Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Arizona before hiring.
Showing 20 home insurance agents in Lake Havasu City, AZ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Alex Ross - State Farm Insurance Agent
2138 McCulloch Blvd N, Lake Havasu City, AZ 86403
(928) 855-7677
855ross.com
World Insurance Associates LLC
94 Acoma Blvd S # 102, Lake Havasu City, AZ 86403
(866) 277-7162
locations.worldinsurance.com
Farmers Insurance - Anthony Oskolkoff
84 Acoma Blvd N Ste 102, Lake Havasu City, AZ 86403
(928) 733-6098
agents.farmers.com
Richards Nygren Insurance
2126 McCulloch Blvd N #15, Lake Havasu City, AZ 86403
(928) 398-2126
insuranceservicesaz.com
Wayne Edwards - State Farm Insurance Agent
94 Acoma Blvd S #203, Lake Havasu City, AZ 86403
(928) 846-3513
myhavasuagent.com
Jean Works - State Farm Insurance Agent
1915 McCulloch Blvd N #108, Lake Havasu City, AZ 86403
(928) 453-2244
jeanworks4u.com
Deborah J Miller - State Farm Insurance Agent
1600 McCulloch Blvd N #1B, Lake Havasu City, AZ 86403
(928) 854-6693
debmillersf.com
Dan Firth American Family Insurance
2110 McCulloch Blvd N Ste 1, Lake Havasu City, AZ 86403
(928) 855-1109
amfam.com
Hollowell Insurance Agency: Allstate Insurance
500 N Lake Havasu Ave STE B102, Lake Havasu City, AZ 86403
(928) 566-6031
agents.allstate.com
Aldridge Insurance Services
430 Lake Havasu Ave #102, Lake Havasu City, AZ 86403
(928) 855-1247
aisinsures.com
Farm Bureau Financial Services: Alison Warner-Williams
1600 McCulloch Blvd N #5b, Lake Havasu City, AZ 86403
(928) 846-3232
fbfs.com
Empire Insurance Brokers
2119 McCulloch Blvd N, Lake Havasu City, AZ 86403
(760) 814-8304
eibnow.com
Colorado River Insurance
1979 McCulloch Blvd N #105, Lake Havasu City, AZ 86403
(928) 855-2742
coloradoriverins.com
Havasu Insurance Agency
276 Lake Havasu Ave STE A10, Lake Havasu City, AZ 86403
(928) 846-8003
havasuinsurance.com
Citywide Insurance
490 Lake Havasu Ave #104, Lake Havasu City, AZ 86403
(928) 854-6466
citywide-ins.com
Da-Lu Insurance Havasu Agency
2164 McCulloch Blvd N a, Lake Havasu City, AZ 86403
(928) 733-6164
daluinsurance.com
Farmers Insurance - Brian Dunigan
500 N Lake Havasu Ave STE A100, Lake Havasu City, AZ 86403
(928) 505-0911
agents.farmers.com
Farmers Insurance: Denise Kuerner
116 Lake Havasu Ave # 108, Lake Havasu City, AZ 86403
(928) 505-3276
content.naic.org
Axiom Insurance Agency
2119 McCulloch Blvd N, Lake Havasu City, AZ 86403
(928) 733-0322
axiominsuranceagency.com
Range Insurance
45 Capri Blvd UNIT D, Lake Havasu City, AZ 86403
(928) 733-6202
rangeinsurance.com
Home insurance agents in Lake Havasu City help residents protect their property against common Arizona risks such as flash floods and wildfire. Arizona law requires insurers to offer coverage for certain perils but does not mandate homeowners insurance. An agent can explain the specific exclusions and endorsements available for homes near the Colorado River.
What Does a Home Insurance Agent in Lake Havasu City Cost?
The average cost of homeowners insurance in Arizona is around 1,200 to 1,800 dollars per year for a standard policy. In Lake Havasu City, rates may be higher due to flood and wildfire risks. Costs vary based on your homes age, construction type, and coverage limits. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Lake Havasu City do?
A home insurance agent helps you find a policy that covers your home and belongings. They explain different coverage levels and can assist with claims. They also advise on additional protections like flood insurance which is not included in standard policies.
Do I need flood insurance in Lake Havasu City?
Flood insurance is not required by Arizona law but is highly recommended for properties near the Colorado River or in low lying areas. Standard home insurance policies exclude flood damage. You can purchase a separate flood policy through the National Flood Insurance Program or a private insurer.
How do I choose a home insurance agent in Arizona?
Look for an agent licensed by the Arizona Department of Insurance and Financial Institutions. Ask about their experience with local risks like monsoon storms and wildfire. Compare quotes from multiple agents to find a policy that fits your budget and coverage needs.