Skip to main content

Find Home Insurance Agents Near You in Belmont, CA

Browse home insurance agents serving Belmont, California. Contact information and addresses listed below.

7 agents listed
Updated May 2026
Belmont, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 7 home insurance agents in Belmont, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Jim Dwyer - State Farm Insurance Agent
1501 El Camino Real Ste G, Belmont, CA 94002
(650) 592-3957 jimdwyer.net
Mike Pascua - State Farm Insurance Agent
1050 El Camino Real B, Belmont, CA 94002
(650) 591-7396 insurance-quotesin-ca.com
Lance Chu - State Farm Insurance Agent
1501 El Camino Real Ste G, Belmont, CA 94002
(650) 919-8870 lancechu.com
Farmers Insurance
5th & o'nell building, 1281 5th Ave, Belmont, CA 94002
(650) 284-3755 farmers.com
James E Mc Govern Insurance
1625 El Camino Real, Belmont, CA 94002
(650) 593-8216
Farmers Insurance - Jack Parden
1043 Alameda De Pulgs, Belmont, CA 94002
(650) 593-2197 agents.farmers.com
Farmers Insurance - Victoria Shi
1070 6th Ave STE 105, Belmont, CA 94002
(650) 931-8626 agents.farmers.com

Home insurance agents in Belmont, California help residents protect their homes against common risks like earthquakes and wildfires. California law requires insurers to offer earthquake coverage but homeowners must choose to add it. A local agent can explain how proximity to the San Francisco Bay influences flood risk and policy options.

What Does a Home Insurance Agent in Belmont Cost?

In California, the average annual home insurance premium is around 1,200 to 1,500 dollars for a standard policy. However, costs in Belmont can be higher due to wildfire and earthquake risks. Adding earthquake coverage may increase the premium by 800 to 3,000 dollars per year depending on the home's location and age. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home insurance agent in Belmont do?
A home insurance agent helps you compare policies from different carriers. They explain coverage limits, deductibles, and California-specific endorsements like fire and earthquake protection. Agents also assist with claims and policy changes.
Is earthquake insurance required in Belmont California?
Earthquake insurance is not required by law in California. However, insurers must offer it as an add-on to homeowners policies. Many Belmont homeowners choose this coverage due to the area's seismic risk.
How do I choose a home insurance agent in Belmont?
Look for an agent licensed by the California Department of Insurance. Ask about their experience with local risks like wildfire and earthquake. Compare quotes from multiple agents to find a policy that fits your needs.