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Browse home insurance agents serving Lincoln, California. Contact information and addresses listed below.
8 agents listed
Updated May 2026
Lincoln, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 8 home insurance agents in Lincoln, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Andres Ordaz - State Farm Insurance Agent
605 Lincoln Blvd #110, Lincoln, CA 95648
(916) 409-2700
andresordaz.com
Placer West Insurance Services
595 McBean Park Dr, Lincoln, CA 95648
(916) 645-7816
placerwest.com
Daren Anderson - State Farm Insurance Agent
601 McBean Park Dr #200, Lincoln, CA 95648
(916) 434-4040
darenanderson.com
Odi Ayala: Allstate Insurance
561 7th St Ste B, Lincoln, CA 95648
(916) 408-6820
agents.allstate.com
Farmers Insurance - Austin Bowden
421 A St Ste 200a, Lincoln, CA 95648
(916) 624-2424
agents.farmers.com
Farmers Insurance - Suzie Pierroz
150 Lincoln Blvd Ste 109, Lincoln, CA 95648
(916) 645-9400
agents.farmers.com
Cornerstone Associates Insurance
521 G St, Lincoln, CA 95648
(916) 645-3333
cornerstoneinsurance.net
All Types Insurance Agency
805 Тwelve Bridges Dr #15, Lincoln, CA 95648
(916) 408-7665
Home insurance agents in Lincoln, California help homeowners find coverage that meets state requirements and local needs. California law does not require homeowners insurance, but mortgage lenders usually do. Agents can explain how factors like wildfire risk in Placer County affect your policy options and premiums.
What Does a Home Insurance Agent in Lincoln Cost?
The average cost of homeowners insurance in California is about $1,200 to $1,500 per year for a standard policy. In Lincoln, premiums may be higher due to wildfire risk, ranging from $1,500 to $3,000 or more. Costs vary by home value, coverage limits, deductible, and insurer. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Lincoln do?
A home insurance agent helps you compare policies from different insurers to find coverage for your home and belongings. They can explain California-specific endorsements like earthquake or fire coverage. They also assist with policy changes and claims questions.
Is homeowners insurance required by law in California?
No, California state law does not require homeowners insurance. However, most mortgage lenders require it to protect their investment. If you own your home outright, you can choose not to carry insurance, but it is risky.
How does wildfire risk affect home insurance in Lincoln?
Lincoln is in a high wildfire risk area, which can increase premiums or make it harder to find coverage. California FAIR Plan is a state-mandated option for homeowners who cannot get standard insurance. An agent can help you understand your options.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.