal maintenance needs, as well as responsive claims assistance. The agency serves single-family homes, apartments, retail storefronts, and local restaurants throughout the Fairbanks area.
Kris Yoder - State Farm Insurance Agent serves Fairbanks, Alaska, and the surrounding communities, handling a full range of home insurance needs for local homeowners. This agency works with clients to assess their unique property risks, including those posed by the region’s seasonal weather patterns and potential for extreme cold. To handle a typical job, Kris Yoder's team begins with a thorough review of the home’s structure and coverage gaps before tailoring a policy recommendation to the homeowner’s specific situation.
Dave Mongold: Allstate Insurance offers tailored home insurance policies to match various property types in Fairbanks, Alaska. Its general services include personal liability coverage, dwelling protection, and optional equipment breakdown endorsements for homeowners. The agency helps customers adjust deductibles and coverage limits as property values change over time. This office assists Fairbanks residents with preparing policies that address specific risks such as freezing pipes during prolonged winter cold snaps.
With Fairbanks’ long winters and freeze-thaw cycles threatening roofs and foundations, homeowners here need coverage that accounts for ice damming and permafrost shifts. Jim Kelly’s State Farm Insurance Agency provides tailored policies addressing these local risks, including protection for burst pipes and heavy snow damage. They work with customers to review dwelling limits and personal property endorsements specific to Alaska’s construction codes and weather patterns. An initial assessment of a home’s current policy and structural condition is offered during a complimentary coverage review appointment.
Chris Marok: Allstate Insurance serves the Fairbanks area as a local home insurance agent, focusing on helping homeowners secure property coverage tailored to Alaskan conditions. The agency assists with policies that protect dwellings, personal belongings, and liability risks common in the interior region. Customers can discuss options for adjusting deductibles or bundling auto coverage for potential savings. In addition to standard home insurance, the office can add on coverage for valuable items like jewelry or fine art.
Ed Randolph - State Farm Insurance Agent serves the Fairbanks, Alaska area and surrounding communities, providing home insurance solutions for local homeowners. The agency helps clients secure coverage that protects against common regional risks like extreme winter weather and seasonal structural strain. Customized policies can include dwelling protection, personal property coverage, and liability options tailored to individual needs. The company also assists with policy bundling for added convenience and savings. Ed Randolph - State Farm Insurance Agent handles new home policy setup and annual coverage reviews tailored to Fairbanks properties.
Loa Carroll-Hubbard: Allstate Insurance offers a range of home insurance services designed to protect residential properties and businesses in Fairbanks, Alaska. Service plans include policy consultations tailored to local risks, such as freeze damage and wildfire threats, with annual policy reviews to adjust coverage as needed. Maintenance plans may include guidance on securing homes against harsh weather conditions. This agency services single-family homes, apartments, retail locations, and restaurants throughout the Fairbanks area.
Serving Fairbanks and the surrounding communities of Interior Alaska, Fidelity Title Agency of Alaska, LLC handles residential and commercial home insurance needs for local property owners. The agency manages policies covering essential protections against fire, wind, and other regional weather-related damages common to this area. It helps clients compare coverage options and deductibles to find suitable plans for their homes. To handle a typical job, the agency begins by reviewing the property’s specific location and construction, then presents tailored policy choices for the client’s approval.
Laura Brugger - COUNTRY Financial Representative serves homeowners, businesses, and property managers in Fairbanks, Alaska, by providing personalized home insurance policies tailored to local needs. Clients can receive guidance on protecting their property against common regional risks, including winter weather and wildfires, through comprehensive coverage options. The agency also assists with policy adjustments and claims support to ensure adequate protection for residential and commercial assets. Beyond Fairbanks, the agent covers neighboring communities throughout the greater Fairbanks North Star Borough area.
What Does a a Home Insurance Agent in Fairbanks Cost?
Home insurance costs in Alaska vary widely based on home value location and construction type. For a typical Fairbanks home annual premiums often range from 1200 to 3000 dollars. Homes with log construction or high value may cost 4000 dollars or more. This is general information and not insurance advice.
About home insurance agents in Fairbanks
A home insurance agent in Fairbanks Alaska can help you find coverage that protects your property from unique local risks. These risks include damage from permafrost shifting extreme cold and high heating costs. Agents also understand Alaska state regulations such as the requirement for insurers to offer windstorm and hail coverage on residential policies.
Frequently Asked Questions
What does a home insurance agent in Fairbanks do?
An agent helps you compare policies from different insurance companies. They explain coverage options for risks like frozen pipes roof damage from snow load and wildlife encounters. They also assist with filing claims and adjusting coverage as your needs change.
Do I need special coverage for a log home in Fairbanks?
Yes many standard policies have limits for log homes. You may need a specialized policy that covers log rot insect damage and the higher replacement cost of log construction. An agent can find carriers that offer this coverage in Alaska.
How does permafrost affect my home insurance in Fairbanks?
Permafrost thaw can cause foundation shifting and structural damage. Most standard policies do not cover earth movement including permafrost related issues. You may need a separate endorsement or a surplus lines policy to get this protection.