ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency or broker. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. No agent listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Compare Home Insurance Agents in Diamond Springs, CA
Browse home insurance agents serving Diamond Springs, California. Contact information and addresses listed below.
3 agents listed
Updated May 2026
Diamond Springs, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 3 home insurance agents in Diamond Springs, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
James White - State Farm Insurance Agent
550 Pleasant Valley Rd #1a, Diamond Springs, CA 95619
(530) 626-4020
jameswhitesf.com
Beuttel Insurance Services
517 Pleasant Valley Rd #2, Diamond Springs, CA 95619
(530) 303-3366
beuttelinsure.com
Hodnett Insurance Services
4242 Fowler Ln #201, Diamond Springs, CA 95619
(530) 622-0592
hodnettinsurance.com
Home insurance agents in Diamond Springs, California help homeowners protect their property against risks like wildfire, theft, and liability. California law requires insurers to offer coverage for basic perils, but agents can help you find additional protection for local hazards. Diamond Springs residents often seek agents who understand the unique fire risk in El Dorado County.
What Does a Home Insurance Agent in Diamond Springs Cost?
The average cost of home insurance in California is about $1,200 to $2,500 per year for a standard policy, but rates in Diamond Springs can be higher due to wildfire risk. Premiums depend on your homes location, age, construction type, and coverage limits. For high-risk areas, the California FAIR Plan may cost more, often $2,500 to $5,000 or more annually. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Diamond Springs do?
A home insurance agent helps you compare policies from multiple carriers to find coverage for your home and belongings. They explain policy details, help you file claims, and advise on California-specific issues like brush clearance requirements. Agents can also assist with the California FAIR Plan if standard coverage is hard to get.
Do I need special coverage for wildfire in Diamond Springs?
Yes, many standard policies cover fire damage, but you may need additional coverage for replacement cost or debris removal. California law SB 11 requires insurers to offer discounts for wildfire mitigation measures like defensible space. An agent can help you understand what your policy includes and what extra endorsements you might need.
How do I choose a home insurance agent in Diamond Springs?
Look for an agent licensed in California who has experience with properties in El Dorado County. Ask about their knowledge of local fire risk and their ability to work with the FAIR Plan. You can verify an agents license through the California Department of Insurance website.
Free • No Obligation
Compare Home Insurance Agents
Get matched with agents in Diamond Springs who handle your type of coverage.
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party insurance marketing service. BeforeInsuranceUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any agent. Your information is collected and handled by the form provider according to their privacy policy.
Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.