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Home Insurance Agents in Imperial Beach, CA

Compare home insurance agents in Imperial Beach. Review contact information and insurance categorys before you decide.

6 agents listed
Updated May 2026
Imperial Beach, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 6 home insurance agents in Imperial Beach, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Tracey Rivera Insurance Agency Inc. - State Farm Insurance
1239 Palm Ave, Imperial Beach, CA 91932
(619) 424-3956 traceyriveraagency.com
Cheryl Close - State Farm Insurance Agent
1144 13th St Suite 101, Imperial Beach, CA 91932
(619) 423-7111 cherylclose.com
Greg Nelson: Allstate Insurance
1228 Palm Ave, Imperial Beach, CA 91932
(619) 423-2633 agents.allstate.com
Farmers Insurance - Carlos Diaz
1340 Imperial Beach Blvd Ste 204, Imperial Beach, CA 91932
(619) 425-0079 agents.farmers.com
Ideal Choice Insurance & Notary Services
1237 Palm Ave, Imperial Beach, CA 91932
(619) 423-7172 idealchoiceinsurance.com
Bee Insurance Services
946 Donax Ave #464, Imperial Beach, CA 91933
(858) 752-7564

A home insurance agent in Imperial Beach California can help you find a policy that covers your home against risks like wildfire and coastal flooding. California law requires insurers to offer earthquake coverage as an add on to standard policies. Agents in Imperial Beach understand local weather patterns and can guide you through the process of getting the right protection for your property.

What Does a Home Insurance Agent in Imperial Beach Cost?

The cost of a home insurance policy in California varies widely based on location home value and coverage limits. For a typical single family home in Imperial Beach annual premiums can range from 800 to 2500 dollars. Factors like proximity to the coast and fire risk zone ratings can increase rates. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home insurance agent in Imperial Beach do?
A home insurance agent helps you compare policies from different companies to find coverage that fits your needs. They explain terms like dwelling coverage and personal property limits. They also assist with filing claims and updating your policy after renovations.
Do I need earthquake insurance for my home in Imperial Beach?
California law does not require earthquake insurance but insurers must offer it as a separate policy. Given Imperial Beach proximity to fault lines many homeowners choose to add this coverage. An agent can explain the deductible and how it works.