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Find Home Insurance Agents in Hot Springs, AR

Browse home insurance agents serving Hot Springs, Arkansas. Contact information and addresses listed below.

20 agents listed
Updated May 2026
Hot Springs, AR
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Arkansas before hiring.
Showing 20 home insurance agents in Hot Springs, AR Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Noelle Stephens - State Farm Insurance Agent
5401 Central Ave D, Hot Springs, AR 71913
(501) 321-1165 savewithnoelle.com
Victoria Payne: Allstate Insurance
1803 Airport Rd H, Hot Springs, AR 71913
(501) 623-7173 agents.allstate.com
McGhee Insurance Agency
1126 Malvern Ave A, Hot Springs, AR 71901
(501) 463-4244 mcgheeins.com
Direct Auto Insurance
1609 Albert Pike Rd M, Hot Springs, AR 71913
(501) 318-1616 local.directauto.com
Rena Gilliam: Allstate Insurance
3955 Central Ave Ste 8, Hot Springs, AR 71913
(501) 356-3194 agents.allstate.com
Sharp Family Insurance
458 W Grand Ave, Hot Springs, AR 71901
(501) 547-9474 sharpfamilyins.com
Farm Bureau Insurance
1923 Albert Pike Rd, Hot Springs, AR 71913
(501) 624-5691 afbic.com
Shelter Insurance - Tony Melugin
112 Buena Vista Rd, Hot Springs, AR 71913
(501) 525-9444 shelterinsurance.com
1 Source Insurance Advisors
216 Ward St B, Hot Springs, AR 71913
(501) 431-0431 1source-insurance.net
Avant Insurance Agency Inc.
1485 Airport Rd ste a, Hot Springs, AR 71913
(501) 623-0400 avantinsagency.com
Armor Insurance Agency, Inc
314 Greenwood Ave, Hot Springs, AR 71913
(501) 623-4605 armorinsuranceagency.com
Rock Creek Insurance
1018 Airport Rd Ste. 126, Hot Springs, AR 71913
(501) 623-2270 rockcreekinsurance.com
ABI Insurance Agency
911 W Grand Ave, Hot Springs, AR 71913
(501) 624-8888 abiinsuranceagency.com
Bailey Insurance dba Arkansas First Choice Insurance
2110 Higdon Ferry Rd b, Hot Springs, AR 71913
(501) 624-1238 baileyinsurance.co
Summit Insurance Group
110 Temperance Hill Rd, Hot Springs, AR 71913
(501) 881-3030 summitinsar.com
Local Insurance Solutions, LLC.
320 Ouachita Ave #216, Hot Springs, AR 71901
(501) 214-7779
Golden Insurance Agency, Inc.
1011 Albert Pike Rd, Hot Springs, AR 71913
(501) 525-5010
First Arkansas Insurance
175 Harmony Park Cir B, Hot Springs, AR 71913
(501) 525-2600 fai-hs.com
NRB Insurance Agency
307 Carpenter Dam Rd D, Hot Springs, AR 71901
(501) 525-4428 nrbagency.com
Mike Whitman Insurance Services
1040 Akers Rd, Hot Springs, AR 71901
(501) 276-1616

Home insurance agents in Hot Springs, Arkansas help homeowners find coverage that meets state requirements and protects against local risks like severe storms. Arkansas law does not require homeowners insurance, but mortgage lenders typically do. Agents can explain policy options for wind and hail damage, which are common in the region.

What Does a Home Insurance Agent in Hot Springs Cost?

The average cost of homeowners insurance in Arkansas is around $2,000 to $2,500 per year for a standard policy, though rates vary by location, home value, and coverage level. In Hot Springs, factors like proximity to lakes and flood zones can affect premiums. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home insurance agent in Hot Springs do?
A home insurance agent helps you compare policies from different insurance companies. They explain coverage types such as dwelling, personal property, and liability. They also advise on additional coverages for floods or earthquakes if needed.
Is homeowners insurance required by law in Arkansas?
Arkansas state law does not require homeowners insurance. However, most mortgage lenders require it to protect their investment. An agent can help you meet lender requirements while finding suitable coverage.
How do I choose a home insurance agent in Hot Springs?
Look for an agent licensed in Arkansas with experience in your area. Ask about their knowledge of local risks like tornadoes and hail. Check reviews and confirm they represent multiple insurance companies for more options.