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Find Home Insurance Agents Near You in Clearlake, CA
Directory of home insurance agents in Clearlake, California. Verify credentials with the state department of insurance before hiring.
3 agents listed
Updated May 2026
Clearlake, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 3 home insurance agents in Clearlake, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Lunas Insurance
14980 Lakeshore Dr, Clearlake, CA 95422
(707) 995-2570
Kosich Insurance Agency
3555 Mattioda Ct Ste C, Clearlake, CA 95422
(925) 284-3911
kosich.com
Lincoln-Leavitt Insurance
14340 Lakeshore Dr, Clearlake, CA 95422
(707) 994-0992
Home insurance agents in Clearlake California help homeowners protect their property against wildfire lakefront damage and other local risks. California law requires insurers to offer a minimum of basic fire coverage but many policies exclude flood or earthquake. A local agent can explain the California FAIR Plan for high risk properties and guide you to additional coverage options.
What Does a Home Insurance Agent in Clearlake Cost?
Home insurance costs in Clearlake California vary widely based on home value fire risk and coverage level. Average annual premiums in Lake County range from 1,200 to 3,500 dollars for standard policies but high risk properties can cost 5,000 dollars or more. Earthquake and flood endorsements add extra fees. This is general information and does not constitute insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Clearlake do?
A home insurance agent helps you find a policy that covers your home against fire theft and liability. They explain California specific requirements like the mandatory offer of earthquake coverage. They also help you compare rates from different insurers.
Do I need flood insurance in Clearlake California?
Standard home insurance policies do not cover flood damage. Clearlake is near a large lake and flood risk is possible. You may need a separate flood policy through the National Flood Insurance Program or a private insurer.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.