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Home Insurance Agents in Carpinteria, CA

Looking for a home insurance agent in Carpinteria? Review the directory below to compare your options.

6 agents listed
Updated May 2026
Carpinteria, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 6 home insurance agents in Carpinteria, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Richard Campos - State Farm Insurance Agent
5565 Carpinteria Ave Ste 24, Carpinteria, CA 93013
(805) 566-6652 richardcampos.com
Douglas Huff: Allstate Insurance
5320 Carpinteria Ave ste l, Carpinteria, CA 93013
(805) 684-7717 agents.allstate.com
Farmers Insurance - Ryan Warner
4915 Carpinteria Ave Ste D, Carpinteria, CA 93013
(805) 684-8808 agents.farmers.com
David Thomas: Allstate Insurance
5320 Carpinteria Ave, Carpinteria, CA 93013
(805) 684-7717 agents.allstate.com
Brown & Brown Insurance Services of California, Inc
1001 Mark Ave #201, Carpinteria, CA 93013
(805) 965-0071 bbofcal.com
Starr Insurance
1001 Mark Ave suite 101, Carpinteria, CA 93013
(805) 745-5900 starrcompanies.com

A home insurance agent in Carpinteria can help you find a policy that protects your property against risks like wildfire, earthquake, and flood. California law requires insurers to offer earthquake coverage as an add-on to standard homeowners policies. Agents in Carpinteria understand local risks and can guide you through available options.

What Does a Home Insurance Agent in Carpinteria Cost?

The average cost of homeowners insurance in California is about $1,200 to $1,800 per year for a standard policy. In Carpinteria, rates may be higher due to wildfire and earthquake risks. Earthquake insurance adds $800 to $3,000 per year depending on the property. Actual costs depend on your homes value, location, and coverage limits. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home insurance agent in Carpinteria do?
A home insurance agent helps you compare policies from different companies to find coverage that fits your needs. They explain policy terms, deductibles, and exclusions. They can also assist with filing claims after a loss.
Do I need earthquake insurance in Carpinteria?
Earthquake insurance is not required by law, but California law mandates that insurers offer it as a separate policy. Given Carpinterias proximity to fault lines, many homeowners choose to add this coverage. An agent can explain the cost and benefits.