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Compare home insurance agents in Carefree. Review contact information and insurance categorys before you decide.
4 agents listed
Updated May 2026
Carefree, AZ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Arizona before hiring.
Showing 4 home insurance agents in Carefree, AZ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Jeremy Mueller - State Farm Insurance Agent
7405 E Nonchalant Ave, Carefree, AZ 85377
(480) 488-2800
northscottsdaleinsurance.com
Tyrol Insurance
7206 E Cave Creek Rd, Carefree, AZ 85377
(480) 488-2113
tyrolinsurance.com
Lori Laswick Agency LLC American Family Insurance
36800 Sidewinder Rd Ste 18, Carefree, AZ 85377
(480) 595-5682
amfam.com
David Bradshaw American Family Insurance
36600 N Pima Rd # 101, Carefree, AZ 85377
(623) 255-3168
amfam.com
Home insurance agents in Carefree Arizona help homeowners protect their properties from desert specific risks like wildfire and monsoon damage. Arizona law requires insurers to offer coverage for wind and hail but does not require earthquake or flood coverage. A local agent can explain policy details and help you choose the right coverage for your home.
What Does a Home Insurance Agent in Carefree Cost?
The average cost of home insurance in Arizona is around $1,200 to $1,800 per year for a standard policy. However, costs vary based on your homes location, age, construction type, and coverage limits. Homes in high wildfire risk areas near Carefree may have higher premiums. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Carefree do?
A home insurance agent helps you compare policies from different insurance companies. They explain coverage options and exclusions specific to Arizona homes. They also assist with filing claims and updating your policy as needed.
Do I need special coverage for a home in the Arizona desert?
Yes, desert homes often need extra coverage for wildfire, wind, and hail damage. Standard policies may not cover flood or earthquake damage. An agent can help you add endorsements for these risks.
How does Arizona law affect home insurance policies?
Arizona law does not require homeowners to carry insurance, but mortgage lenders do require it. Insurers must offer a 60 day grace period for nonpayment before canceling a policy. Arizona also has a statute of limitations of two years to file a lawsuit after a claim is denied.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Arizona.